Chet Hearn, Loan Officer

Chet Hearn, Loan Officer Kerrville-based Senior Mortgage Advisor with Coast2Coast Mortgage, NMLS #1931461, serving Kerrville, Fredericksburg, San Antonio & the Texas Hill Country.

Questions? Ask Ashley, my AI assistant (link below). Whether your buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Market conditions and mortgage programs change frequently. You need up-to-date knowledge, post-COVID-19, concerning loan qualifications, limitations, their financial impact on lenders, rates, and, most importantly, what effect they

may have on you and your family. Make sure you're dealing with a top professional who can give you quick and accurate financial advice. Twenty-Five years of experience in residential real estate and related industries has provided me with the knowledge and expertise you need to explore the many financing options available today. I'm a broker affiliate of US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms. By letting me do the shopping, you get benefits that are not available to most lenders. I shop and arrange real estate financing for borrowers at wholesale prices. I hope you'll browse my website. Check out the different loan programs I have available, use my decision-making tools and calculators. Of course, you can contact me anytime by phone, text, or email for personalized service and expert advice. Call, text, or email. 830-377-3692.

09/02/2026

Every homebuyer has different financial goals. Understanding how loan terms affect your monthly budget and long-term costs can help you choose the option that's right for you.
Need help finding the mortgage that fits your goals? Let’s connect today.

Preparing well before applying for a jumbo loan can improve your financing options and make the approval process smoothe...
08/31/2026

Preparing well before applying for a jumbo loan can improve your financing options and make the approval process smoother. A little planning today can make a big difference when buying a high-value home.
Need help navigating the jumbo loan process? Let’s connect today.

Many homebuyers are surprised to learn that USDA loan eligibility extends beyond rural communities. Exploring all your f...
08/17/2026

Many homebuyers are surprised to learn that USDA loan eligibility extends beyond rural communities. Exploring all your financing options could open the door to more affordable homeownership.
Need help finding out if you qualify for a USDA loan? Let’s connect today.

Investment property financing doesn't always rely on traditional income documentation. DSCR loans can offer investors mo...
08/12/2026

Investment property financing doesn't always rely on traditional income documentation. DSCR loans can offer investors more flexibility by focusing on a property's income potential.
Need help exploring DSCR loan options? Let’s connect today.

Mortgage options are not one-size-fits-all. Understanding the eligibility requirements for different loan programs can h...
08/11/2026

Mortgage options are not one-size-fits-all. Understanding the eligibility requirements for different loan programs can help you find a financing solution that fits your situation.
Need help exploring your USDA loan options? Let’s connect today.

08/07/2026

Small improvements to your credit profile before applying for a mortgage can make a meaningful difference over the life of your loan. Planning ahead gives you more borrowing power and better financing opportunities.
Need help preparing for your mortgage journey? Let’s connect today.

Not every home purchase fits within standard loan limits. Jumbo loans can provide financing solutions for higher-value p...
08/06/2026

Not every home purchase fits within standard loan limits. Jumbo loans can provide financing solutions for higher-value properties while supporting a wider range of homeownership goals.
Need help exploring your jumbo loan options? Let’s connect today.

Getting an accurate mortgage estimate starts with understanding affordability, loan type, total interest costs and early...
07/29/2026

Getting an accurate mortgage estimate starts with understanding affordability, loan type, total interest costs and early payoff options.

Contact us to plan your mortgage with confidence.

During refinancing, your credit score is usually checked at the start and again near the end of the process.Contact us t...
07/27/2026

During refinancing, your credit score is usually checked at the start and again near the end of the process.

Contact us to understand your refinancing options with clarity.

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Kerrville, TX

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