Brad Follis, Branch Manager, NMLS 408792

Brad Follis, Branch Manager, NMLS 408792 Branch Manager with PrimeLending
NMLS 408792 | Equal Housing Lender At PrimeLending, we are Home Loans Made Simple®. primelending.com/legal
Equal Housing Lender

PrimeLending NMLS ID: 13649
I'm Brad Follis, NMLS: 408792, Branch Manager with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-frie

ndly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs.

🔔Homebuyers, class is in session! And today I'm covering the difference between mortgage qualification and being approve...
09/08/2026

🔔Homebuyers, class is in session! And today I'm covering the difference between mortgage qualification and being approved for a mortgage.

When you want a quick estimate of how much you could afford when you're house hunting, a mortgage qualification* can help you see those numbers.

If you want to walk into an open house and show the seller you can back up your offer with a verified loan amount, then getting approved** is the way to go.

Let me walk you through all the details of both options. DM to get started.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.
**Approval indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit; final approval is subject to underwriter and property conditions and is voided by changes in borrower's credit, loan program, or unforeseen circumstances beyond lender's control.

09/08/2026

Super Excited to have Liz join the team. If there is a way to get a loan done, she will find a way!

Still telling yourself you'll apply for a mortgage once rates come down? You could lower the interest rate on your loan ...
09/04/2026

Still telling yourself you'll apply for a mortgage once rates come down? You could lower the interest rate on your loan with help from discount points. Here's how they work:
1 discount point costs 1% of your loan amount
Each discount point may lower the interest rate as much as 0.25%, depending on product and loan characteristics.
The longer you keep the loan, the more you could save
This is just one way to lower your interest rate. Get in touch and I can walk you through all of your rate-reducing options.

If you already know that you don't need 20% down to get a mortgage, but are struggling to figure out how to do it, this ...
09/03/2026

If you already know that you don't need 20% down to get a mortgage, but are struggling to figure out how to do it, this is for you.

You could get help covering the down payment, and maybe even closing costs, through a down payment assistance program.*

With low- and no-down payment options available, buying a home could be more affordable than you thought. DM me today and let's set up a time to discuss your DPA options.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall pa...
09/02/2026

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall payment are principal, interest, property taxes and homeowners insurance, aka PITI.

I like to break out all four pieces so you know what your full monthly payment could look like before you start planning around it. Contact me today to run your numbers.

Buying a home is a big commitment, but it can also be an investment in your future.I recently came across a statistic sh...
08/31/2026

Buying a home is a big commitment, but it can also be an investment in your future.

I recently came across a statistic showing that homeowners' net worth is nearly 38 times higher than renters'. I can help you estimate a comfortable payment and see what homeownership could look like based on your finances.

Source: Investopedia, 2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.I can estimate your down p...
08/29/2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.

I can estimate your down payment, closing costs and prepaid expenses early, so you have a more complete picture of the cash you may need before you start shopping.

08/29/2026

Thanks to all those first responders

08/29/2026

Thank you to those on the front lines.

A lot of buyers delay the first mortgage conversation because they're worried a credit check will lower their score.A so...
08/27/2026

A lot of buyers delay the first mortgage conversation because they're worried a credit check will lower their score.

A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

If you're just getting started and want to get an estimate of what you could afford, reach out. I could help you get qualified* for a mortgage without dinging your credit score.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Address

1500 Norwood Drive Ste 206
Hurst, TX
76054

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12142369524

Website

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