Melinda Penner, Mortgage Loan Originator, NMLS# 1989319

Melinda Penner, Mortgage Loan Originator, NMLS# 1989319 Working with you to find the BEST mortgage that fits your needs.

Rent prices aren’t slowing down—and your next rent check could be your down payment.If you’re just starting to explore t...
04/23/2025

Rent prices aren’t slowing down—and your next rent check could be your down payment.

If you’re just starting to explore the idea of homeownership, we can talk you through how to get there. It might be more doable than you think. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

What’s your home goal this year?For upsizing, downsizing, or buying your very first place: we’re here to help you map ou...
04/22/2025

What’s your home goal this year?

For upsizing, downsizing, or buying your very first place: we’re here to help you map out the steps. Sometimes the first step is just a conversation—and we’re always happy to start there. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

04/22/2025

Check out what homeowners are saying about working with Stockton Mortgage—and see why you’re in great hands.

5-star service. Real results.
Whether you're refinancing to access equity or just want a lender who listens, our reviews speak volumes. Find out how much equity you could access with a cash-out refinance. For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan.

865-304-3318

What does the mortgage process really look like?We like to think of it in three parts: 1) Prep, 2) Paperwork, 3) Closing...
04/21/2025

What does the mortgage process really look like?

We like to think of it in three parts: 1) Prep, 2) Paperwork, 3) Closing. We guide you through all of it and keep the surprises to a minimum. It’s a partnership from start to finish. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Rent vs. Buy: Have you crunched the numbers lately?Sometimes monthly rent ends up being close to what a mortgage payment...
04/20/2025

Rent vs. Buy: Have you crunched the numbers lately?

Sometimes monthly rent ends up being close to what a mortgage payment would be. We can run the numbers together and see what buying could look like in your current market. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

🐶 Buying a home isn’t just about square footage—it’s about your life.Whether you need a yard for your dog or a home offi...
04/18/2025

🐶 Buying a home isn’t just about square footage—it’s about your life.

Whether you need a yard for your dog or a home office with great light, we love helping people find homes that fit their lifestyle. Let’s match your version of home with the best loan option. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Real talk: Buying a home comes with questions. We get it. Credit scores, down payments, closing costs...it can feel over...
04/17/2025

Real talk: Buying a home comes with questions. We get it. Credit scores, down payments, closing costs...it can feel overwhelming. Our job is to answer those questions, break it down clearly, and keep things moving forward. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Imagine an eggstraordinary year – without mortgage payments. 🐣 Close on your home purchase or refinance with us and you ...
04/17/2025

Imagine an eggstraordinary year – without mortgage payments. 🐣 Close on your home purchase or refinance with us and you are automatically entered for a chance to win a Mortgage Free Year. Limitations apply. See sweepstakes rules for more details https://stockton.com/sweepstakes/

Getting pre-approved helps us understand what fits your budget and strengthens your offer when you're ready to buy. It's...
04/16/2025

Getting pre-approved helps us understand what fits your budget and strengthens your offer when you're ready to buy. It's not as scary or complicated as it sounds—and we walk you through each step. 865-304-3318
This is not a commitment to lend. Qualifications apply. See representative for details.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Here’s something you might not know:You don’t always need 20% down to buy a home. Some programs offer options with as li...
04/15/2025

Here’s something you might not know:
You don’t always need 20% down to buy a home. Some programs offer options with as little as 3% down. Let’s talk about what’s available and what fits your financial comfort zone. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

04/15/2025

Thinking about tapping into your home’s equity? A cash-out refinance could help you pay down debt, fund renovations, or finally take that dream vacation.

Find out how much cash you could qualify for today! 865-304-3318
For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan.

An escrow account is used to manage property taxes and homeowners insurance as part of a monthly mortgage payment. Inste...
04/14/2025

An escrow account is used to manage property taxes and homeowners insurance as part of a monthly mortgage payment. Instead of paying these costs in a lump sum, funds are collected over time and paid on your behalf. This helps ensure these important expenses are covered without unexpected financial strain. 865-304-3318

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Address

Knoxville, TN

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+18653043318

Website

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