Chime In Consultancy

05/20/2026

Small business owners — are you properly protected?

Business insurance is more than just a policy. It can help protect your business from lawsuits, property damage, employee injuries, accidents, and unexpected financial losses.

Whether you’re self-employed, operate an LLC, run a storefront, work from home, or manage a growing team, having the right coverage matters.

Business insurance may help cover:
✔ Customer injuries
✔ Employee injuries
✔ Property damage
✔ Legal expenses
✔ Lawsuits and liability claims
✔ Business equipment and inventory
✔ Commercial vehicles
✔ Cyber threats and data breaches

Coverage options can include:
• General Liability Insurance
• Professional Liability (E&O)
• Workers’ Compensation
• Commercial Auto Insurance
• Commercial Property Insurance
• Business Owner’s Policies (BOP)
• Cyber Liability Coverage
• Tools & Equipment Coverage

Many small business policies start as low as $19/month depending on your business type and coverage needs.

As a business insurance advisor, I help business owners explore coverage options that fit their operations, contracts, licensing requirements, and risk exposure.

Tap the link for a free business insurance quote or call 470-991-9035
https://track.nextinsurance.com/links?agent_affiliation=BV1WfxUiM9ZDb6T2&serial=992855993&channel=affiliation

05/19/2026

🚨 Do You Know What a Federal Tax Lien Is? Here's What Every Taxpayer Should Know! 🚨
If you owe the IRS money and haven't paid, the government can place a federal tax lien on your property. That means they have a legal claim to your home, car, bank accounts, and even your business assets. 😨
But don't panic — let's break it down simply!

📌 How Does a Tax Lien Happen?
It's a 3-step process:
1️⃣ The IRS calculates what you owe
2️⃣ They send you a bill (Notice and Demand for Payment)
3️⃣ You don't pay — and the lien kicks in
Once filed, it becomes public record, which means creditors CAN see it and it CAN hurt your credit. 📉

😬 How Does It Affect You?
A tax lien can impact your life in BIG ways:
🏠 Your property (home, car, investments) is at risk
💳 It can make it harder to get a loan or credit
🏢 If you own a business, your business assets are affected too
⚠️ It can even survive a bankruptcy filing!

✅ How Do You Get Rid of It?
Good news — you have options!
💰 Pay in full — The IRS removes the lien within 30 days of full payment. Simple and clean!
📋 Discharge — Removes the lien from a specific piece of property
🔄 Subordination — Lets other lenders move ahead of the IRS so you can still qualify for a loan or mortgage
📝 Withdrawal — Removes the public notice of the lien (though you still owe the debt). You may qualify if you set up a Direct Debit Installment Agreement and owe $25,000 or less.

🛡️ The Best Way to Avoid a Lien? Stay Ahead of It!
✔️ File your taxes on time — even if you can't pay yet
✔️ Don't ignore IRS letters
✔️ Set up a payment plan if you can't pay in full
👉 The IRS would rather work with you than go after your property. Payment options exist, and help is available!

💬 Have questions about a tax lien or need help resolving your IRS debt? Drop a comment or Fill out the link below— we're here to help! 👇
https://form.jotform.com/261186308935059

05/01/2026

Are you making money but still operating as "just you"?
No LLC. No business bank account. No insurance. No business credit.
Sound familiar? You're not alone — and it's fixable.
Chime In Consultancy is offering a FREE Business Qualification Review for side hustlers and gig workers. We'll tell you exactly whether your business qualifies for:
✅ LLC formation
✅ EIN (your business tax ID)
✅ DUNS Number (business credit)
✅ Business insurance
Takes 2 minutes. Zero commitment.
👇 Fill out the form below:

Chime In Consultancy — Your business, protected.

Can't get a business bank account? No LLC yet? Let Chime In Consultancy review what your side hustle qualifies for — free, no commitment required.

04/29/2026

💰 Don't owe a big tax bill next April — pay estimated taxes quarterly!
If you're self-employed, a 1099 worker, landlord, or have any income without taxes withheld, the IRS expects you to pay as you go — 4 times a year. Here's how:
Step 1: Estimate your income for the year and subtract your deductions.
Step 2: Use the 2026 Tax Rate Schedules to find your bracket (Single, Married, Head of Household, etc.) and calculate what you'll owe.
Step 3: Divide that number by 4 — that's your quarterly payment.
📅 2026 due dates:
Q1 → April 15 | Q2 → June 16 | Q3 → Sept 15 | Q4 → Jan 15, 2027
How to pay: Go to irs.gov/payments and use IRS Direct Pay — it's free, fast, and no account needed. You can also use the IRS2Go app or mail a check with Form 1040-ES.
Pro tip: As long as you pay at least 90% of what you owe this year (or 100% of last year's tax), you avoid underpayment penalties entirely!
Share this with someone who doesn't know about estimated taxes — it could save them a lot of stress! 🙌

04/27/2026

No guessing. No overpaying.
General Liability · Errors & Omissions · Workers' Compensation
General Liability
Client injury & property damage

Errors & Omissions
Professional mistake protection

Workers' Comp
Covers you & your team

Hair & beauty pros
Booth renters, mobile stylists, estheticians

Freelance contractors & handymen
Plumbers, electricians, painters, cleaners

Consultants & coaches
Business, fitness, financial, life coaches

Notaries & tax preparers

Document pros handling sensitive info
Event planners & photographers
Vendors working at venues & private events

Insurance opens doors to contracts. Many clients, venues, and government contracts require proof of insurance before they'll work with you. Having coverage isn't just protection — it's a competitive advantage.

Check your rate — it's free & fast
470-991-9035
Call or text anytime during business hours
Monday – Saturday · 8:00 AM – 4:00 PM
Georgia
Michigan
Want a call back?
https://www.chimeinconsults.com/business

04/27/2026

04/23/2026

You filed your taxes — now make sure your business has the coverage it needs to thrive.
WE COVER INDUSTRIES INCLUDING:
🏨
Hospitality
Hotels & venues
🏗️
Residential
Construction sites
🍽️
Restaurants
& Taverns
💻
Technology
Services
🔧
Trade
Contractors
What your policy can cover:
General Liability & Property Damage
Workers' Compensation
Call for a free quote or schedule a call back with a licensed agent. Affordable
Quotes available for 1099 NEC contractors
Call:470-991-9035

04/21/2026

https://www.cnbc.com/2026/04/17/tax-withholding-2026.html?fbclid=IwZnRzaARUip9leHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeNAEyzdhazh2O5aLoJ7oF9cb_bBPmrDoeQI9Qth2K8GpFuHskBLq3Ov4CqZU_aem_FCRccXrEeiMj9_sARtSP2w

Treasury Secretary Scott Bessent told workers to update their paycheck withholding. But mistakes could trigger a tax bill next season.

04/20/2026

💡 Owe the IRS? You have options — and we can help you understand them.

The IRS offers payment plans so you don't have to pay your full tax bill all at once. Here's a quick breakdown:

📌 SHORT-TERM PLAN (up to 180 days)
For balances under $100,000 in combined tax, penalties & interest. Pay in full within 180 days.

📌 LONG-TERM PLAN (monthly payments)
For balances under $50,000. Pay monthly for up to the collection statute — usually up to 10 years.

⚠️ Note: The longer you take to pay, the more interest and penalties may accrue. Once approved, your account is protected from IRS enforcement while your plan stays in good standing.

Don't qualify for a standard plan? You may still have options:
🤝 Offer in Compromise — settle your tax debt for less than the full amount owed, if you qualify.
⏸️ Temporary Delay — the IRS may pause collection if you're unable to pay right now.

That's where Chime In Consults comes in. We help you sort through your options, understand the IRS process, and figure out the right next step for your situation — before you submit anything or pick up the phone. Don't navigate this alone. Reach out and let's talk.

04/17/2026

Did the IRS just send you a letter asking why you didn't file your taxes?

That's called a CP59 notice — and it's the IRS's first warning that they have no record of your tax return.

Here's what you need to know right now:

1. Ignoring this letter won't make it go away — the IRS will send more, and the next ones are worse.
2. If you keep ignoring it, the IRS will file a return FOR YOU — with zero deductions and the highest possible tax bill.
3. Penalties and interest are already building. The longer you wait, the more you owe.

The good news? A CP59 is still early. There's time to respond properly, file your return, and protect yourself — but you need to act NOW.

As an IRS Enrolled Agent, I represent taxpayers directly before the IRS. I've helped clients in this exact situation resolve their issues, get compliant, and avoid the worst penalties.

If you or someone you know received a CP59 — don't panic, but don't wait either.

Drop a comment, DM us, or call 877-220-3141 to schedule a confidential consultation.