Smart Financial Credit Union

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Smart Financial Credit Union We help you achieve success along your financial journey.  Smart Financial is a full-service, financial institution that focuses on people, not profits.

Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.

Your Smart Financial moves deserve some recognition!What recent money move would earn you an award?
09/29/2026

Your Smart Financial moves deserve some recognition!

What recent money move would earn you an award?

Looking to purchase a new or used vehicle? Our rates start at 3.99% APR* and come with No Payment For 90 Days for qualif...
09/26/2026

Looking to purchase a new or used vehicle? Our rates start at 3.99% APR* and come with No Payment For 90 Days for qualified buyers.

While dealerships often require you to choose between low financing and manufacturer rebates, credit union loans let you take both.

Visit smartcu.org/auto to learn more!

*APR= ANNUAL PERCENTAGE RATE

Sometimes, the best part of saving is seeing what your money can make possible.Learn more about saving at smartcu.org
09/24/2026

Sometimes, the best part of saving is seeing what your money can make possible.

Learn more about saving at smartcu.org

Ever wonder where your monthly loan payment goes?Each payment works toward both paying down your balance and covering in...
09/19/2026

Ever wonder where your monthly loan payment goes?

Each payment works toward both paying down your balance and covering interest.
Understanding how your payments are structured can help you better understand the full cost of borrowing.

09/17/2026

Turning remembrance into action with 9/11 Day !

Fall into a new ride!Soon the leaves will be changing, and it might be time for a change of your own. Cruise into fall w...
09/15/2026

Fall into a new ride!

Soon the leaves will be changing, and it might be time for a change of your own. Cruise into fall with auto rates as low as 3.99% APR* and no payments for 90 days for qualified buyers.

Ready for your next ride? Learn more about this offer at smartcu.org/auto.

*APR= Annual Percentage Rate

This morning, our Smart volunteers joined 9/11 Day to Unite for Good! Together, we packed over 200,000 meals and were pr...
09/11/2026

This morning, our Smart volunteers joined 9/11 Day to Unite for Good!

Together, we packed over 200,000 meals and were proud to do a good deed in remembrance of 9/11.

Thank you, 9/11 Day for having us as a sponsor, and thank you, TDECU for joining us as we Unite for Good!

This September 11th, we're joining to . On the 25th anniversary of 9/11, our Smart volunteers will be packing meals fo...
09/10/2026

This September 11th, we're joining to .

On the 25th anniversary of 9/11, our Smart volunteers will be packing meals for neighbors facing food insecurity, as part of a nationwide effort to pack more than 17 million meals across 51 cities in a single day.

Friendly reminder that we're closed today, September 7th in observance of Labor Day. Regular business hours will resume ...
09/07/2026

Friendly reminder that we're closed today, September 7th in observance of Labor Day. Regular business hours will resume on Tuesday, September 8th.

As always, you can access your accounts anytime through the Smart Financial mobile app and online banking.

Address

Houston, TX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 2pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17138501600

Website

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