Rate Insurance

05/28/2026

Rate Insurance’s 2026 Home Insurance Trends Report was featured in Scotsman Guide, highlighting a major shift: the first deceleration in homeowners insurance premium increases since 2019.

We're excited to see our data helping shed light on the trends shaping affordability, risk, and coverage decisions for homeowners across the country.

Check out the full article here:

But premiums still rose an average of 9.2% last year: Rate Insurance study

05/21/2026

Rate Insurance's 2026 Market Analysis is here!

As home insurance costs continue to rise and coverage options become more complex, staying informed has never been more important.

Our latest Consumer Insights report analyzes nearly 70,000 home insurance policies nationwide to uncover the trends shaping the market in 2026. From rising premiums and changing deductibles to increased demand for flood insurance and shifts in carrier availability, the report provides a comprehensive look at what's impacting homeowners across the country.

Download our full report here:

Homeowners insurance premiums have more than doubled since 2019, rising 107.6% acrossRate Insurance’s portfolio. In 2025, the pace finally slowed. While premiums are still increasing, the cumulative rise has changed what homeowners pay and what their coverage looks like in practice. Our report pre...

05/05/2026

Farm work comes with real risks, but workers’ compensation coverage isn’t always one-size-fits-all. Whether you’re running a small family farm or a larger operation, understanding your coverage options can help protect your employees and your business.

Our latest blog dives into coverage requirements, exemptions, and what farm owners should know:

https://www.rate.com/insurance/resources/workers-compensation-for-farm-workers/

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04/24/2026

With cyber threats becoming more targeted, energy companies are facing heightened risk.

As attacks grow more sophisticated, having the right protection in place is critical. Our latest blog breaks down how cyber insurance can help safeguard operations, mitigate risk, and keep energy companies resilient:

Having reliable, stable power is such a given that Americans tend not to think about it until there’s an outage. Then, when everything is off, our immediate thought is to wonder how long it’s going to take for the outage to get fixed. Usually, power outages are brief and typically caused by incl...

04/23/2026

Thank you to Liberty Mutual Insurance for awarding us Agent for the Future's Digital Innovator of the Year!

A huge congratulations to our Tech team at Rate Insurance. Your dedication, creativity, and drive to continuously improve how we serve our customers are what make achievements like this possible.

Proud of the work, and even more excited for what’s ahead!

04/13/2026

Tax season is upon us, and home builders have several new tax changes to pay attention to as they begin the annual tax filing process.

Maximizing deductions and staying compliant are key goals for most filers, and there are some recent additions and changes to the tax code that mean home builders should take the time to review updates, as it may mean a lower tax bill or substantive changes to the ways in which some items are treated in the tax code.

Read our most recent blog on how some of these policies could impact your business taxes:

Tax season is upon us, and home builders have several new tax changes to pay attention to as they begin the annual tax filing process. Maximizing deductions and staying compliant are key goals for most filers, and there are some recent additions and changes to the tax code that mean home builders sh...

04/09/2026

Flexibility, freedom, and growth. At Rate Insurance, our remote positions offer it all. Join us and start building your career from anywhere today.​

View our open positions at https://lnkd.in/gXNwkwqk​

03/24/2026

Youth sports injuries are more common than many realize, and the costs can add up quickly.

Accident insurance is designed to help cover medical expenses like ER visits, imaging, and follow-ups, filling gaps that traditional health plans may not fully cover.

Read our latest blog to learn more about accident insurance for youth athletes:

The youth sports industry in the United States is enormous. An estimate from the Aspen Institute Project Play survey places an estimate of $40 billion in annual revenue from youth sports, with families spending more than $1,000 a year, on average, for costs associated with a child’s primary sport....

03/10/2026

Do you know if you’re getting the best rate for your auto insurance?​

​According to Consumer Reports, 50% of drivers never shop around for a better auto insurance policy after their initial purchase. ​

​Get in touch with your Rate Insurance agent or get a free quote on our website to make sure you aren’t overpaying: https://lnkd.in/d724KCxC

02/25/2026

Running a livery service comes with unique risks, and the right protection matters. From passenger injuries to property damage claims, general liability insurance plays a critical role in protecting your business, your reputation, and your financial future.

Our latest article breaks down what coverage livery services need and why it’s essential for long-term success.

When we think of livery services, typically what comes to mind are specialty ride services, like a car service that transports you to the airport, or limos to rent for weddings, proms, and other special occasions. There are many different types of livery services, which include not only car services...