Next Step Home Loans, LLC.

Next Step Home Loans, LLC. Owner Next Step Home Loans, LLC. NMLS # 1746763. Sr. Mortgage Advisor - NMLS # 201166
TX Notice - https://www.nextstephomeloans.com/licensing

Mark Zachary is a Residential Mortgage Loan Originator, NMLS #201166 Phone: (832) 504-9014. Powered by Next Step Home Loans, LLC. NMLS #1746763 Phone: (832)504-9014.12841 Jones Rd. #245, Houston, TX 77070. Equal Housing Lender www.nmlsconsumeraccess.org bit.ly/txrecoveryfund "Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend." TXNotice - https://www.nextstephomeloans.com/licensing

Did you catch the newest episode of Mark’s Mortgage Guide?My guest, Sylvia Reyes, and I discussed an important question:...
08/27/2026

Did you catch the newest episode of Mark’s Mortgage Guide?

My guest, Sylvia Reyes, and I discussed an important question: When is the best time to buy a home?

Sylvia is known for her patience, market knowledge, attention to detail, and genuine dedication to her clients. Whether helping someone purchase a first home, sell an existing property, relocate, or explore an investment opportunity, her goal is to make the experience as smooth and understandable as possible.

If you missed it yesterday, watch or listen now on Spotify and YouTube.

Contact Sylvia:
📱 832-330-0514
✉️ [email protected]

⭐⭐⭐⭐⭐ First-time homebuyers deserve more than just a mortgage. They deserve a team that’s there for them every step of t...
08/27/2026

⭐⭐⭐⭐⭐ First-time homebuyers deserve more than just a mortgage. They deserve a team that’s there for them every step of the way.

Valerie and her family trusted us with their first home purchase, and we’re grateful to have been part of such an important milestone.

Being attentive to the details, answering questions quickly, and making the process as seamless as possible—that’s the experience we want every client to have.

Thank you, Valerie, for the kind words and recommendation! 🏡❤️

Ready to take your Next Step? Let’s talk.

🎙️ THE NEW EPISODE IS AVAILABLE NOW!When is the Best Time to Buy a Home?I’m joined by Sylvia Reyes, Broker and Owner of ...
08/26/2026

🎙️ THE NEW EPISODE IS AVAILABLE NOW!

When is the Best Time to Buy a Home?

I’m joined by Sylvia Reyes, Broker and Owner of SevenTwenty Realty & Investments, for an important conversation about knowing when the time is right to purchase.

Sylvia has more than 20 years of experience helping first-time homebuyers, experienced investors, sellers, and families relocating to the Houston area. She is fluent in English and Spanish and is passionate about helping clients understand every step of the real estate process.

Watch or listen now on Spotify and YouTube!

Contact Sylvia:
📱 832-330-0514
✉️ [email protected]

“Mark, gotta say thank you! No one communicates like you do.”That feedback from a title representative means a great dea...
08/26/2026

“Mark, gotta say thank you! No one communicates like you do.”

That feedback from a title representative means a great deal to me.

A mortgage transaction involves buyers, sellers, real estate agents, title professionals, insurance agents, and many others. Consistent communication helps everyone stay informed, prepared, and moving toward closing.

At Next Step Home Loans, clear communication isn’t an extra—it’s part of the service.

Clear. Consistent. Convenient.

📞 832-504-9014
🌐 NextStepHomeLoans.com

Mark ZacharyBroker/OwnerCertified Mortgage AdvisorNMLS # 201166Next Step Home Loans, LLCNextStepHomeLoans.comOfc: 832-50...
08/25/2026

Mark Zachary
Broker/Owner
Certified Mortgage Advisor
NMLS # 201166

Next Step Home Loans, LLC
NextStepHomeLoans.com
Ofc: 832-504-9014
NMLS # 1746763

🎙️ NEW EPISODE TOMORROW!When is the best time to buy a home? Is it based on interest rates, the season, market condition...
08/25/2026

🎙️ NEW EPISODE TOMORROW!

When is the best time to buy a home? Is it based on interest rates, the season, market conditions—or when you’re personally ready?

This week on Mark’s Mortgage Guide, I’m joined by Sylvia Reyes, Broker and Owner of SevenTwenty Realty & Investments. Sylvia brings more than 20 years of experience serving buyers, sellers, investors, and relocating families throughout Houston, Pearland, and surrounding communities.

Join us tomorrow for a practical conversation about timing your home purchase and making a confident decision.

Available on Spotify and YouTube.

Getting a mortgage shouldn’t feel like you’re entering a world of pain. 🎳Call centers. Endless transfers. Long holds. On...
08/24/2026

Getting a mortgage shouldn’t feel like you’re entering a world of pain. 🎳

Call centers. Endless transfers. Long holds. One-size-fits-all answers. And every time you call, you’re explaining your situation to someone new.

There’s a better way.

At Next Step Home Loans, you get personal guidance from people who know your loan, know your goals, and are there to help you from application through closing.

Because when you’re making one of the biggest financial decisions of your life, you deserve to be treated like more than a loan number.

You’re not a number. You’re 1 of 1.

📞 832-504-9014
NextStepHomeLoans.com

🏡 Fun Fact Friday: FHA loans are not only for first-time homebuyers.FHA financing may offer qualified Texas buyers:✅ A d...
08/21/2026

🏡 Fun Fact Friday: FHA loans are not only for first-time homebuyers.

FHA financing may offer qualified Texas buyers:

✅ A down payment as low as 3.5%
✅ Financing for a qualifying primary residence
✅ Options for certain 1–4 unit properties
✅ More flexible credit qualification in some situations

FHA loans require upfront and annual mortgage insurance, and all borrowers must meet applicable program and lender requirements.

Want to know whether FHA financing fits your situation? Call 832-504-9014 or visit NextStepHomeLoans.com.

08/21/2026

Imagine your kids picking their dream room, only for you to find out you don't qualify. Doing the mortgage process in the right sequence is crucial to avoid this heartbreak. You don't always need continuous employment, but keep gaps under 30-60 days.

⭐⭐⭐⭐⭐ Sometimes a mortgage needs more than a one-size-fits-all approach.Jill’s situation required extra attention, commu...
08/20/2026

⭐⭐⭐⭐⭐ Sometimes a mortgage needs more than a one-size-fits-all approach.

Jill’s situation required extra attention, communication, and problem-solving—and that’s exactly where being a local mortgage broker can make a difference.

Her words say it best: “Mark and his team made the process go smoothly.”

Whether your loan is simple or has a few more moving parts, our goal is the same: find the right path and get you to the closing table. 🏡

Thank you, Jill, for trusting us!

Address

Houston, TX

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18325049014

Website

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