Frannies Financial LLC

10/12/2026

🚨 SOME OF Y’ALL DON’T HAVE AN INCOME PROBLEM YOU HAVE A CREDIT HABIT PROBLEM! 👀💳

You make good money, but high interest rates, maxed-out cards, and poor credit habits may still be holding you back.

💳 Minimum payments can keep you in debt longer.
💰 Maxed-out cards can hurt your score.
🚗 Bad credit can make car payments more expensive.
🏡 Your credit history can affect housing and financing options.

Making more money doesn’t automatically fix poor credit habits.

Let 2027 be the year you build financial stability!

💬 What’s harder for you: SAVING MONEY or STAYING OUT OF DEBT? 👇🏽

09/29/2026

Y’all worried about Christmas I need y’all to be worried about these CREDIT SCORES too 💳

I know I’ve been a little quiet, but Frannies Financial is still here & taking clients!💙

Collections, charge-offs, late payments, high balances or inaccurate information? Let’s see what’s holding your credit back and make a PLAN. 📈

Don’t wait until you need that house, car or approval to start working on your credit!

📩 DM me “CREDIT” to get started.

09/13/2026

A CHARGE-OFF DOES NOT MEAN THE DEBT DISAPPEARED!

A charge-off means the creditor wrote the account off as a loss it doesn’t automatically erase what you owe.

Before disputing, CHECK THE DETAILS
💰 Balance
📅 Dates
⏰ Payment history
📋 Account status
🔎 Any separate collection reporting

See something inaccurate? Dispute the specific error not just the account.

📌 SAVE THIS for your next credit report review!

09/06/2026

Credit repair takes patience, strategy, and consistency but I know that doesn’t stop us from checking it

08/05/2026

07/29/2026

I’m so excited to share that I’ve officially registered for Indeed FutureWorks 2026!

Working in the healthcare industry, being a business owner, and currently studying for my PMP certification, this conference couldn’t come at a better time. I’m looking forward to gaining insights on leadership, AI, innovation, and the future of work from some incredible speakers, including Marc Benioff, Shonda Rhimes, Damola Adamolekun (CEO of Red Lobster), Ethan Mollick, and many more.

I’m grateful for the opportunity to learn, grow, and network with professionals from around the world. I can’t wait to bring back fresh ideas that will help me become a stronger leader in every area of my career.

Let’s grow! 🚀

06/19/2026

Celebrating freedom, honoring sacrifice, and embracing the future. Happy Juneteenth! ❤️🖤💚

06/18/2026

💎 Credit Coach Tip

Your credit limit matters more than your balance.

Example:
$500 balance on a $1,000 card = 50% utilization ❌

$500 balance on a $5,000 card = 10% utilization ✅

Same balance.
Different score impact.

06/16/2026

Credit repair is not magic.

Anyone promising a 750 score in 30 days is selling a dream.

Real credit improvement takes strategy, consistency, and patience.

06/16/2026

Question I got today:

“My score dropped after paying off my car. Why?”

Because closed installment loans can affect your credit mix and average age.

Paying off debt is still a win even if your score temporarily changes.