Rate Insurance

06/08/2026

Storms, vessel traffic, aging infrastructure, and waterfront exposure can all put a marina's docks and piers at risk. Yet many marina owners don't realize how costly damage to these critical assets can be until a loss occurs.

Dock and pier insurance helps protect the structures your marina depends on and can help safeguard your business from unexpected repair and replacement costs.

Learn more about protecting your marina's infrastructure and why specialized coverage matters:
https://www.rate.com/insurance/resources/dock-and-pier-insurance-protecting-your-marinas-infrastructure/

Summer is prime time for on-the-water fun and activities, and your marina will likely be busy with people getting the most out of their boats and other watercraft. As a business owner, you want to protect your marina from accidental damage. The best way to guard against unexpected losses is to be pr...

05/28/2026

Rate Insurance’s 2026 Home Insurance Trends Report was featured in Scotsman Guide, highlighting a major shift: the first deceleration in homeowners insurance premium increases since 2019.

We're excited to see our data helping shed light on the trends shaping affordability, risk, and coverage decisions for homeowners across the country.

Check out the full article here:

But premiums still rose an average of 9.2% last year: Rate Insurance study

05/21/2026

Rate Insurance's 2026 Market Analysis is here!

As home insurance costs continue to rise and coverage options become more complex, staying informed has never been more important.

Our latest Consumer Insights report analyzes nearly 70,000 home insurance policies nationwide to uncover the trends shaping the market in 2026. From rising premiums and changing deductibles to increased demand for flood insurance and shifts in carrier availability, the report provides a comprehensive look at what's impacting homeowners across the country.

Download our full report here:

Homeowners insurance premiums have more than doubled since 2019, rising 107.6% acrossRate Insurance’s portfolio. In 2025, the pace finally slowed. While premiums are still increasing, the cumulative rise has changed what homeowners pay and what their coverage looks like in practice. Our report pre...

05/05/2026

Farm work comes with real risks, but workers’ compensation coverage isn’t always one-size-fits-all. Whether you’re running a small family farm or a larger operation, understanding your coverage options can help protect your employees and your business.

Our latest blog dives into coverage requirements, exemptions, and what farm owners should know:

https://www.rate.com/insurance/resources/workers-compensation-for-farm-workers/

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04/24/2026

With cyber threats becoming more targeted, energy companies are facing heightened risk.

As attacks grow more sophisticated, having the right protection in place is critical. Our latest blog breaks down how cyber insurance can help safeguard operations, mitigate risk, and keep energy companies resilient:

Having reliable, stable power is such a given that Americans tend not to think about it until there’s an outage. Then, when everything is off, our immediate thought is to wonder how long it’s going to take for the outage to get fixed. Usually, power outages are brief and typically caused by incl...

04/23/2026

Thank you to Liberty Mutual Insurance for awarding us Agent for the Future's Digital Innovator of the Year!

A huge congratulations to our Tech team at Rate Insurance. Your dedication, creativity, and drive to continuously improve how we serve our customers are what make achievements like this possible.

Proud of the work, and even more excited for what’s ahead!

04/13/2026

Tax season is upon us, and home builders have several new tax changes to pay attention to as they begin the annual tax filing process.

Maximizing deductions and staying compliant are key goals for most filers, and there are some recent additions and changes to the tax code that mean home builders should take the time to review updates, as it may mean a lower tax bill or substantive changes to the ways in which some items are treated in the tax code.

Read our most recent blog on how some of these policies could impact your business taxes:

Tax season is upon us, and home builders have several new tax changes to pay attention to as they begin the annual tax filing process. Maximizing deductions and staying compliant are key goals for most filers, and there are some recent additions and changes to the tax code that mean home builders sh...

04/09/2026

Flexibility, freedom, and growth. At Rate Insurance, our remote positions offer it all. Join us and start building your career from anywhere today.​

View our open positions at https://lnkd.in/gXNwkwqk​