Brannon Taylor- Loan Officer at First Choice Lending Services NMLS #36380

11/13/2023

11/08/2023

"Ashley was the best to work with on getting approved for our forever home!"

Way to go on 2 five ⭐reviews Ashley Ferguson! We're proud to be in business with you! 👏

11/08/2023

Why is it important to improve your credit score prior to buying a house? Lenders will use your credit scores to decide whether they're willing to lend to you and at what interest rate. Here are a few ways to improve your credit score prior to house hunting.

➡️ Pay down debt
➡️ Pay on Time
➡️ Improve your Debt-to-Income Ratio
➡️ Dispute Errors
➡️ Holding a credit balance (under 30% total allocation)

A better credit score not only enhances your chances of securing a mortgage but also ensures favorable terms, paving the way for a smoother and more affordable home-buying experience.

11/08/2023

Congratulations to Robert Klatt on being our October:

🏆Employee of the Month🏆

A little about Robert...

🏡 He's been a loan officer since 2006.
🙍He has 2 sons ages 10 and 13.
🗻He likes to off road and 4-wheel in his jeep.
🐶He has 2 dogs.

10/12/2023

Congrats to Michael Shadowens- Loan Officer at First Choice Lending Services on being our September...

🏆Employee of the Month🏆

A little about Michael...

🏡 He's been a loan officer for 7️⃣ years.
🌳 He loves the outdoors and spending time outside.
🧡 He bleeds TN orange. 🏈
📚 He tries to read one new book every month.

10/09/2023

Two 5 ⭐ reviews for Steve & Lyndsey Logan- First Choice Lending Services, LLC! Way to go guys! 🎉

"First Choice lending with Steve Logan is GREAT! If you need a loan, this is where you go."

10/04/2023

Two 5 ⭐ reviews for Michael Shadowens- Loan Officer at First Choice Lending Services! Way to go Michael, keep it up!

"Michael Shadowens made the home buying process a breeze. Any hiccup that occurred Michael offered a solution."

10/01/2023

"He goes above and beyond and truly cares about his clients"

5 ⭐ review for Jacob Blazier - Mortgage Loan Officer - NMLS 2104414! Way to go Jacob!

10/01/2023

Ready to make the leap into homeownership? Asking the right mortgage questions can make the journey smoother and save you money! Here's what you should ask:

🏡 How much down payment will I need? Find out if a lower down payment or even no down payment is possible for you.
🏡 Do I qualify for any down payment assistance programs? Explore loan programs that might lighten your upfront costs.
🏡 What is my interest rate? Understand the factors that determine your rate and any associated fees.
🏡 What is the annual percentage rate (APR)? Learn about the embedded fees in your loan and make wise comparisons.
🏡 Are you doing a hard credit check on me today? Know when a "hard inquiry" will impact your credit report.

Your dream home is closer than you think! We can guide you through these questions and more. Reach out, and let's take the first step toward your new home today! 🏠✨

09/28/2023