Jeffery Dancer - Financial Literacy

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Jeffery Dancer - Financial Literacy

I'm on a mission to eradicate financial illiteracy—the #1 economic crisis in the world.

03/20/2026

Every young adult has financial questions. But most never get real answers.

That ends now.

HowMoneyWorks for the Next Generation is the book that speaks directly to the most urgent financial needs young people are facing today:

💸 How do I make a budget that works?
🏦 Should I start investing now or wait?
🧾 How do I manage debt and credit wisely?
🚀 Where do I even begin?

It’s straightforward. It’s empowering. It’s made to be shared—with your students, your kids, and your peers.

✅ Perfect for classrooms, workshops, and graduation gifts.

📘 Written by Lauren Mathews Fairey and Christa Mathews—two daughters of a legendary financial educator.

Learn more about the book today!

https://howmoneyworks.com/dancer/bookpages/howmoneyworks-for-next-gen

03/17/2026

May your blessings outnumber the shamrocks that grow. And may trouble avoid you wherever you go.

03/16/2026

Here’s a tax strategy most parents have never heard of… sometimes we purposely make part of a scholarship taxable.”

“Because it can unlock a $2,500 education tax credit

The Tax Form 1098-T is NOT the whole story when claiming education credits.

If you only report that form, you could be missing part of your credit.

The 1098-T is just a summary the college sends the IRS.

But it doesn’t always match reality because:

• Tuition might be paid in December for the spring semester
• Scholarships might hit in a different tax year
• And it doesn’t include books or required supplies.

So if you only report the 1098-T… you might miss part of your education credit.”

Recommend to review your school statement and add up required supplies and book receipts.

FinancialEducation

03/10/2026

Retirement readiness isn’t evenly distributed—and that’s not by accident.

The data shows clear differences based on income, race, and gender. Higher earners are significantly more likely to be on track, while lower-income households often struggle just to get started. Women, on average, contribute less annually than men, even though they tend to live longer. Many racial and ethnic groups face barriers that compound over time.

This isn’t about effort alone. It’s about access, education, and opportunity.

We want to meaningfully address the retirement divide, that's why we focus on solutions that expand financial literacy and long-term planning for everyone, not just the top earners.

03/06/2026

🔥💰 Take the Financial Literacy Quiz & Put Your Money Knowledge to the Test! 💰🔥

Are you a financial genius, beginner, or somewhere in between? Find out now! Take the Financial Literacy Quiz now at 👉 TakeTheFLQ.com/dancer 👈 and see how you stack up!

✅ Crush it? Shout “LET’S GOOO!” 🏆
❌ Missed a few? No worries—now you know what to work on!

Financial literacy is the gateway to financial wellbeing, security, and independence. Knowing where you stand is just the beginning of your journey to financial freedom. Take the quiz today and level up your money game! 🚀

03/04/2026

A tidal wave of wealth is coming, and it will reshape families, businesses, and entire communities.

An estimated $124 trillion will transfer from older generations to heirs and causes over the next two decades. That kind of shift doesn’t just move money. It transfers responsibility.

History shows that wealth without understanding often disappears faster than it arrives. Markets matter, but mindset and literacy matter more.

👉 The smartest move right now is education.

Before assets change hands, learn how money actually works. Understanding cash flow, risk, taxes, and long-term planning can make the difference between opportunity and regret.

Getting financially educated today prepares you to steward whatever comes tomorrow.

03/02/2026

The retirement divide isn’t a future problem. It’s already here.

Recent data shows that while 78.7% of full-time workers have access to a retirement plan, the average total contribution is just 9.3% of income. On the surface, that may sound responsible. In reality, it falls short of what most people will need to maintain financial independence in retirement.

With longer life expectancies, rising healthcare costs, and ongoing uncertainty around Social Security, the margin for error is shrinking. Many financial professionals suggest that 12–15% savings rates are far more realistic for long-term stability.

The gap between what people think is “enough” and what retirement actually requires continues to widen. Closing that gap starts with awareness and education.

- "The Retirement Divide", Dayforce, 2025

02/27/2026

We’re seeing it every day—young adults entering a world of debt traps, rising costs, and overwhelming financial choices… all without a clear plan.

That’s why we created HowMoneyWorks for the Next Generation: Act Now or Pay Later — a bold new video and book that shows what today’s young adults are really up against, and how they can take back control.

🎥 Watch the new video and discover why this book is already making waves with students, parents, educators, and financial professionals alike.

🔗 https://howmoneyworks.com/dancer/bookpages/howmoneyworks-for-next-gen

Because the next generation shouldn’t have to figure money out the hard way.

02/24/2026

This isn’t a survey.

It’s a movement.

A movement to bring honesty into the conversation about women and money.
A movement to replace embarrassment with education.
A movement to turn uncertainty into confidence.

Over the next two decades, trillions of dollars will move into the hands of women.

The question isn’t whether the responsibility is coming.

It’s whether we’re ready for it.

The Women’s Survey 2026 is 10 anonymous questions.
It takes about 5 minutes.

Your answers will help shape research, media conversations, and financial education all throughout the year.

No pressure.
No sales pitch.
Just truth.

Add your voice.

👉 Take the survey here: https://form.jotform.com/253574555469067

Then share it with the women you care about.

When women become financially confident, families change.
And when families change, communities change.

02/19/2026

The wealth transfer isn’t a future event. It’s already happening.

The question isn’t whether money will move. The question is whether people will be ready when it does.

👉 Start with financial education.

Learn the fundamentals. Encourage open conversations. Build understanding before decisions are forced.

When people are financially educated, they don’t just react to money. They lead with it.

Preparing minds today shapes outcomes for generations to come.

02/17/2026

😂💰 No Cheating! Your Financial Future Knows the Truth! 💰😂

We see you, Googling the answers 👀… but let’s be real—your bank account already knows how financially literate you are! 😆

Take the Financial Literacy Quiz FAIR & SQUARE at 👉 TakeTheFLQ.com/dancer 👈 and find out where you REALLY stand.

✅ Get your ‘real’ score (no lifelines! 😉)
❌ See what you got right & wrong
💡 Learn how to level up your money game

Remember, there’s no cheat sheet for financial success—so take the quiz honestly and start increasing your financial education—the path to financial security and prosperity! 🚀💰

02/14/2026

As you express your love on Valentine's Day, let's also emphasize the importance of being financially responsible. Balancing your emotions with sensible spending habits ensures that your love remains strong and sustainable.

Address

Iowa City, IA

Website

http://HowMoneyWorks.com/dancer or http://wealthwave.com/dancer

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