Michael LaMont Sr. Mortgage Loan Ninja/PCS Specialist NMLS ID # 852118

Michael LaMont Sr. Mortgage Loan Ninja/PCS Specialist NMLS ID # 852118 Looking for a whole new level of Customer Service when it comes to home loans, look no further. Put my 14 years of mortgage experience to work for you.

Earth Day week idea that’s actually practical:Energy upgrades aren’t just about value — they’re about comfort.Drafty roo...
04/24/2026

Earth Day week idea that’s actually practical:

Energy upgrades aren’t just about value — they’re about comfort.

Drafty rooms, uneven temps, high utility bills… those things add up in daily life.

Small improvements can make a home easier to live in, not just more efficient on paper.

If you could fix one comfort issue in a home, what would it be?

Questions welcome. No pressure. – Michael

Closings don’t happen by accident.They happen when the right people are working together — with clear communication, a s...
04/22/2026

Closings don’t happen by accident.

They happen when the right people are working together — with clear communication, a smooth process, and no surprises at the finish line.

Always enjoy working deals with Logan Blackburn. It makes a real difference for the client.

Another happy homeowner in the books.

Questions welcome. No pressure. – Michael

Why do lenders re‑check things right before closing?It’s a guardrail, not a surprise.Those last checks are there to make...
04/22/2026

Why do lenders re‑check things right before closing?

It’s a guardrail, not a surprise.

Those last checks are there to make sure nothing changed quietly — job, credit, or assets — between approval and signing.

Annoying sometimes. Protective every time.

What part of the process feels “extra”… but you understand why it’s there?

Questions welcome. No pressure. – Michael

Home warranty vs homeowners insurance — quick reality check:Homeowners insurance is for the big stuff like covered disas...
04/17/2026

Home warranty vs homeowners insurance — quick reality check:

Homeowners insurance is for the big stuff like covered disasters and liability.

A home warranty is more like a maintenance safety net — it might help with certain systems or appliances, depending on the plan.

Different tools. Different jobs.

One doesn’t replace the other.

Have you ever had a home warranty — good experience, bad one, or skipped it altogether?

Questions welcome. No pressure. – Michael

04/15/2026

Tax Day reminder for anyone who’s self‑employed:

Your tax return tells a story — and underwriting reads every chapter.

Big write‑offs can be great at tax time, but they can also make income look smaller on paper when you’re trying to buy or refinance.

That’s why starting the conversation early really matters.

What’s harder to navigate: the documentation, or planning cash flow ahead of time?

Questions welcome. No pressure. – Michael

Homeowners insurance can quietly throw a wrench into a deal if it’s left until the last minute.Rates vary, coverage matt...
04/08/2026

Homeowners insurance can quietly throw a wrench into a deal if it’s left until the last minute.

Rates vary, coverage matters, and sometimes the quote comes back way different than expected. Getting quotes early gives you time — and options.

It’s one of those steps that feels boring… until it isn’t.

Has insurance surprised you lately: normal, high, or “wait… WHAT?”

Questions welcome. No pressure. – Michael

APR vs interest rate, explained simply:Interest rate drives your payment.APR adds some of the costs to help you compare ...
04/03/2026

APR vs interest rate, explained simply:

Interest rate drives your payment.
APR adds some of the costs to help you compare loans more fairly.

APR isn’t everything — but it’s useful when you’re looking at multiple offers.

Have you ever been confused by APR?

Questions welcome. No pressure. – Michael

Two questions I love:“Can I qualify?”“Will I still feel comfortable after the payment?”Qualifying is math.Comfort is day...
04/01/2026

Two questions I love:
“Can I qualify?”
“Will I still feel comfortable after the payment?”

Qualifying is math.

Comfort is day‑to‑day life.

Buying at the top of your approval range isn’t wrong — but it isn’t always right either.

What matters more to you: max approval or staying in your comfort zone each month?

Questions welcome. No pressure. – Michael

Farm Photo Friday: Mud Season Edition.Some seasons are just messy.The work still gets done — just slower, with more pati...
03/27/2026

Farm Photo Friday: Mud Season Edition.

Some seasons are just messy.
The work still gets done — just slower, with more patience and a lot more boot‑cleaning.

It’s a good reminder for big goals too. Progress doesn’t always look clean or efficient, but it still counts.

What “messy season” are you working through right now?

Questions welcome. No pressure. – Michael
hashtag hashtag

03/26/2026

Yesterday I shared a stat about first‑time buyers making up a smaller slice of the market and people buying later than they used to.

So here’s the question that follows: what actually helps when someone is finally ready?

Most of the success stories I see don’t involve perfect timing. They involve:
• Adjusting expectations
• Being open to different options
• And having a clear plan before jumping in

Buying is harder right now — but not hopeless. The path just isn’t as straightforward as it used to be.

If buying feels out of reach today, what feels like the biggest sticking point?

Questions welcome. No pressure. – Michael

A stat that really stuck with me: first‑time buyers were 21%, and the median buyer age was 40.That tells me a lot of cap...
03/23/2026

A stat that really stuck with me: first‑time buyers were 21%, and the median buyer age was 40.

That tells me a lot of capable, responsible people are feeling boxed out right now.

If you’ve bought before, what helped you most at the time?

If not, what feels like the biggest hurdle today?

Questions welcome. No pressure. – Michael

Survey talk — because boundaries matter.A survey helps confirm property lines, easements, encroachments, fences, and the...
03/20/2026

Survey talk — because boundaries matter.

A survey helps confirm property lines, easements, encroachments, fences, and the all‑important question of “wait… whose shed is that?”

It’s not exciting.
But it can save a lot of headaches later.

Have you ever had a property line surprise?

Questions welcome. No pressure. – Michael

Address

Kansas City, MO

Telephone

+15073829499

Website

Alerts

Be the first to know and let us send you an email when Michael LaMont Sr. Mortgage Loan Ninja/PCS Specialist NMLS ID # 852118 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Michael LaMont Sr. Mortgage Loan Ninja/PCS Specialist NMLS ID # 852118:

Shortcuts

Share

Category