Devin Fahrner, American Pacific Mortgage

06/10/2026

Ada County just posted its strongest April for pending sales since 2022. Didn’t see that headline anywhere, did you?

Median price held at $545K. Canyon County climbed almost 4%. Meanwhile inventory is up and buyers actually have room to negotiate for the first time in years.

That combination doesn’t last. Strong demand plus negotiating power is a window, not a trend.

If you’ve been waiting for the Treasure Valley market to “calm down,” look around.

This is it.

Questions about what your payment would actually look like? My DMs are open.

06/05/2026

Talking through float vs. lock strategies can help you develop a game plan, no matter the current environment. Building a smart mortgage rate lock strategy starts with understanding the lock vs float mortgage rate trade-off and how each option affects your monthly payment, your closing timeline, and your overall mortgage rate protection.

We know how important mortgage interest rates are to the conversation about owning a home. The strategy that’s right for you will vary based on your situation and preferences.

05/21/2026

Here’s something most people don’t think about… gas prices and mortgage rates actually tend to move in the same direction.

When inflation cools, energy prices come down. And when inflation cools, interest rates usually follow. So if you’re noticing cheaper gas at the pump, that’s not a coincidence. That’s the economy telling you something.

If you bought your home when rates were higher, it might be worth a 10 minute conversation to see what a refinance could do for your monthly payment.

I’m not going to sell you on anything. I’m just going to run the numbers. That’s kind of my thing.

05/07/2026

Are you spending your days watching rates, waiting for them to drop so you can refinance? Here's a smarter way to approach it.
Instead of trying to time the market yourself, work with a Loan Advisor to set your "strike rate,"the point where refinancing makes sense for your goals.
From there, your Loan Advisor monitors the market and lets you know when it's time to act.
No guessing. No constant checking. Just a clear strategy.

05/04/2026

150,000 people moved to Southwest Idaho (Ada, Canyon, Boise, and Elmore Counties) in six years.

I'll let that land for a second.

That's like the whole city of Billings, Montana just... relocated here. And we're not talking about a slow migration over decades.

This all happened since 2020.

Ada County alone is up 50% since 2010. In 1990, 206,000 people lived there. It's almost 590,000 now.

So I've got a question nobody seems to want to say out loud.

Where are all these people living?

And how many of them are still renting because they just assumed they couldn't buy?

Because that assumption is costing people every single month.

If you've been on the fence, I'm telling you. Just call me. Not a sales pitch. I just want you to actually know where you stand before you decide.

Star leads urban centers with a staggering 131% growth, while Caldwell gained over 5,100 residents in six years. Ada County alone has grown 50% since 2010. 🌄📈

04/28/2026

The opportunity isn't just lower rates.
It's being ready when they happen.

Let's make sure you're in position.

04/16/2026

Your mortgage should be part of a bigger plan.

Whether it's using equity, planning your next move, or improving cash flow, strategy matters.
Let's talk.

04/15/2026

Getting a tax return this year? Here’s a thought.