Frannies Financial LLC

09/06/2026

Credit repair takes patience, strategy, and consistency but I know that doesn’t stop us from checking it

08/05/2026

07/29/2026

I’m so excited to share that I’ve officially registered for Indeed FutureWorks 2026!

Working in the healthcare industry, being a business owner, and currently studying for my PMP certification, this conference couldn’t come at a better time. I’m looking forward to gaining insights on leadership, AI, innovation, and the future of work from some incredible speakers, including Marc Benioff, Shonda Rhimes, Damola Adamolekun (CEO of Red Lobster), Ethan Mollick, and many more.

I’m grateful for the opportunity to learn, grow, and network with professionals from around the world. I can’t wait to bring back fresh ideas that will help me become a stronger leader in every area of my career.

Let’s grow! 🚀

06/19/2026

Celebrating freedom, honoring sacrifice, and embracing the future. Happy Juneteenth! ❤️🖤💚

06/18/2026

💎 Credit Coach Tip

Your credit limit matters more than your balance.

Example:
$500 balance on a $1,000 card = 50% utilization ❌

$500 balance on a $5,000 card = 10% utilization ✅

Same balance.
Different score impact.

06/16/2026

Credit repair is not magic.

Anyone promising a 750 score in 30 days is selling a dream.

Real credit improvement takes strategy, consistency, and patience.

06/16/2026

Question I got today:

“My score dropped after paying off my car. Why?”

Because closed installment loans can affect your credit mix and average age.

Paying off debt is still a win even if your score temporarily changes.

06/13/2026

💳 Credit Tip:

Paying a collection does not automatically remove it from your credit report.

Before paying, understand your options:
✅ Pay for Delete
✅ Disputing inaccurate information
✅ Credit rebuilding strategies

Knowledge can save you time, money, and frustration.

06/12/2026

Remember: Your credit won’t improve by accident. Small, consistent steps can make a big difference.

06/11/2026

Your credit goal is great but what’s your plan?

Wanting a 700+ score is one thing.
Having a strategy to get there is another.

A few things that can help move your score in the right direction:

✅ Pay every bill on time
✅ Keep credit card balances low
✅ Check your credit report regularly
✅ Avoid unnecessary inquiries
✅ Have a credit-building plan

The biggest mistake I see
People focus on the score and not the habits that create the score.

👇🏾 Drop your current credit goal:
🏡 Homeownership
🚗 New vehicle
💳 Better credit cards
💰 Lower interest rates
📈 700+ credit score

Let’s talk about how to get there.