Hartland Realty Group, LLC

Hartland Realty Group, LLC Hartland Realty Group, LLC aka HRG Property Solutions helps solve real estate-related issues with productive, innovative & win-

02/21/2026

Over 16% of home purchases were canceled in December—the highest rate on record—as high prices and economic uncertainty continued to simmer.

02/21/2026

January home sales decreased by 8.4%. Month-over-month and year-over-year sales decreased across all regions. Despite disappointing sales, affordability improved for the seventh consecutive month.

01/02/2026

U.S. homebuyers will start to get some relief in 2026, with affordability improving as income growth outpaces home-price growth. Next year will mark the beginning of a long, slow recovery for the housing market.

***********************************************How the U.S. Government Shutdown is Impacting Real Estate Across the Coun...
10/24/2025

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How the U.S. Government Shutdown
is Impacting Real Estate Across the Country
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When the federal government came to a screeching halt on Oct. 1, the government shutdown left ugly marks on the real estate industry, particularly rental markets. States like Florida, Delaware, Arizona, Hawaii, and Nevada rely heavily on real estate as the lifeblood of their local economies.
The shutdown began when Congress failed to pass a funding bill, forcing federal agencies to partially close, which has decimated the operation of housing programs that rely on them. With the shutdown now surpassing the two-week mark, essential functions such as loan processing by the FHA, VA, and USDA have slowed down significantly or paused, meaning housing transactions that rely on funding from these agencies cannot go through.
“Real Estate Accounts for 20% of the U.S. Economy”
“Real estate accounts for nearly 20% of the U.S. economy, touching every community and driving millions of jobs,” National Association of Realtors’ executive vice president and chief advocacy officer Shannon McGahn wrote in HousingWire. “Each additional day of uncertainty threatens programs that help buyers, sellers, and property owners navigate an already-challenging market.”
In flood-prone states like Florida, where the real estate industry accounted for $381.4 billion, or 24.1% of the gross state product in 2023, the largest share of any state, the lapse of the National Flood Insurance Program could be devastating. NFIP is administered through FEMA and covers 22,600 participating NFIP communities. Its pause has meant that would-be homebuyers are no longer able to get mortgages from government-backed lenders, which require them to have flood insurance.
“Given Florida’s large share of national housing activity, even a modest pullback in buyer engagement could visibly nudge national sales and inventory metrics”. Anthony Smith, senior economist at Realtor.com, said in a recent interview. The administrative bottlenecks lead to a growing backlog of rental applications, delayed closings, and a shortage of new inventory, which increases pressure on rents and cash flow for existing owners, especially in heavily impacted states.

10/10/2025

There are roughly 500,000 more home sellers than buyers, meaning buyers have negotiating power. But the tables could turn if mortgage rates fall further.

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09/23/2025

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05/30/2025

According to ATTOM’s April 2025 U.S. Foreclosure Market Report, there were a total of 26,033 U.S. properties with foreclosure filings in April. This figure is up 0.4% from March and up 13.9% from a year ago. In addition, lenders repossessed 3,580 properties as REOs in April - up 23.3% from one yea...

The National Association of Realtors is reporting that existing home sales were down 5.9% in March to a seasonally-adjus...
05/02/2025

The National Association of Realtors is reporting that existing home sales were down 5.9% in March to a seasonally-adjusted annual rate of 4.02 million – down 2.4% year over year. Total housing inventory at the end of March was 1.33 million units, up 8.1% from February and up 19.8% from one year ago. Unsold inventory sits at a 4-month supply at the current sales rate with properties remaining on the market for around 36 days. The median existing-home price for all housing types in March was $403,700.

“Home buying and selling remained sluggish in March due to the affordability challenges associated with high mortgage rates…Residential housing mobility, currently at historical lows, signals the troublesome possibility of less economic mobility for society.” Said the NAR’s Chief Economist Lawrence Yun.

03/15/2025

Good News on the Corporate Transparency Act!
By Jeffrey S. Watson

On Sunday, March 2, 2025, the Secretary of the Treasury issued an announcement which dramatically changed the Corporate Transparency Act (CTA) and how it will be enforced. To understand how this came about, I went back and read the opening sections of the CTA and noticed that repeatedly, the CTA put all the responsibility and authority for enforcing the CTA and FinCEN, etc., under the auspices of regulations to be created by the Secretary of the Treasury. Such wording is typical of a Congress that was a firm believer in enacting legislation and then letting the regulatory bureaucracy build it out.

Due to the United States Supreme Court getting rid of the Chevron Doctrine, a new administration in the White House, and new cabinet secretaries, we can expect to see a lot of change. In response to an outcry from American small business owners, the CTA has been suspended by the Secretary of the Treasury as it relates to all domestic (American) companies. The act is still in place as to foreign companies registering to do business in the United States.

This suspension will remain in place until one of three things happens: the Supreme Court finally grapples with the issue of whether the CTA is constitutional (my gut feeling is that the Treasury’s actions over the weekend indicate that they don’t believe it is); the Secretary of the Treasury would change his mind; or Congress enacts legislation revoking the CTA in its entirety or significantly amends it so that going forward, it only applies to foreign companies who want to do business in the U.S. I believe the third option would be the best because it would mean Congress is taking responsibility and doing something beneficial instead of just passing a 22-page piece of legislation that puts the responsibility for how to enact it on a bunch of bureaucrats.

To summarize the latest news on the CTA, if you have an American-based company (created in the U.S. by a U.S. citizen and registered with its Secretary of State), the CTA has been suspended by a decision from the Secretary of the Treasury of the United States. This is the person whom the legislation empowered with the responsibility of implementing the CTA to begin with.



Jeffery S. Watson is an attorney who has had an active trial and hearing practice for more than 25 years. As a contingent fee trial lawyer, he has a unique perspective on investing and wealth protection. He has tried over 20 civil jury trials and has handled thousands of contested hearings. Jeff has changed the law in Ohio four times via litigation. Read more of his viewpoints at WatsonInvested.com.

EXISTING HOME SALES DROP 4.3% IN MARCH 2024The National Association of Realtors is reporting that existing home sales we...
04/26/2024

EXISTING HOME SALES DROP 4.3% IN MARCH 2024
The National Association of Realtors is reporting that existing home sales were down 4.4% in march to a seasonally-adjusted annual rate of 4.19 million – down 3.7% year over year. Total housing inventory at the end of March was 1.11 million units, up 4.7% from February and up 14.4% from one year ago. Unsold inventory sits at a 3.2-month supply at the current sales rate with properties remaining on the market for around 33 days. The median existing-home price for all housing types in march was $397,200, up 4.7% from one year ago.

“Though rebounding from cyclical lows, home sales are stuck because interest rates have not made any major moves…There are nearly six million more jobs now compared to pre-COVID highs, which suggests more aspiring home buyers exist in the market. Said NAR Chief Economist Lawrence Yun.

Housing Starts & Permits Drop in April ’24
04/26/2024

Housing Starts & Permits Drop in April ’24

FORECLOSURE STARTS INCREASE SLIGHTLYAccording to the ATTOM Data’s Q1 2024 Foreclosure Report, there were 95,349 with a f...
04/26/2024

FORECLOSURE STARTS INCREASE SLIGHTLY
According to the ATTOM Data’s Q1 2024 Foreclosure Report, there were 95,349 with a foreclosure filing during the first quarter of 2024, up 3% from the previous quarter but down less than 1 percent from one year ago. There were a total of 67,657 U.S. properties that started the foreclosure process in Q1 2024, up 2% from the previous quarter and up 4% from one year ago In addition, the report shows there were a total of 32,878 U.S. properties with foreclosure filings in March 2024, down less than 1 percent from the previous month and down 10% from one year ago.

Key Takeaways:
- Nationwide in March 2024, one in every 4,286 properties had a foreclosure filing.
- States with the highest foreclosure rates in March 2024 were Illinois (one in every 2,548 housing units with a foreclosure filing); Connecticut (one in every 2,609 housing units); New Jersey (one in every 2,638 housing units); Florida (one in every 2,779 housing units); and South Carolina (one in every 2,867 housing units).
- 23,312 U.S. properties started the foreclosure process in March 2024, up 3 percent from the previous month but down 4 percent from March 2023.
- Lenders completed the foreclosure process on 2,701 U.S. properties in March 2024, down 20 percent from the previous month and down 44 percent from March 2023.

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