United Capital Financial Advisors

United Capital Financial Advisors United Capital is a registered investment advisor providing comprehensive investment planning.

Please help us welcome Wealth Manager Tyler Clark to the United Capital team!
06/18/2026

Please help us welcome Wealth Manager Tyler Clark to the United Capital team!

We recently hosted our inaugural New-to-United Capital Relationship Manager Boot Camp in Newport Beach. This dynamic gro...
06/17/2026

We recently hosted our inaugural New-to-United Capital Relationship Manager Boot Camp in Newport Beach.

This dynamic group of newly hired relationship managers immersed themselves in United Capitalโ€™s rich history, built meaningful connections with one another and gained encouragement as they begin their career journeys with United Capital.

Together, they explored what it means to elevate the client experience and set a high standard for excellence.

The time spent alongside leadership and peers was both energizing and impactful, strengthening their connection to United Capital and to each other.

A winning investment can create new problems, namely taxes and concentration risk.If too much wealth is tied to one stoc...
05/28/2026

A winning investment can create new problems, namely taxes and concentration risk.

If too much wealth is tied to one stock or highly appreciated asset, it can increase volatility and trigger large capital gains taxes.

A few ways investors may manage it include:

โ€ข ๐“๐š๐ฑ-๐ฅ๐จ๐ฌ๐ฌ ๐ก๐š๐ซ๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐ 
โ€ข ๐’๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐จ๐ฏ๐ž๐ซ ๐ญ๐ข๐ฆ๐ž ๐ข๐ง๐ฌ๐ญ๐ž๐š๐ ๐จ๐Ÿ ๐š๐ฅ๐ฅ ๐š๐ญ ๐จ๐ง๐œ๐ž
โ€ข ๐ƒ๐จ๐ง๐š๐ญ๐ข๐ง๐  ๐š๐ฉ๐ฉ๐ซ๐ž๐œ๐ข๐š๐ญ๐ž๐ ๐ฌ๐ญ๐จ๐œ๐ค ๐ญ๐จ ๐œ๐ก๐š๐ซ๐ข๐ญ๐ฒ
โ€ข ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ฌ๐š๐ฅ๐ž๐ฌ ๐ข๐ง ๐ฅ๐จ๐ฐ๐ž๐ซ-๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ฒ๐ž๐š๐ซ๐ฌ

Strong wealth management is not just about returns; it is about keeping more of them.

https://bit.ly/4tJwAah

For many business owners, selling the company feels like the finish line.In reality, it is the start of a new chapter.Wi...
05/26/2026

For many business owners, selling the company feels like the finish line.

In reality, it is the start of a new chapter.
Without a plan, liquidity from a business sale can create new challenges: taxes, family conflict, investment missteps and the erosion of wealth.

The most successful transitions often happen when the sale is viewed not only as a transaction but also as a long-term family and legacy decision.

This is where ๐š ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ ๐จ๐Ÿ๐Ÿ๐ข๐œ๐ž ๐š๐ฉ๐ฉ๐ซ๐จ๐š๐œ๐ก ๐œ๐š๐ง ๐ก๐ž๐ฅ๐ฉ, ๐œ๐จ๐จ๐ซ๐๐ข๐ง๐š๐ญ๐ข๐ง๐  ๐ญ๐š๐ฑ, ๐ž๐ฌ๐ญ๐š๐ญ๐ž, ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  so that the wealth you built has a better chance to last for generations.

https://bit.ly/4dcKwEK

Most estate plans focus on how assets transfer, but few ask which assets should go to which heirs.A traditional โ€œsplit e...
05/21/2026

Most estate plans focus on how assets transfer, but few ask which assets should go to which heirs.

A traditional โ€œsplit everything equallyโ€ approach may no longer be equal after taxes are factored in.

For example, a high-income heir may benefit more from Roth assets or stepped-up investments, while a lower-income heir may be better positioned to inherit traditional IRA assets.

The goal is not unequal treatment; it is smarter planning.

Because when it comes to wealth transfer, fair and equal are not always the same thing.

https://lnkd.in/dp8TktX8

Investment returns matter. But so does what you keep after taxes.Small improvements in tax efficiency can compound into ...
05/19/2026

Investment returns matter. But so does what you keep after taxes.

Small improvements in tax efficiency can compound into meaningful long-term growth.

A few simple strategies investors often overlook include:

โ€ข ๐‡๐จ๐ฅ๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ข๐ง ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ

โ€ข ๐๐ž๐ข๐ง๐  ๐ฆ๐ข๐ง๐๐Ÿ๐ฎ๐ฅ ๐จ๐Ÿ ๐ก๐ข๐๐๐ž๐ง ๐ญ๐š๐ฑ๐ž๐ฌ ๐š๐ง๐ ๐Ÿ๐ž๐ž๐ฌ ๐ข๐ง ๐ฆ๐ฎ๐ญ๐ฎ๐š๐ฅ ๐Ÿ๐ฎ๐ง๐๐ฌ

โ€ข ๐”๐ฌ๐ข๐ง๐  ๐ญ๐š๐ฑ-๐ฅ๐จ๐ฌ๐ฌ ๐ก๐š๐ซ๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐ญ๐จ ๐จ๐Ÿ๐Ÿ๐ฌ๐ž๐ญ ๐ ๐š๐ข๐ง๐ฌ

Tax-efficient investing is not about changing your portfolio; it is about making your portfolio work smarter.

https://bit.ly/4tHfIkq

Last week, we hosted over 70 guests at our United Capital Affinity Event in San Diego at Cardiff by the Sea overlooking ...
05/13/2026

Last week, we hosted over 70 guests at our United Capital Affinity Event in San Diego at Cardiff by the Sea overlooking the beautiful Pacific Ocean.

United Capital President Jim Rivers and United Capital Chief Investment Officer Brian McDowell shared their insights on the current state of the market and what it means for investorsโ€™ long-term success.

A special thanks to United Capital wealth manager Chahati Lancaster for ending the evening with a traditional hula from her home state of Hawaii.

Recently, Wealth Advisor Terri Bolden Ward, CFPยฎ served as the keynote speaker for the University of Tennessee, Knoxvill...
05/11/2026

Recently, Wealth Advisor Terri Bolden Ward, CFPยฎ served as the keynote speaker for the University of Tennessee, Knoxvilleโ€™s Haslam School of Business Finance Speaker Series.

Terri, along with Wealth Advisor Wyatt Carpenter, spoke with more than 100 finance majors about the importance of AI and how it is revolutionizing the wealth management industry, explaining that technology cannot replace the value a human advisor brings to their clients: a deep understanding of their values and beliefs, the ability to anticipate their needs, and a genuine connection.

Many people faithfully contribute to their IRAs, 401(k)s and other qualified retirement plans but do not fully understan...
05/07/2026

Many people faithfully contribute to their IRAs, 401(k)s and other qualified retirement plans but do not fully understand the rules, tax implications and options available to them until it is too late.

United Capital recently hosted an event to educate those nearing retirement on how to avoid common planning mistakes and develop better strategies for a successful retirement.

Topics included:
ยท Tax-efficient withdraw strategies for retirement assets
ยท How to control your tax bracket and bust through the tax wall
ยท How your financial mindset could negatively impact your retirement plan
ยท How to protect market fluctuations from affecting your retirement lifestyle

Learn ways to optimize your retirement planning here: https://bit.ly/48JA6cU

Please help us congratulate the seven members of our planning team who successfully passed the March 2026 CERTIFIED FINA...
05/05/2026

Please help us congratulate the seven members of our planning team who successfully passed the March 2026 CERTIFIED FINANCIAL PLANNERยฎ certification exam!

โ€œWe are incredibly proud of our team members for investing the time and dedication required to pass such a rigorous exam. They have demonstrated a deep understanding across all areas of financial planning, and we applaud their commitment to working collaboratively in support of our clients.โ€ โ€“James Rivers, President of United Capital

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Irving, TX

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+19728222055

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