10/15/2021
Despite the economy, our middle class, which was once synonymous with the American Dream, is now defined by a state of perpetual uncertainty where instability is the new normal. Given this, it’s no wonder that nearly half of America can’t come up with $400 in a crunch leaving many in need of a financial cushion. But unless you have near perfect credit, the options for getting a small, short-term loan in the US is almost impossible. Payday loans are well known to be predatory debt traps, while borrowing from friends & family can come with a high social cost.
FinanceUs solves these problems by providing a native, mobile-friendly, peer-to-peer lending marketplace focused on non-prime borrowers. Borrowers use our mobile app to get approved and funded within minutes, lenders get a good return on their investment, and the community benefit from those who do the right thing. The result, is a community-based lending model that drives network effects creating a new win-win category in consumer lending. FinanceUs aims to be the leader of this new category by offering an affordable financial cushion to anyone in need.