Crest Shield Insurance Agency Inc

10/19/2026

10/16/2026

Some reminders aren't about insurance.

They're about people.
Check in on someone you haven't talked to lately.
Ask how they're doing.
Listen when they need someone.
Sometimes a small gesture means more than we realize.

Have a good weekend.

10/15/2026

Earthquake preparedness
It's also a good day to think about emergency supplies, family communication, and what you would do if you couldn't immediately get home.
And remember, earthquake coverage is generally separate from a standard homeowners policy

Living in California means earthquakes are something worth preparing for. Take a few minutes today to review your emergency plan and understand what your insurance does and doesn't cover.

10/13/2026

Why General Liability matters to contractors
A contractor finishes a job.
Then the customer calls.
Something was damaged during the work.
Or someone was injured while the work was being performed.

That's where liability protection can become especially important for contractors.
The risks aren't limited to the tools in your truck. Your work itself creates exposure.

Contractors face risks at the job site, at a customer's property, and throughout the work process. General Liability can be an important part of a contractor's insurance program.

10/12/2026

Does insurance follow the car or the driver?

The answer isn't always as simple as people think.
What happens can depend on the vehicle, driver, ownership, circumstances of the accident, and the policies involved.

That's why it's better to check your actual policy than rely on something you heard from a friend.

Auto insurance questions can get complicated quickly. When you're unsure, understanding your own policy is better than relying on an insurance myth.

10/09/2026

Heading out for the weekend?

Take five minutes before you leave.
Lock the doors and windows.
Check faucets.
Secure outdoor items.
Turn off unnecessary appliances.
Make sure the garage is closed.
Five minutes now can help prevent an unpleasant surprise later.
A simple routine before leaving home can help you catch small problems before they become bigger ones. Add it to your weekend routine.

10/08/2026

A beauty salon or barber shop isn't just protecting chairs, mirrors, and equipment.

Think about the services being provided.

Hair coloring. Treatments. Nails. Waxing. Skin services. Products. Employees. Customers coming in and out.

Depending on the services provided, a business may have both General Liability and Professional Liability exposures.

Your insurance should reflect what actually happens inside your business.

Every business has its own risks. For beauty professionals, the services you provide can be just as important as the property inside your business.

10/06/2026

These are examples of situations where General Liability insurance can become important.

It generally helps address certain third-party bodily injury, property damage, and related liability claims, subject to the policy terms.

Every business has different risks, so your coverage should reflect what you actually do.

General Liability isn't just for large businesses. A small business can face liability claims too. Understanding the risks you face is an important part of protecting your business.

10/05/2026

When was the last time you checked your fire extinguisher?
Every home should have a properly rated fire extinguisher, especially in or near the kitchen.

Before you need it, take a minute to check:

Is it easy to access?
Is the pressure gauge in the proper range?
Is the pin and seal intact?
Is there any visible damage, rust, or leakage?
Check the expiration or service date.

A fire extinguisher isn't something you want to discover is expired when you actually need it.

Take a minute this week and check yours.

10/02/2026

Don't wait until something happens to understand your policy.

One of the best times to understand your insurance is when everything is going right.

Know your coverage. Know your deductibles. Know what questions to ask.

Insurance is much easier to navigate before you need it.

Have a safe and relaxing weekend.