05/26/2026
If your crews work around docks, barges, shipyards, or waterfront construction projects, understanding the difference between USL&H and workers compensation matters more than you may realize.
Our own Commercial Marine Risk Advisor, Kendall Sauls recently shared a new article breaking down common coverage questions facing Gulf Coast marine businesses and why employee classifications can create major insurance issues if they’re overlooked.
Read the blog to learn more about maritime exposure, payroll classifications, and coverage considerations for marine employers across the Gulf Coast.
Confused about USL&H and workers compensation coverage? Understand maritime employee classifications and coverage requirements.