Alyssa Ip, Licensed Agent with New York Life

12/05/2024

Your income is too important to risk. Learn more from Mark Browne, PhD about ways to protect yourself from an unexpected loss of income.

Protecting your income sources is a key part of managing financial risk. Learn how life and disability insurance can help with your long-term financial goals.

12/03/2024

Are you having trouble saving for retirement? A recent survey found that adults who had a financial strategy in place are more likely to say that they’ve started setting money aside than those without (58% vs. 18%, respectively).
Discover more interesting findings in the most recent Wealth Watch Survey from New York Life.

New York Life’s latest Wealth Watch survey finds financial resiliency among American adults, even in the face of high interest rates and rising credit card debt.

11/30/2024

At New York Life, we know that small businesses are the heart and soul of our communities. This and every day, we're committed to helping local businesses thrive. Reach out to learn how I work with small businesses like yours.

11/29/2024

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

11/25/2024

Caring for an aging parent is never easy, especially for LGBTQ+ individuals facing their own unique obstacles. But there are steps you can take to ease the financial burden. As someone who understands the emotional and financial toll firsthand, reach out, and let's navigate the complexities of long-term care planning together.

Are you part of the "Sandwich Generation," caring for aging relatives and raising children? Balancing these responsibilities can be financially challenging.

11/21/2024

From CDs to annuities, there are a lot of ways to save for retirement. The key is choosing the right strategy. I can help make sure you're saving the right way for the goals you want to achieve. Reach out, and let's make sure your retirement is picture-perfect.

11/20/2024

Tax-free transfers from IRAs to CRTs and CGAs
IRA owners who want to support a specific charity but also like the idea of receiving a lifetime stream of steady payments can now do both, thanks to a new law described in this article from Professor Chris Hoyt. Learn how donors can retain income from donated funds while ensuring future support for their chosen causes and take full advantage of this evolving landscape of charitable giving options.
https://bit.ly/48XfbC4

11/19/2024

Top savings goals deferred for child-rearing expenses: retirement (28%), education (21%), emergencies (21%)

New York Life’s latest Wealth Watch survey finds that inflation and credit card debt continue to present challenges for everyday Americans, despite some progress.

11/15/2024

When it comes to big life events, there's a difference between expectations and reality. In fact, 76% of adults surveyed were surprised by something when going through a significant event. Make sure you're not caught off guard. Reach out and I'll help you come up with a strategy that covers all the bases.

New York Life’s latest Wealth Watch survey finds that American adults overwhelmingly report they are not financially preparing for major life events like purchasing a home, starting a family, changing careers, or retirement.

11/14/2024

Check out Money magazine’s "How to Create a Life Insurance Retirement Plan" by Jeremi Davidson, explaining how a strategy of using the cash value of a permanent life insurance policy to supplement retirement income can enhance your retirement strategy, offering both the protection of life insurance along with the potential growth of retirement assets. https://nyl.co/4hMEmLO

11/12/2024

More than half of Americans feel behind on their retirement savings. Here's how to save more.

A new Bankrate survey shows that 57% of Americans feel behind on their retirement savings. Here's how to save more.

11/11/2024

What do Americans with household incomes of $100,000 or more mean when they say they live paycheck to paycheck?

More than four in 10 (42%) Americans with household incomes of $100,000 or more say they live paycheck to paycheck. Here's what they mean.