First State Bank

First State Bank Member FDIC, Equal Housing Lender At First State Bank, odds are we’ll know you and your family by your first names. First St. P.O.

We’re a locally owned community bank that’s part of a statewide group of financial institutions, and our mission is simple: We’re here to help you, the people and businesses of Breckinridge County, succeed. We’re built on a commitment to help our customers flourish, and that begins with the notion that the word ‘Yes’ will get you a lot further than the word ‘No.’ It’s exactly the same commitment t

hat JD Tobin, Sr., owner of the Irvington Dry Goods Store and forefather of our bank, made well over half-a-century ago. We’re not another faceless big-box bank that’s now doing business in your neighborhood. You’ll always have direct access to the bank’s leadership, and we’ll always begin conversations with a smile. We’re not strangers or outsiders who look at customers as, well, just customers. Instead, we live where our friends and customers live, shop where they shop, and support many of the same things they support. We love knowing our community members, and we thrive on the relationships they trust us with. Whether it’s for a loan or a safe place to put your money, we’re dedicated to a richer and more prosperous tomorrow. And it all starts from the same place: finding a way to say, ‘Yes.’

Member FDIC, Equal Housing Lender
– Please remember to never disclose account or other financial information on Facebook. –

Locations:

Main Office
240 N. Box 365
Irvington, KY 40146
270-547-2271

Hardinsburg Office
1017 Old Hwy 60
P.O. Box 319
Hardinsburg, KY 40143
270-756-2175

Rough River Office
9666 Hwy 259
P.O. Box 68
McDaniels, KY 40152
270-257-2317

During this National Small Business Week, we encourage you to go out and support the local businesses that help shape ou...
05/04/2026

During this National Small Business Week, we encourage you to go out and support the local businesses that help shape our economy and make our community what it is.

Working in public areas can present additional cybersecurity risks. For today’s  , let’s go over a few tips to stay safe...
05/03/2026

Working in public areas can present additional cybersecurity risks. For today’s , let’s go over a few tips to stay safe while working in public.

Happy Derby Day! It's the fastest two minutes in sports, but it's one of the best days of the year. Good luck and have a...
05/02/2026

Happy Derby Day! It's the fastest two minutes in sports, but it's one of the best days of the year. Good luck and have a great time!

We're ready for the Oaks! Whether you're at Churchill Downs or not, we hope you have a great day today, and we wish you ...
05/01/2026

We're ready for the Oaks! Whether you're at Churchill Downs or not, we hope you have a great day today, and we wish you the best of luck!
First State Bank, Member FDIC

Strong businesses help build strong communities. This is something we firmly believe in at First State Bank. As a locall...
04/29/2026

Strong businesses help build strong communities. This is something we firmly believe in at First State Bank. As a locally-owned bank, we’re committed to providing competitive business banking services that help these local businesses grow and thrive, which then helps our community do the same.

Let’s work together to ensure continued success for your business and our community! That's . https://firststatebankky.com/business-banking/

With phishing scams at an all-time high, here are a few good questions to ask yourself while reading the body of an emai...
04/26/2026

With phishing scams at an all-time high, here are a few good questions to ask yourself while reading the body of an email.

- Team-oriented- Hardworking- Strong customer service skillsIf this sounds like you, we would love to have you join our ...
04/21/2026

- Team-oriented
- Hardworking
- Strong customer service skills

If this sounds like you, we would love to have you join our team at First State Bank. We are searching for driven individuals to fill teller positions at our Irvington and Hardinsburg branches. If you’re interested in this role, please visit our Careers page at https://firststatebankky.com/careers/.

Safe and secure are two of our favorite adjectives. With the 12-month CD, you're getting a safe and secure way to invest...
04/21/2026

Safe and secure are two of our favorite adjectives. With the 12-month CD, you're getting a safe and secure way to invest your money. Learn more, including rate information, here: https://firststatebankky.com/12-month-cd/

Cybercriminals introduce “stressor events” in order to cause you to bypass your normal decision-making processes.
04/19/2026

Cybercriminals introduce “stressor events” in order to cause you to bypass your normal decision-making processes.

Our employee spotlight this month is on Cassidy Mohan. Cassidy is a Customer Service Representative at our Hardinsburg B...
04/17/2026

Our employee spotlight this month is on Cassidy Mohan. Cassidy is a Customer Service Representative at our Hardinsburg Branch. She has been with First State Bank for seven months now.

"There is hardly anything I don't love about working at First State Bank. But most of all, I love my co-workers. They make the busy days more bearable and keep me laughing!" she says.

Thank you for all that you do, Cassidy! We appreciate all of your hard work.

Address

240 N. First Street
Irvington, KY
40146

Opening Hours

Monday 8am - 3pm
Tuesday 8am - 3pm
Wednesday 8am - 3pm
Thursday 8am - 3pm
Friday 8am - 7pm
Saturday 8am - 12:30pm

Telephone

+12705472271

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