Chelsae Carmickle-Financial Advisor

10/06/2026

Life doesn't always follow the timeline we imagined.

Maybe you're changing careers, recovering from a setback, navigating a divorce, becoming an empty nester, or simply realizing retirement is closer than you'd like it to be.

The good news? It's never too late to create a plan.

Join us for Starting over: next career or life transtions.. RSVP today to guarantee your spot https://www.library-messages.com/3f57da96-e1d3-4b0b-9a63-7a13c292aabd/events/starting-over-next-career-or-life-transtions

We'll discuss: ✅ Navigating career transitions ✅ Catching up on retirement savings ✅ Creating a financial strategy for your next chapter.

A fresh start doesn't require a perfect past. It starts with a plan.

09/30/2026

One of the greatest reminders in life is that we were never meant to do it all alone. ❤️

Building a business, growing a family, and navigating all the seasons of life reminds me just how important it is to have a village.

I came home to the sweetest surprise from a realtor friend, and it was such a thoughtful reminder that sometimes the biggest blessings come from the people who simply think of you when you least expect it. 🥹

It’s people like her who remind me that success isn’t just about what we build, but who we build relationships with along the way.

I’m so grateful for the people in my corner who show up, cheer each other on, and make life a little brighter. And of course, I have to give a special shout-out to Emilie for making my day!

Let’s keep supporting each other, celebrating the little things, and being the kind of village we all hope to have. ❤️

Because a good village is one of life’s greatest investments. 🏡

09/26/2026

Fun times had at the Taxpro summit!

08/21/2026

Finished refinishing our dining room table this week!

Redoing furniture is something I've always enjoyed, although "enjoyed" might be a strong word when you're covered in sawdust, your back hurts, and Lil Miss Ma'am has claimed all the bending-over space these days. 😂

My grandpa Nick was an amazing wood carver. Years ago, I decided that if I wanted to help preserve some of his work and keep his craftsmanship alive, I needed to learn a little about working with wood myself.

Now, woodworking isn't exactly my favorite hobby. It's messy, time-consuming, and a lot harder than people realize. But there's something special about taking a piece that looks worn out and bringing it back to life. Seeing the beauty hidden underneath all those years makes every sore muscle worth it.

Honestly, it reminds me a lot of life and business. The best things usually aren't built overnight. They take patience, consistency, and plenty of hard work behind the scenes. Sometimes you have to strip away what's worn out, smooth out the rough spots, and trust the process before you can appreciate the final result.

Today I'm thankful for the lessons Grandpa Nick passed down and for the reminder that good things are worth the work. ❤️

Now if anyone needs me, I'll be admiring this table well I work on growing my next project. 😆

08/12/2026

📈👶 Market Update: An Unexpected Return

After careful planning, extensive research, and a long-term investment strategy... life had a slightly different plan.

My fiancée and I are thrilled to announce that we're expecting a baby end of 2026! ❤️

While this little one wasn't exactly on our forecast for this year, it's already proving to be the most rewarding return imaginable.

As a father-daughter advisory team, we've spent years helping families plan for future generations. Now, we're excited to welcome the next generation in our own family. ❤️

Some of life's greatest blessings can't be forecasted, modeled, or perfectly planned, and we're so grateful for this unexpected chapter.

📈 Projected growth: Rapid

🐻 Sleep forecast: Bear market

❤️ Return on investment: Priceless

🚀 Long-term outlook: Extremely bullish

Thank you to our clients, friends, and family for being part of our journey. We can't wait to meet our newest little blessing!

07/07/2026

https://www.facebook.com/share/1BP5gPUzgx/

Some of the best conversations don't happen in a conference room—they happen on the water.

This Saturday, the Turtle Club is heading to **Exchange Club Island**, one of Jacksonville's hidden gems. We'll take a short paddle across the river and spend the afternoon exploring shaded walking trails, relaxing on the beach, sharing lunch, and escaping the usual rush of the week.

With temperatures climbing, we intentionally moved our launch to the afternoon to take advantage of the tide. We'll arrive as the tide nears low, giving us access to more sandy shoreline and shallow water—the perfect place to cool off and enjoy summer.

One of the reasons I started the Turtle Club was to create opportunities for people to build genuine connections outside of work. No networking agenda, no pressure—just good people, fresh air, and a chance to unplug for a few hours.

If you've been thinking about getting out on the water or meeting new people, this is a great trip to join.

🗓 **Saturday**
📍 Arlington Road Boat Ramp
🕐 Arrive: 12:45 PM | Launch: 1:00 PM

Bring water, sunscreen, lunch, and your kayak or paddleboard. Hope to see you there!

07/04/2026

Money wisdom from Ben Franklin!

06/30/2026

Identity theft is becoming more common every day. Here’s what to do if it happens to you, along with some ways to make it harder for fraudsters to steal your identity and credit

Here’s what to do if you fall victim to identity theft and tips for making it harder for fraudsters to steal your good name

06/27/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

06/09/2026

Lately I’ve just been really thankful for the people and communities I’m surrounded by.
Spent some time with the Travis Manion Foundation — always a great reminder of what it looks like to serve others and stay grounded in something bigger than yourself.
Also got to hang out with my turtle club (which, yes, is still one of my favorite ways to unplug and reconnect with nature) and connect with my BNI group — people who consistently show up, support each other, and keep each other accountable.
Something I’ve been reminded of recently is how important it is to stay connected — not just to good people, but to the world around us too. Getting outside, slowing down a bit, and being present makes a bigger difference than we sometimes give it credit for.
They’re all very different groups, but they have one thing in common: good people who genuinely care.
It’s easy to get caught up in the day-to-day, but moments like these remind me that the relationships you build — with people and with the life you’re creating — are what really matter.