Family4 Financial

08/14/2019

The Greater Houston Partnership’s research team recently published the 2019 edition of “Houston Facts.”

04/04/2019

It’s sometimes hard to tell the difference between encouragement and manipulation. But,the two are fundamentally different:

Manipulation is nudging people to make a change based on how it will benefit the manipulator. Manipulators base their message on partial or biased information. Manipulators are often guilty of deception.

Encouragement is nudging people to do something for their own good. Encouragers have the best interests of the other person at heart. They offer support based on the best information they have, but sometimes their facts prove to be incorrect.

Here are some hints to discover if what you are experiencing is manipulation or encouragement:

1. How does the message make you feel?
2. On reflection, does the message bring up an internal green light (go), red light (stop), or yellow light (caution)?
3. Is there anything about the message that contradicts your knowledge, self-interests, or self-esteem?
4. Are you suspicious of the messenger’s motives?
5. Are you being overly influenced by people around you who are supportive of the message or the messenger?
6. Are you feeling pushed to make a quick decision?

04/02/2019

Unless you continually work, evolve, and innovate, you'll learn a quick and painful lesson from someone who has.

Cael Sanderson

03/26/2019

8 minute minute read. Delve in to some Houston history!

The 1,600-acre plot south of Houston was desolate and remote. Cattle grazed the land, nestled between old farming and fishing communities and a body of water known as Clear Lake. It was 1961 and the fields soon would be home to NASA's Manned Spacecraft Center, a $6...

02/26/2019

Family4 Financial es una compañía hipotecaria de servicio completo. Podemos ayudarle a asegurar su hogar préstamo con formularios de solicitud de idioma español. También contamos con una red de proveedores de Seguro y conéctelo con Nuestro red de proveedores experimentados de plomería, HVAC y Remodel para mantener su nuevo hogar en perfectas condiciones.

¡ Háganos saber cómo podemos ayudarle!

02/08/2019

Last week Family4 closed and funded a VA Manual Underwrite home loan. We accomplished this by working with the borrowers to find unique ways we could get them into their new home. Using things such as alternative non-traditional trade lines (ex. Netflix, Sprint, and auto insurance) to help establish a strong history of payments paid on time. Just because you don’t fit into a “standard” loan package, doesn’t mean you don’t fit in your dream home! Let us help you today!

01/12/2019

Family4Financial Partners

01/10/2019

Borrower Information: Loan Programs/Credit Scores

Why use Family4 Financial as your Preferred Lender?

Family4 Financial was established to deliver exceptional service, unique to the needs of the customer while ensuring optimal long-term results for the borrower. We stay engaged with the customer beyond the closing.

Programs
We offer a variety of loan programs to cater to each client’s individual needs, including:
● FHA (minimum 550)
● Conventional (minimum 620)
● VA (minimum 620)
● USDA (minimum 640)
● Jumbo (minimum 620)
● Down Payment Assistance
● Alternative Loans (Foreign National, Investor Cash Flow, Self Employed Options, ITINs, etc.)

Benefits
● Loan programs for the unique buyers who don’t fit into the standard box
● Rates comparable with Credit Unions
● Available after hours and weekends
● Loan programs that close in as little as six days (streamlined Alt-ATR Loan: a new program for Jumbo Loans)

01/07/2019

Family4Financial prides itself on:

• We provide services for first time home buyers to high net worth individuals.
• We dedicate individual service to determine the best product for our new and long term clients.
• Our hands-on customized service goes beyond closing.
• We are your partner in creating a pleasurable experience in securing your next home.
• We believe that financing the transaction means servicing our clients so they are greatly satisfied with the experience, even after they close.

01/02/2019

Family4 Financial was established to deliver exceptional service, unique to the needs of the home buyer, while ensuring optimal long term results for the borrower. We stay engaged with the customer beyond the closing in all aspects of home ownership.

11/09/2018

Excellence is never an accident. It is always the result of high intention, sincere effort, and intelligent ex*****on; it represents the wise choice of many alternatives – choice, not chance, determines your destiny. ~ Aristotle