HFG Trust

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“SpaceX IPO Draws More Than $100 Billion in Retail Orders” — BloombergWhen a company captures the public's attention lik...
06/12/2026

“SpaceX IPO Draws More Than $100 Billion in Retail Orders” — Bloomberg

When a company captures the public's attention like SpaceX has, it's easy to feel like you're looking at a once-in-a-generation investment opportunity.

And to be fair, SpaceX is an extraordinary company.

But successful investing isn't just about finding great companies—it's about understanding what expectations are already reflected in the price.

When a company eventually goes public at a potentially historic valuation, investors should ask:

- What assumptions are built into the valuation?
- What risks could impact future growth?
- What returns are realistic over the next 10 years?

The excitement is real. The opportunity may be as well. But thoughtful investing requires looking beyond the headlines.

In our latest article, we explore both the potential upside and the risks investors should consider before making any decisions.

Read the full article: https://shorturl.at/HIr1m

Article by Megan Nichols, CFP®

06/11/2026

Not every paycheck looks the same—and that’s perfectly fine!

If you’re self-employed, work on commission, earn seasonal income, or have an unpredictable cash flow, traditional financial advice may not always suit your needs.

Join us on June 17 for our event, "How to Win with Irregular Income." You’ll gain practical strategies to budget, save, invest, and build confidence when your income fluctuates.

📅 Date: June 17
🔗Reserve your spot today: https://hfgtrust.com/event/june-17-how-to-win-with-irregular-income/

06/01/2026

A special invitation to our Spokane community—we hope you'll join us.

Does your income fluctuate from month to month?

Whether you're self-employed, earn commissions, receive seasonal income, or work in a profession with variable earnings, managing cash flow can feel like a constant balancing act.

Join Brent Schafer - Financial Planning with Purpose on June 17 for our monthly lunch and learn, How to Win with Irregular Income, where we'll discuss practical strategies to help you create stability, build savings, and make confident financial decisions—regardless of when income arrives.

💡Free Lunch and Learn
- June 17 | 12PM - 1PM
- Spokane Valley, WA

🔗Reserve your spot today: https://tinyurl.com/2v498edt

05/27/2026

📌 Traditional 401(k) vs. Safe Harbor 401(k)

If you’re a business owner setting up a retirement plan, here’s a quick breakdown:

• Traditional 401(k) plans require annual testing
• Owner contributions can be limited based on employee participation

• Safe Harbor 401(k) plans help avoid those testing limitations
• Owners and highly compensated employees can typically maximize contributions
• Can simplify retirement planning for businesses

🎥 Thanks to Megan Nichols and Real Money Real Fast for today’s quick tip. More insights coming soon!

05/21/2026

A quick reminder: It pays to shop bank rates. 💰

Whether you’re opening a savings account, renewing a CD, or looking at loan options, rates can vary more than people think. Taking a little time to compare could help your money go further over time.

05/13/2026

Who says spring cleaning has to be boring? 🌱☀️

We enjoyed a morning filled with coffee, doughnuts, great company, and the satisfying sound of shredding carloads of old documents!

A huge thank you to our friends at Columbia Industries Information Management, our amazing team, wonderful clients, and all of our friendly volunteers who helped make the event such a success. We appreciate you all!

05/04/2026

We are thrilled to announce that HFG Trust has been nominated for TC Best's Financial Planner and Customer Service awards! 🎉 We are so grateful for our community's support and are ready to make 2026 our best year yet!

🔗 Check out our custom voting link here: https://www.votetcbest.com/hfgtrust

05/01/2026

If you’re over 50 and earning $150K+, there’s a change coming to your 401(k):

Starting in 2026, your catch-up contributions can no longer be pre-tax.
That extra $8,000? It’s going Roth.

✔️ Base contribution = still pre-tax eligible
✔️ Catch-up = now Roth only (if over income limit)

It's a small rule change but it could have a big impact on your tax strategy.

Megan Nichols, CFP® breaks it down—quick and simple.

Got questions? We're here to help, no matter how small they may seem! 🌱 Drop your queries in the comments below, and let's chat!

04/28/2026

Expanding our reach within the Spokane community: Not your average day at the office…

One of our advisors, , CFP®, TPCP®, took on the role of auctioneer at the Timbers Christian School fundraiser in Nine Mile Falls. He truly brought the energy!

From beginning to end, it was a celebration of positivity, community spirit, and dedication to a meaningful cause. We're proud to see our team making a difference beyond just the workplace!

We’ve had a few conversations lately with people who’ve either moved abroad or are thinking about it.Almost all of them ...
04/25/2026

We’ve had a few conversations lately with people who’ve either moved abroad or are thinking about it.

Almost all of them had the same reaction:

“I didn’t realize how much this would affect my finances.”

Not in a bad way. Just in ways that aren’t obvious at first.

Things like:
• How taxes work across countries
• What happens when your income and investments are in different currencies
• Whether your accounts still function the way you expect

None of it is unmanageable. It just takes a bit more coordination than most people expect.

If this is something you’re navigating (or considering), we recently put together a simple breakdown and we're happy to share it with you. Let us know in the comments if you need the link!

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Kennewick, WA

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Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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+15097357507

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