Laulami Realty, Mortgage and Finance

12/22/2021

Ready for a new home this holiday or want to take advantage of these low rates on a refinance? Let’s talk today about how you can open up your best gift yet this year.

Wishing you the best season in your home - Happy Holidays!
NMLS # 2045161

12/04/2021

On 30 November, 2021 the FHFA updated Conforming loan limits. The limit on a single family home in Honolulu is now $970,800.00. But, if you haven’t used your VA entitlement, as of 2020 there are no longer limits if you’re not subsequent use. Let me know if you have any question, I’m here to help. NMLS # 2045161

10/09/2021

Rates are still at historic lows and it is a great time for refinancing to lower your monthly payment, taking cash out for other investments or making that new home purchase. The Federal Reserve has been discussing how to scale back by reducing purchases of mortgage-backed securities to avoid adding more fuel to the housing boom. I don’t see dramatic increases, but rates could start to go up so don’t wait. Fell free to ask any questions and let me know how I can maybe help. NMLS 2045161.

The Fed indicated rate hikes could be coming sooner than expected, and it significantly cut it economic outlook for this year.

07/31/2021

Aloha Friends,
Below is a screen shot showing the 10 year treasury yields over the last 6 months. If you look at the red arrow it shows that yields are currently low, which has almost a direct relation to how mortgage rates and pricing work. Now is a great time for a purchase, refinance or cash out for those upgrades you want. I can help you with VA, conventional, investment and other residential loan products. Let me know if you have any questions. NMLS # 2045161

07/05/2021

Great article. Five mortgage experts all say pretty much the same thing. Rates have been on a very slow rise but are still at historical lows. If you want to see if now is a good time to lower your interest and save some money, I can give you a free estimate. NMLS # 2045161

Homeowners and eager buyers have embraced low mortgage rates, as is evident in strong refinance and purchase activity in the past year’s hyper-competitive housing market.

06/27/2021

Aloha Ohana!

Rates continue to remain very low. The time to refinance, cash out or purchase is still in its prime. I’m happy to give free evaluations and advice.

Mahalo & have a wonderful weekend!

06/10/2021

We have some of the best mortgage and refinance calculators that can give you a quick reference on if you should refinance, is it time to purchase and more. Feel free to PM me if you have questions or want to know the current rates. NMLS #2045161

https://www.fundusacorp.com/mortgage-calculators/

06/09/2021

Yields on the 10 year bond have been down these last couple weeks meaning pricing for refinance, cash out or purchase loans are very good. I’m happy to give a free estimate if you have questions.

06/05/2021

I'm a veteran helping other veterans save money by finding them mortgage financing options. Let me see if I can lower your interest rate and save you money.

06/05/2021

We specialize in VA Loan Purchase & Refinance. We help our Active Military & Veterans save money!