Hawaii Financial Services, LLC

09/19/2026

https://housingnewsletters.com/hawaiifinancialservices/6aada8f93e522597915b781b?s=em

It's a common refrain in this newsletter: The Fed does not hike/cut mortgage rates and the two can often move in opposite directions in the short-term.

09/11/2026

https://housingnewsletters.com/hawaiifinancialservices/6aa4701c3e522597915930d3?s=em

Mortgage rates moved sharply higher this week, ultimately reaching their highest levels since early 2025. Most of the damage took place on Wednesday and Thursday, but Friday ultimately made things slightly worse. The average top-tier 30yr fixed rate rose almost a quarter of a percent in total.

09/04/2026

https://housingnewsletters.com/hawaiifinancialservices/6a9b2e943e5225979156e9c6?s=em

Mortgage rates hit their highest level since June 2025 this week. While that milestone sounds ominous, it was the product of gradual movement and logical motivations.

08/21/2026

https://housingnewsletters.com/hawaiifinancialservices/article/6a88b1e9de4ce7dc4e9dd2c9

Mortgage rates ended the week moderately higher, but things could have been slightly worse without Wednesday's surprisingly sharp drop in longer-term Treasury yields (a key benchmark for mortgage rates). The cause was an announcement about Treasury's bond buyback program--a subject that made far mo...

06/05/2026

05/30/2026

https://housingnewsletters.com/hawaiifinancialservices/6a19e49fea04e5f65e8938ea?s=em

Some news stories called out this week's mortgage rates as being the highest since last August, and while many of them came out only yesterday, this is really old news from last week.

05/22/2026

https://housingnewsletters.com/hawaiifinancialservices/6a10a407ea04e5f65e86f0fd?s=em

This week ended up being the most volatile for interest rates since late March. By Tuesday, the average mortgage lender was at the highest level in more than 9 months. But ultimately, Friday's rates ended up the same as last Friday's.

05/08/2026

https://housingnewsletters.com/hawaiifinancialservices/69fe342fcc67f0910186d977?s=em

Wednesday ended up being the most interesting day of the week for rate movement thanks to headlines suggesting The U.S. and Iran were close to signing a one page memo to end the war.