Rebecca Holm, Licensed Agent

10/15/2026

10/15/2026

Tonight, the office is quiet. The chairs are empty, the desk is ready, and the box of “THINGS” is stocked. 😊

The quiet before the proverbial storm—tomorrow, October 15, Medicare’s Annual Enrollment Period begins!

Soon, these chairs will hold people with questions about their coverage, changes they’re trying to understand, and decisions they want to feel comfortable making.

That’s where I come in…one of my favorite parts of my role. We’ll slow down, talk through what matters to you, and make sense of the details together. A review doesn’t automatically mean changing plans.

Need to schedule a Medicare Advantage review? Message me for an appointment in Kingsford or virtually anywhere in Michigan or Wisconsin.

The coffee will be hot, the water cold, and the bubbly soda is cold, crispy and refreshing!

10/07/2026

Well said—and such an important reminder! But I disagree! Here's why...

As we move through our careers and our lives, it’s almost impossible not to look around and compare our progress to the people beside us. And while we’re often told, “Don’t compare yourself to others,” I actually see comparison a little differently.

Sometimes comparison can be valuable. It can challenge us. It can spark creativity. It can expose us to new ideas, different approaches, and possibilities we may not have considered on our own. A healthy sense of competition can push us to grow. But there is one very important distinction: You cannot compare your Chapter 1 to someone else’s Chapter 5.

Your beginning will not look like theirs. It shouldn’t. Your experience, your strengths, your personality, your relationships, and even the lessons you learn along the way will shape a path that is uniquely yours. And when you allow yourself to build from those things instead of simply trying to duplicate someone else’s success, something starts to happen.

Your niche begins to form.

Your lane becomes clearer.

Your confidence grows.

Eventually, you stop wondering whether your Chapter 1 looks like everyone else’s and start becoming excited about what you’re going to write in Chapters 2, 3, 4—and every chapter that follows.

So yes, look around. Learn from people. Be inspired by them. Let their success challenge you. Just don’t forget that you’re still writing your own story.

10/03/2026

This tree has been catching my eye all week on my drive into work. The picture doesn’t do justice but I still needed to share….isn’t she pretty!? 🍁

10/02/2026

Happy birthday to my October birthday crew! 🎉 Wishing you a wonderful year ahead—and cake. Definitely cake. 😉

If you’re turning 65 and your Medicare coverage starts this month, welcome—you’re officially on Medicare! Turning 65 this month and haven’t taken any steps yet? Take a breath—you still have some time in your Initial Enrollment Period, and I’m happy to walk you through the process.

Speaking of Initial Enrollment Periods, turning 65 in January? Let’s chat with you too! You have another milestone to prepare for: Medicare! What do I mean?

For people with a January 65th birthday, October 1 marks the beginning of their Medicare Initial Enrollment Period. Now is a good time to learn your options, ask questions, and understand what comes next.

You don’t have to figure it all out on your own—I’m your girl known for making Medicare easy.

Ready to get started? Comment “MEDICARE” below, send me a private message, or book a call or appointment with me today. I’ll help you understand your timeline, review your options, and take the next step with confidence.

Know someone turning 65 in October, January, or any month in between? Tag them in the comments or share this post so they can get the reminder, too! 👇

10/02/2026

Embracing our local culture! Happy Plaiduary!

Proudly wearing plaid and embracing our Yooper roots. Wishing everyone a fun and festive Plaidurday!

09/26/2026

I wasn’t planning on sharing this. I tried a fun ChatGPT prompt for the heck of it and asked it to turn my personality into a cartoon mascot…but I liked the result too much to keep it to myself. 😂

Meet Quilliam, my tiny, slightly dramatic porcupine sidekick. He’s got a little green-and-gold scarf, a stack of paperwork, and apparently the same mission I do: making the prickly stuff feel simple.

I have to admit, ChatGPT understood the assignment. I do spend a lot of my day helping people sort through confusing insurance details—and I’m always happy to tell someone when they’re already in a good spot and don’t need to change a thing.

What do we think? Is Quilliam a keeper? 🦔

If you would like to try out the prompt, it’s in the comments below… Happy Saturday!

09/19/2026

Poll question:

Before you turned 65, how did you learn what you needed to do about Medicare?

Answer choices:

A. I worked with a local agent
B. I researched it myself
C. My employer helped me
D. A friend or family member helped
E. Didn’t have a clue, hoping it’s right.
F. Other__________________

09/17/2026

⚠️ Do you order medication from a pharmacy outside the United States?

A new U.S. Customs and Border Protection rule may affect medications mailed from Canadian and other international pharmacies.

Beginning October 22, 2026, medications subject to FDA requirements will generally need a more involved customs-entry process—even when the package is worth less than $800.

This is not an automatic ban, but it could result in:

• Longer delivery times
• Additional paperwork
• Customs-broker or processing fees
• Packages being held, returned or refused
• Some foreign pharmacies discontinuing U.S. shipments

If this affects you, please don’t wait until your medication is almost gone.

Start by calling the pharmacy and asking:

1. Will you continue shipping my medication to the United States after October 22?
2. Who will complete the required customs entry?
3. Will I need to pay brokerage, customs or processing fees?
4. Will you need additional information from me or my doctor?
5. How much extra delivery time should I expect?
6. What happens if my package is delayed or refused?

Write down the answers. Then:

✅ If the pharmacy can continue shipping, ask how early you should order and what documents you should keep.

✅ If the pharmacy is unsure, will no longer ship or expects significant delays or costs, contact your prescribing provider to discuss a U.S.-based alternative.

✅ If you have prescription coverage, contact your insurance agent or plan with the medication’s name, dosage and quantity. We can help you check coverage, participating U.S. pharmacies and possible alternatives to discuss with your provider.

Please do not stop, substitute or change a medication without speaking with your healthcare provider.

The goal is not to create alarm—it is to create a backup plan before a refill becomes urgent. Customs paperwork is inconvenient. Running out of an important medication is a much bigger problem.

If you are unsure whether this change may affect you, send me a message and I’ll help you determine your next step.

Source: https://www.federalregister.gov/documents/2026/06/24/2026-12669/indefinite-suspension-of-the-de-minimis-exemption-for-mail-shipments-and-new-postal-informal-entry