Florida Capital Bank

Call Website Contact the business

Florida Capital Bank FLCBank specializes in Small Business Banking: Lending, Treasury Management, and Payment solutions. Welcome to Florida Capital Bank’s page!

Florida Capital Bank, N.A. was founded in 2004 by experienced banking professionals who shared a common vision: to build a commercial bank focused on privately held, owner-managed businesses and professional service firms based in Florida. Today, Florida Capital Bank is headquartered in Jacksonville and provides business banking and commercial lending services across Florida, with branches in Jacksonville, Orlando, Tampa and Gainesville. We specialize in business checking, savings, small business loans, treasury management and customized banking solutions for attorneys, physicians and professional firms. In addition to our Florida banking services, Florida Capital Bank offers nationwide mortgage and specialty banking solutions, including retail and consumer mortgage products, B2B mortgage lending through our correspondent and wholesale mortgage division, and payment solutions designed to simplify business-to-consumer and business-to-business disbursements. To learn more, visit:
www.flcb.com
www.flcbmtg.com
www.floridacapitalbank.com

09/30/2026

Term loan or line of credit — which one does your business need? 👀

The answer might actually be both.

Different financing options can serve different business needs. In this week’s Banking Smart, we’re breaking down two common commercial financing options and how they differ.

▶️ Watch to learn more, and when you’re ready to start the conversation, our experienced lenders are here to help.

09/29/2026

Ever wonder how much your daily coffee adds up to over time? 👀

A $6 coffee, five days a week, adds up to approximately $1,560 over the course of a year.

Just a little National Coffee Day math to put those daily cups into perspective! ☕📊

🏢 Commercial Financing Spotlight | Jacksonville, FLHelping commercial real estate opportunities move forward.Our Commerc...
09/29/2026

🏢 Commercial Financing Spotlight | Jacksonville, FL

Helping commercial real estate opportunities move forward.
Our Commercial Lending team recently provided term financing for a credit tenant land lease in Jacksonville, supporting our client’s commercial real estate goals.

Have a commercial real estate opportunity in mind? Connect with Andrew to learn how Florida Capital Bank can help.

🔗 Connect with Andrew:
https://www.floridacapitalbank.com/andrew-harmon-commercial-lender/


💧 Commercial Financing Spotlight | Jacksonville, FLHelping businesses stay ready for what’s next.Our Commercial Lending ...
09/24/2026

💧 Commercial Financing Spotlight | Jacksonville, FL

Helping businesses stay ready for what’s next.

Our Commercial Lending team recently provided a working capital line to support the ongoing needs of a water solutions business in Jacksonville.

When your business needs added financial flexibility, the right financing can make a difference. Connect with Matt to learn how Florida Capital Bank can support your business.

🔗 Connect with Matt:
https://www.floridacapitalbank.com/matt-greene-commercial-lender/

09/23/2026

Our Jacksonville Market Manager, Yvette Galarza Garcia, recently represented Florida Capital Bank at Hola Emprende Duval 2026, hosted by the First Coast Hispanic Chamber of Commerce.

The event brought together entrepreneurs, business owners, and community leaders for a day of learning, collaboration, and business growth. Yvette had the opportunity to share her banking expertise, answer questions from business owners, and engage with local entrepreneurs.

We’re proud to be part of opportunities that support the growth and success of businesses in our community!

💜 Supporting local entrepreneurs and giving back to our community!Several members of the Florida Capital Bank team recen...
09/23/2026

💜 Supporting local entrepreneurs and giving back to our community!

Several members of the Florida Capital Bank team recently volunteered at the Project Remade Extravaganza at Rethreaded, where women participating in the program showcased the businesses, products, and brands they’ve worked hard to develop.

Our team had the opportunity to meet with the business owners, learn more about their products and inspiration, ask questions, and provide feedback to support them as they continue growing their businesses.

A big thank you to Maria McDaniels, Karen Potts, Pam Parnell, Nickie Bennett, Jessica Larrabaster, and Beth Touchton for representing FLCBank and giving their time and expertise to support this CRA volunteer event!

We’re proud to support organizations and programs making a difference in the communities we serve. 💙

09/22/2026

To celebrate the start of the season, we went around Florida
Capital Bank and asked our team one important question: Who do you think is winning the Super Bowl this year? 👀🏆

There were definitely some strong opinions! 😂

Watch to see who our team is picking, and tell us in the comments — who’s your Super Bowl pick?

🏭 Commercial Financing Spotlight | St. Augustine, FLThe right space can play an important role in a business’s future.Ou...
09/22/2026

🏭 Commercial Financing Spotlight | St. Augustine, FL

The right space can play an important role in a business’s future.

Our Commercial Lending team recently provided term financing for an owner-occupied industrial property in St. Augustine, supporting our client as they continue to invest in their business.

Looking for financing for an owner-occupied commercial property? Connect with Bill to discuss your options.

🔗 Connect with Bill:
https://www.floridacapitalbank.com/bill-wendell-commercial-lender/

Florida Capital Bank was proud to be part of Hola Emprende Duval 2026, hosted by the First Coast Hispanic Chamber of Com...
09/21/2026

Florida Capital Bank was proud to be part of Hola Emprende Duval 2026, hosted by the First Coast Hispanic Chamber of Commerce 🎉

Our Jacksonville Market Manager, Yvette Galarza Garcia, joined local entrepreneurs and business leaders for a day focused on education, collaboration, and business growth.

The event also brought together community leaders, including Mónica Hernández, President & CEO of the First Coast Hispanic Chamber of Commerce, and keynote speaker Yanet Herrero, CEO of Kings Service Solutions, who shared her journey from startup to success.

Throughout the event, Yvette had the opportunity to share her banking expertise, answer common questions from business owners, and engage with entrepreneurs in our community.

We’re proud to have Yvette representing Florida Capital Bank and supporting opportunities that strengthen our local business community! 💙

🏢 Commercial Financing Spotlight | Orlando, FLHelping businesses move forward with financing that supports their next ch...
09/17/2026

🏢 Commercial Financing Spotlight | Orlando, FL

Helping businesses move forward with financing that supports their next chapter.

Our Commercial Lending team recently completed a permanent term loan refinance for an office building in Orlando.

Considering refinancing your commercial property? Connect with Peter to learn how Florida Capital Bank can help support your business goals.

🔗 Connect with Peter:
https://www.floridacapitalbank.com/peter-allport-commercial-lender/

Address

Jacksonville, FL

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+18003183159

Website

Alerts

Be the first to know and let us send you an email when Florida Capital Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Florida Capital Bank:

Shortcuts

Share

Category