Jennifer Cooley, Financial Services Professional with Nylife Securities LLC

10/28/2026

Small actions taken consistently can make a meaningful difference over time. For many individuals, annual Roth IRA contributions may help create additional flexibility in retirement through the potential for tax-free growth.

While $8,000 per year may not seem significant on its own, the long-term impact can add up. If you'd like to explore how consistent saving could support your retirement goals, let's schedule time to discuss.

10/27/2026

Recent changes to required minimum distribution (RMD) rules may create new opportunities for retirement planning. Understanding when distributions begin and how these rules apply to your situation can play an important role in your retirement income strategy.

If you'd like to review how these changes could affect your retirement income plan and tax strategy, I'd be happy to help.

10/26/2026

Not all retirement income is taxed the same way. Here’s a look at five common types of retirement income and how they may be treated for federal income tax purposes.

Thankfully, not all the money you receive in retirement is subject to federal income tax.

10/16/2026

Market volatility can make investors feel like they need to act. But the decision to rebalance should be driven by your financial goals, not the latest headlines. In a recent Kiplinger article, John Boccio, Head of Wealth Management at New York Life, shares key considerations for making thoughtful portfolio decisions. Not Every Headline Calls for a Portfolio Change.

Read his insights here: https://bit.ly/47mzVn6

Jennifer Cooley

10/02/2026

Part 2: So… which tax buckets are YOU filling?

Building wealth for retirement is important, but so is understanding how that money may be taxed when it’s time to use it.

Taxable (taxed now). Tax-deferred. Potentially tax-free.

Diversification isn’t only about what you own. It can also be about how your money is taxed. Hope alone is not a strategy.

10/02/2026

If you’re caring for a loved one with a disability, an ABLE account can help them build financial independence—without jeopardizing important federal benefits. Want to know more? Review this information and reach out to me today.
https://nyl.co/4rIBtAZ

09/30/2026

You’ve diversified your investments… but have you diversified your taxes?

Where your retirement money is held can affect how it’s taxed when it’s time to use it.

Which tax buckets are you filling?

09/22/2026

If a basic will isn't enough to protect your family's assets, you have two trust options: revocable vs. irrevocable. But only one may be right for you.

If a basic will isn't enough to protect your family's assets, you have two trust options: revocable vs irrevocable. But only one is right for you.

09/18/2026

I always hear I muscle everything. However, it’s not intentional. lol Bowling. Tennis. And now…golf.

At the Westport Business Expo, I was given one simple instruction by PGA Associate, Michael Crosby, : keep your eyes on the ball, rotate through the swing, and don’t lose sight of the target.

Then I smacked it!

But the lesson stuck: power is valuable, but power without direction isn’t strategy.

The same applies financially. Being intentional means knowing your target and creating a strategy to strengthen your financial position, prepare for a successful retirement, preserve your legacy, and grow your net worth.

Great time connecting with the St. Louis business community at the Westport Business Expo hosted by the Maryland Heights Chamber of Commerce.

Apparently, Stretch Armstrong has a golf swing too! 🎯 ⛳️