All Things Insurance Benefits

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Medicare does not cover everything—services like long-term care, most dental work, and hearing aids are generally not in...
04/09/2026

Medicare does not cover everything—services like long-term care, most dental work, and hearing aids are generally not included.

Each Medicare plan has its own network of doctors and hospitals, so it’s important to make sure your providers are inclu...
04/08/2026

Each Medicare plan has its own network of doctors and hospitals, so it’s important to make sure your providers are included before enrolling.

Fast Fact: You can first enroll in Medicare during your 7-month Initial Enrollment Period, which starts 3 months before ...
04/07/2026

Fast Fact: You can first enroll in Medicare during your 7-month Initial Enrollment Period, which starts 3 months before you turn 65.

Don’t want to miss your enrollment window! Missing your Medicare enrollment window could lead to lifelong late enrollmen...
04/06/2026

Don’t want to miss your enrollment window! Missing your Medicare enrollment window could lead to lifelong late enrollment penalties.

Enjoy The Weekend: "Whether you think you can or think you can’t, you’re right.”
04/03/2026

Enjoy The Weekend: "Whether you think you can or think you can’t, you’re right.”

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some hi...
04/02/2026

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

Reminder To Be Careful: Medicare scammers use several different tactics to try and scam Medicare beneficiaries and make ...
04/01/2026

Reminder To Be Careful: Medicare scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-eff...
03/31/2026

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they ...
03/30/2026

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they experience events like a hospital admission or extended stay, regardless of what their primary coverage pays.

How do I pay IRMAA? Usually deducted from your Social Security check or billed directly if you’re not yet collecting ben...
03/27/2026

How do I pay IRMAA? Usually deducted from your Social Security check or billed directly if you’re not yet collecting benefits.

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.
03/26/2026

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.
03/25/2026

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.

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Houston, TX

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