Kristina Rombakh - Loan Officer

Kristina Rombakh - Loan Officer Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kristina Rombakh - Loan Officer, Mortgage brokers, 4030 Lake Washington Boulevard NE, Kirkland, WA.

LO NMLS # 1698009 | Company NMLS 3029
Cross Country Mortgage | Equal Housing Lender
🏡 Helping achieve the dream of homeownership
🔑 First Time Homebuyer Education
✨ Get Pre-Approved Today

Grateful to be named a Top Originator by Scotsman Guide. Each family I have the privilege of helping shapes this journey...
04/08/2026

Grateful to be named a Top Originator by Scotsman Guide. Each family I have the privilege of helping shapes this journey and fuels my passion to do more, serve more, and help even more people achieve their homeownership dreams. Thank you to everyone who continues to trust me along the way. 💫🏡

Not every buyer fits neatly into a bank’s “box” 📦And here’s the truth… that doesn’t mean you don’t qualify.Big banks are...
04/06/2026

Not every buyer fits neatly into a bank’s “box” 📦

And here’s the truth… that doesn’t mean you don’t qualify.

Big banks are built for the standard borrower.
But real life? It’s not always standard.

Self-employed income.
RSUs.
Investment properties.
Unique credit situations.

There are so many paths to homeownership that most people (and even some lenders) don’t talk about.

If you’ve been told “no” before, it might just mean you haven’t talked to the right lender yet.

Don’t count yourself out—there are options.

DM me if you want a second look 👀🏡

04/02/2026

Tax season is upon us and I’m here to tell you there’s a club your not a part of if you’re renting - and that club is the tax deduction club 🪩

It’s best practice to always consult a tax professional or CPA when determining your tax benefits.

Agents: Let’s Turn Your “Almost Buyers” Into Success Stories!Free Zoom Training – Creative Financing SolutionsThe truth ...
03/25/2026

Agents: Let’s Turn Your “Almost Buyers” Into Success Stories!
Free Zoom Training – Creative Financing Solutions
The truth is: some clients just need a smarter path to get the keys. And you can be the agent who knows exactly how to guide them.

In this session, we’ll break down:

🔑 Creative loan solutions that solve real barriers
🔑 How to revive clients who were previously denied
🔑 Ways to structure deals lenders actually approve
🔑 Real examples you can use immediately with clients

Whether your buyers need flexibility, alternatives, or just a fresh approach—this is training you won’t want to miss.

💌 DM me “CREATIVE” and I’ll send you the invite link!

Know your numbers. Every spring I see buyers fall in love with a house first, and only later realize the payment doesn’t...
03/23/2026

Know your numbers.

Every spring I see buyers fall in love with a house first, and only later realize the payment doesn’t quite line up with what they expected.

The search gets a lot easier once the numbers are clear.

Price range. Down payment options. Estimated monthly payment.

Once buyers understand that piece, the homes that truly fit start standing out a lot faster. Spring tends to move quickly - but the buyers who feel the most confident are usually the ones who ran the numbers first. 🏡

Dreaming about owning a home but thinking you should wait until you’ve saved a full 20% down? Let’s run the real numbers...
03/16/2026

Dreaming about owning a home but thinking you should wait until you’ve saved a full 20% down?

Let’s run the real numbers. 👇🏼
You’re saving $2,500/month and paying $3,300/month in rent - that’s $39,600 a year going toward someone else’s mortgage.

With $35,000 saved today, you already have enough for a 5% down payment on a $700,000 home, and at today’s rates - you can start building equity now.

But if you wait?

⏳ It could take 3.5 years to save up
💸 You’ll spend $118,800 on rent
📈 $700,000 home could easily cost almost $800,000 by then
🎯 Meaning your 20% down target jumps even HIGHER

Waiting doesn’t make buying easier - it often makes it more expensive.

03/13/2026

The lowest interest rate isn’t always the best deal.

Some online lenders advertise a “low rate”… but what they don’t highlight is the thousands in points or fees required to get it.

Before choosing a lender, ask:
• What does this rate actually cost?
• How long does it take to break even?
• Is this the best strategy for my goals?

Because the smartest borrowers don’t just shop rates — they shop strategy. 🏡

Investor wanted another property…but their tax returns said no.So we changed the strategy.We used equity from an existin...
03/12/2026

Investor wanted another property…
but their tax returns said no.

So we changed the strategy.

We used equity from an existing investment property and qualified them using only the rental income from the new one.

No traditional income docs needed.

That’s the power of a DSCR loan. 🏡

I see tons of saves, shares, and “maybe someday” energy, but that alone doesn’t move anyone closer to owning a home.What...
03/10/2026

I see tons of saves, shares, and “maybe someday” energy, but that alone doesn’t move anyone closer to owning a home.

What does make a difference is: UNDERSTANDING YOUR NUMBERS. By knowing what you can afford; preparation turns interest into real options.

If you want to be ready, DM me. 🏡

Address

4030 Lake Washington Boulevard NE
Kirkland, WA
98033

Telephone

+14253644613

Website

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