Debt Free You and Me

03/06/2024

03/05/2024

03/04/2024

Thanks for checking out my page, I just wanted to introduce myself a bit.

My name is Josh, and I'm a nerdy, 46 year old, father of three grown boys.

I'm divorced but currently I live with the love of my life, Amanda. We've been together 6 years and plan on getting married soon.

Just under 3 years ago we decided we were done living paycheck to paycheck and decided to pay off all of our debt.

I've started this page to help other people do the same. Check out my other post 'My Story' to learn more about our debt free journey.

I've worked most of my life doing various delivery jobs and living a middle class, blue collar lifestyle. Last year I lost my job and I decided I was done working for someone else. Check out my other post 'What I Can Do For You' if you are interested in starting your own full time busines or are looking for a side hustle to help you get out of debt and on the path to financial freedom. Click on my link to check out what is available, I will be adding more content there soon, I have some exciting things planned for us!

I hope you enjoy my content and I am able to help you along your debt free journey. Make sure you give me a follow.

Thanks for stopping by. See you guys in the comments.

03/04/2024

I'm happy to see that you've made it this far and are interested in getting out of debt and building wealth.

I just want to share my debt free journey with you and show you that it is possible to live life in America
without debt.

My debt free journey actually started in 2014 with an IRS error. Fast forward to the end of 2020 they eventually figured out their mistake and I started getting checks from them. I decided to pay off some bills and it felt good. At that point, I decided I was going to put the rest of the money towards my existing debt.

I mentioned this to Amanda and we came up with a plan to not only pay off our credit cards, but to pay off ALL of our debt. She was
so relieved to just have a plan for our money.

So May of 2021 we started tracking all of our spending and it was eye opening on what we were spending. We had no idea where our money was going.

Come June 2021, we set up our first 'official' budget and it was actually freeing. Over the next 2 and a half years - we kept up with our
budget and were able to make our last debt payment on November 30th, 2023.

$65,501 in debt paid off! This included our various credit cards, cell phone 'payment plans', medical bills, both of our car loans, and over $30k in
student loans.

Yes it took 30 months to pay everything off, but along the way we were also able to pay CASH for numerous home repairs including a new
roof, HVAC system & fence. We had no debt from Christmases and were able to pay cash for numerous vacations including a Disney trip.

So, if someone like me can do it, you can too. Sometimes it's not easy but it's definitely doable for anyone - no matter what your
income is.

I've created this page to help you get out of debt with some real advice from someone who has been through it.
So give me a follow and I'll see you in the comments.

03/04/2024

Last year when I lost my job I decided that I was through working for someone else. The company I worked for started treating us employees very bad around the time of COVID and it continued to get worse.

I felt very taken advantage of and felt that my time as well as myself weren't being respected. Coincidentally at the same time I lost my job one of my friends reached out about a successful business she was running and wanted to know if I wanted more information.

I did, and I got introduced to the world of digital marketing. You've probably seen people on the internet who claim they're making $100K a month while only working a few hours a day. While not typical, I can say that it certainly possible. The thing that drew me in was being my own boss and having no limits on the amount of money I can make a month.

I got extremely lucky and found the perfect group of Mentors, as well as a great and supportive community. This program is called Profit Builders Academy (PBA) and they help entreprenuers build their online businesses. The academy has hundreds of training modules, daily live calls with the founders and 1:1 mentorship is available.

If you're tired of the traditional grind and are looking to be your own boss or if you're looking to earn extra income to help you get out of debt PBA is for you.

There's a FREE masterclass every Wednesday that will probably answer any questions you have. If you want to learn more comment TEACH ME

See you in the comments!

03/04/2024

Thanks for checking out my page, I just wanted to introduce myself a bit.

My name is Josh, and I'm a nerdy, 46 year old, father of three grown boys.

I'm divorced but currently I live with the love of my life, Amanda. We've been together 6 years and plan on getting married soon.

Just under 3 years ago we decided we were done living paycheck to paycheck and decided to pay off all of our debt.

I've started this page to help other people do the same. Check out my other post 'My Story' to learn more about our debt free journey.

I've worked most of my life doing various delivery jobs and living a middle class, blue collar lifestyle. Last year I lost my job and I decided I was done working for someone else. Check out my other post 'What I Can Do For You' if you are interested in starting your own full time busines or are looking for a side hustle to help you get out of debt and on the path to financial freedom. Click on my link to check out what is available, I will be adding more content there soon, I have some exciting things planned for us!

I hope you enjoy my content and I am able to help you along your debt free journey. Make sure you give me a follow.

Thanks for stopping by. See you guys in the comments.