McGann Insurance Agency

01/15/2022

--People who smoke may not have appropriate life insurance policies in place because they think they're not eligible. But the good news is to***co users may be able to get life insurance, just at higher rates. So for those who smoke or love someone who does, here's what to know about who q...

05/21/2020

When is the last time you had an insurance review?

Much like other insurance policies, the terms and stipulations of life insurance are constantly changing. It's crucial for individuals to regularly reevaluate their life insurance policy to determine if coverage is still adequate for their needs.

05/20/2020

Need life insurance? Non-medical applications can be completed for coverage under $249,999. Give me a call @ 832-356-9161 or email: [email protected]

08/11/2014

Many life insurance companies provide or include an Accelerated Death Benefit Rider (ADB) that can be issued with new or existing policies. The ADB rider is attached to a life insurance policy and enables the policy holder to receive cash advances against the death benefit in the case of being diagnosed with a critical or terminal illness. The optional rider provides you the opportunity to stabilize your income, avoid plundering your savings or retirement accounts, tax penalties and/ or bankruptcy. Some people hate to talk about life insurance planning because of the negative connotation associated with death however including the ADB rider at the time of policy issue transforms your life policy from merely a death benefit into a LIVING BENEFIT! Can you really afford not to add this important living benefit, if applicable to your policy?

04/22/2014

It is a historic season for health reform, with many of us holding our breath to see how things unfold. As the Affordable Care Act (ACA) comes into effect, many uninsured Americans are purchasing health insurance for the first time. Whether you're a new buyer trying to choose an insurance company or…

10/30/2013

One way to save money is to bundle your homeowner’s insurance with other policies that you already own. In doing so, avoid buying additional policies in order to ‘save’ money. Combining your car and homeowner’s policies with the same company makes sense because you’ll usually get some kind of discount. Companies will vary on the discounts, typically ranging from 5-10%. However, if you don’t have a need for life insurance, why purchase a policy just to save money. Think: If you’re spending money on something that you don’t need, where are the savings?

07/29/2013

It's prudent to have insurance, but how much? We help you decide the right amount of life, car and homeowners coverage.

05/30/2013

Prepare your home and family for hurricane season.

Rutgers University issued the following news release:. Jay Feinman, a distinguished professor of law and a member of the Rutgers Center for Risk and Responsibility at Rutgers School of Law-Camden, offers his expert opinion on insurance tips during hurricane season:. The National Oceanic and Atmosphe...

05/29/2013

Auto accidents or “crashes”, as they are commonly called in the insurance industry today, can happen at any time. The very act of driving subjects you to risks, that you probably would not be exposed to, if not for exercising this “privilege”.

05/06/2013

DUIs are taken much more seriously these days than they were in years past. And multiple DUIs will get you into a heap of trouble and cost you dearly. But if you have had a DUI, you can probably still find insurance to cover your vehicle while you do what is necessary to get that DUI off your reco...

04/25/2013

If volatile markets are driving your clients to consider locking in lifetime income through a variable annuity guaranteed lifetime withdrawal benefit, deals soon could improve...

04/11/2013

Are you a business owner or have valuable assets to protect? Consider adding an extra layer of protection on top of your basic policy with umbrella insurance of at least $1 million or more. A $1 million policy costs about $200-250 a year. That's a good buy in the insurance business.