08/26/2026
Credit Score and Your Insurance Bill
Nobody told you this but your credit score is legally being used to set your car insurance rate in Texas.
The difference between a good and a bad credit score can be 30 to 40 percent on the same car with the same driver. That means paying off a credit card could actually lower your insurance bill. Most people have no idea these two things are even connected.
The good news is that not every insurer weighs credit the same way and TIA knows which carriers work best for every profile. Get your real rate at gettia.com.