Susie Steel, CFP

06/04/2026

Financial Planning gives you the confidence that all of the pieces fit together.

06/03/2026

Saturday walks with my two favorite hiking partners. Kevin always comes prepared with the right hat for the occasion, and Lulu just comes prepared to steal the show. Every single time.

I talk a lot about the importance of planning for the future, but honestly, it's these slow weekend walks that remind me why any of it matters in the first place. Get outside, breathe some fresh air, and spend time with the people and pups who fill you up.

Lulu approved this message. 🐾

06/02/2026

"June is a month of renewal and motivation! Thirty new days, thirty new reasons to believe." — Anonymous

06/01/2026

Gifting stock to your kids or grandchildren is such a meaningful gift. But before anything gets transferred, there are a couple of conversations to have first.

One is about taxes. If the stock has grown a lot over the years, the recipient will eventually owe taxes when they sell. Sometimes it makes more sense to sell the shares yourself and gift the proceeds instead. Sometimes gifting the shares directly is the better move. It really depends on the situation.

The other conversation is about expectations. Once a gift is given, it's no longer yours to control. If you have thoughts about what the recipient should do with those shares, say it out loud before the transfer happens. Not to put strings on the gift, but because that kind of open conversation can make the whole experience so much more meaningful for everyone involved.

If you've been thinking about doing something like this for your family, I'd love to talk it through with you.

05/30/2026

I recently came across the work being done by HATCH for Hunger, and it really stood out—especially in light of my role as a board member for Mary Rigg Neighborhood Center, where we see firsthand the importance of a well-supported food pantry.

Food insecurity often isn’t just about having enough food—it’s also about access to nutritious options like protein. HATCH is helping bridge that gap by working with local farms and food banks to provide items like eggs, meat, and milk to families in need across the country, including here in Indiana through partners like Gleaners Food Bank.

As someone who believes giving back matters, it’s encouraging to see organizations focused not just on short-term support, but on long-term nutrition and community impact.

If you’re interested in learning more about their mission, visit hatchforhunger.com. https://www.youarecurrent.com/2026/03/24/fresh-idea-carmel-nonprofit-delivers-meat-eggs-to-food-banks-nationwide/

Food banks often struggle to stock enough high-protein items to meet demand, especially fresh eggs and meat. A Carmel-based nonprofit is working to change that. HATCH for Hunger, founded in 2015 by Elanco Animal Health CEO Jeff Simmons, aims to provide protein-rich options direct from local farms

05/29/2026

One of the most common “hidden” risks I see is too much cash sitting idle because it feels safer. While it might seem like a good idea to keep extra cash on hand, it’s often a missed opportunity. Cash that isn’t being used or invested isn’t working for you. Inflation gradually chips away at its value, and over time, it becomes harder to keep up with rising costs.

I recommend taking a step back and asking what that cash is really for. Is it for an emergency fund? Or is it just sitting there out of habit? If it’s not earmarked for something specific, it might be time to consider putting it to work in a way that aligns with your goals—whether that’s through investments, savings, or other strategies that can help it grow over time.

When we don’t actively manage our cash, we risk missing out on opportunities that could provide better returns, whether through the market or other avenues. Having the right balance is key, and it's always a conversation worth having.

05/28/2026

May 28 is the International Day of Action for Women’s Health 🌿
A global reminder of the importance of health awareness, education, and access to resources that support long-term wellbeing.

It’s also a good reminder that health and financial planning often go hand in hand—being prepared, informed, and proactive can make a meaningful difference in long-term security and peace of mind.

05/27/2026

As parents, we want to help our kids succeed, but when it comes to supporting them financially as adults, finding the right balance can be tricky. Whether it’s helping with student loans, buying a home, or supporting a career transition, the financial support you offer can impact both their future and yours.

I’ve written a blog about how to help your adult children financially without sacrificing your own financial stability. It’s all about finding a healthy balance that allows you to support them while staying true to your own goals.

Susie Steel is a fee-only Wealth Manager in Indianapolis, IN, working with successful families on their multi-generational finances, including adult financial support.

05/26/2026

Just got back from Olympic National Park and it’s hard to put into words how incredible it is out there 🌲

From the coastline to the mountains to the rainforest, every part of it felt like something completely different. It’s one of those places that really makes you slow down and take it all in.

Grateful for the chance to step away for a bit and experience something like this.

05/25/2026

On this Memorial Day, we take a moment to honor those who gave everything for our freedom.

We are forever grateful for their sacrifice and for the opportunity to live the lives we cherish because of it.