The Vasquez Agency - Health Insurance

05/19/2026

Teachers: don’t let your health plan auto-renew without a review. Many employer plans are shifting costs to employees with higher deductibles and out-of-pocket expenses. Our latest article explains what to check before renewal, how small changes can save you big money, and steps to negotiate better coverage. Read more: https://www.vhealthagency.com/post/health-insurance-for-teachers-why-reviewing-your-plan-before-renewal-matters-more-than-ever

Teachers dedicate their lives to helping students succeed, but when it comes to their own healthcare coverage, many educators simply allow their health insurance plans to auto-renew year after year without fully reviewing the changes. Unfortunately, that habit can become extremely expensive.Across t...

05/19/2026

Had a blast this weekend at FR Fest with other top teams in the region! It was an awesome day filled with bbq, live music, fun games, and great conversations with friends.

05/15/2026

Celebrating Friday with some BIG wins! I hit a huge personal career milestone with 3 million career issued business. My team finished as a top 5 team in the region in sales this week and celebrating Kelli Necessary new agent record sales week!

05/11/2026

Choosing a health insurance plan doesn't have to be confusing. Our latest post breaks down the key questions to ask — from deductibles and provider networks to copays and coverage limits — so you can pick a plan that fits your health needs and budget. Read more: https://www.vhealthagency.com/post/the-most-important-questions-to-ask-before-choosing-a-health-insurance-plan

Choosing a health insurance policy can feel overwhelming. Between deductibles, provider networks, copays, coinsurance, and coverage limitations, many people end up selecting plans without fully understanding how they actually work. Unfortunately, that can lead to higher out-of-pocket costs, limited....

05/08/2026

Young, healthy, and thinking you don’t need much health insurance? Think again. Our latest blog breaks down the real risks, what coverage actually matters, and how to choose a plan that protects you without breaking the bank. Read it now: https://www.vhealthagency.com/post/health-insurance-for-young-healthy-individuals-what-actually-matters

If you’re young, healthy, and rarely visit the doctor, health insurance can feel like an unnecessary expense. It’s easy to assume you don’t need much coverage—or that the cheapest plan available is “good enough.” After all, if you’re not using it, why pay for it?That line of thinking i...

05/04/2026

New Orleans was the perfect place to celebrate this amazing crew 🎉 So proud of everything we’ve built together so far.

Big kudos to Elise McAdow and Kyle Budd for leading the way and inspiring everyone around them 🙌 Hard work paying off in the best way!

04/27/2026

Not loving the health insurance options offered through work? You’re not stuck—and you may have better options than you think. This blog breaks down how to evaluate your current plan, what to look for when comparing alternatives, and how to make sure you’re not overpaying for coverage that doesn’t actually work for you. Read the full post: https://www.vhealthagency.com/post/not-happy-with-your-work-health-insurance-what-to-do-next

Most people don’t question their work health insurance—at least not at first. It shows up as part of your benefits package, your employer may cover a portion of the premium, and enrollment is relatively simple. On paper, it feels like the obvious choice.But over time, many people start to notice...

04/16/2026

Think lower premiums are the whole story? Think again. Our latest blog breaks down how PPO plans give you more freedom—more doctor choice, faster access to care, easier travel coverage, and fewer referral hassles. For many people, that freedom matters more than the monthly price tag. Read the full post: https://www.vhealthagency.com/post/how-ppo-plans-give-you-more-freedom-and-why-that-can-matter-more-than-price

When most people shop for health insurance, they start in the same place: the monthly premium. It makes sense on the surface—lower premium equals lower cost, right? But if you’ve ever actually had to use your health insurance, you already know that the monthly number rarely tells the whole story...

04/13/2026

Self-employed and confused about health insurance? Our latest blog breaks down the options, costs, and key questions to ask before you choose — so you can make a confident decision for your health and business. Read more: https://www.vhealthagency.com/post/health-insurance-options-for-self-employed-professionals

If you’re self-employed, you already understand that independence comes with trade-offs. You gain control over your time, your income, and your direction—but you also take on full responsibility for decisions that employees rarely have to think about.Health insurance is one of the biggest of tho...

04/08/2026

Thinking of skipping health insurance to save money? It can cost you much more in the long run. Our latest blog breaks down why coverage matters, real costs of going uninsured, and smart ways to protect your health and finances. Read more: https://www.vhealthagency.com/post/the-importance-of-having-health-insurance-and-why-going-without-it-can-cost-more-than-you-think

It’s a thought that crosses a lot of people’s minds—especially if they’re healthy, don’t go to the doctor often, or are trying to keep monthly expenses low:“Do I really need health insurance? Wouldn’t it be cheaper to just pay out of pocket?”On the surface, that idea can seem logical...

04/06/2026

Leaving a job? Don’t make a rushed decision about your health coverage. Our latest blog breaks down COBRA — who it’s best for, the real costs, and smart alternatives to consider so you can protect your health without overpaying. Read more: https://www.vhealthagency.com/post/is-cobra-coverage-worth-it-after-leaving-a-job

Leaving a job comes with a mix of emotions—freedom, uncertainty, opportunity, and usually a pretty long to-do list. Somewhere near the top of that list is one of the most important (and often rushed) decisions you’ll make:What are you going to do about health insurance?For many people, the defau...