RYAN BROCK

04/01/2026

Most business owners don’t realize there are different ways your processing fees are calculated…
And the structure you’re on can be the difference between:
💸 Overpaying every month
or
💰 Keeping more of your money
Here’s the breakdown 👇
❌ Tiered Pricing
You’re grouped into buckets:
Qualified
Mid-Qualified
Non-Qualified
Sounds simple… but it’s not in your favor.
Most of your transactions get pushed into the higher tiers —
which means you’re often paying 3%–4.5%+ without realizing it.
✅ Structured Pricing (Interchange-Based)
This is where pricing is: ✔ Transparent
✔ Based on actual card cost
✔ Lower markup
👉 This is how businesses get closer to ~1.8% – 2.2% effective rates
⚠️ The Problem
Most businesses are placed on the wrong structure from day one…
and never revisit it.
So they keep overpaying — month after month.
💡 The good news?
You don’t need to change your entire system…
you just need to fix the structure behind it.
📩 DM “CHECK” or use the link in my bio to book a free audit
I’ll show you exactly what pricing model you’re on — and how much you can save.

04/01/2026

Most business owners don’t realize how much they’re actually paying in processing fees…
They hear numbers like 2.9% or 3.5% and assume that’s just the cost of doing business.
But here’s the reality 👇
Those percentages add up FAST.
💳 $50,000/month in sales
➡️ 3% = $1,500/month
➡️ $18,000/year
That’s money quietly leaving your business — every single day.
And in most cases… it’s higher than it should be.
Not because of your processor —
but because of how your account is structured.

📩 DM “FEES” or use the link in my bio to book a free audit
I’ll personally review your statement and show you exactly where your money is going.

12/09/2025

⚠️ 3 signs your processing fees are TOO HIGH:
1️⃣ Confusing monthly statements
2️⃣ High processing rates
3️⃣ Hidden charges

If any of these look familiar…
It’s time to review your setup.
DM “HELP” for a free audit.

12/09/2025

🍽️ Restaurant owners: your POS system might be eating your profit margins.
Swipe fees hit hospitality harder than most industries.

A small tweak to your processing setup = big annual savings.
DM “RESTAURANT” and I’ll show you how much you’re losing, also not only recommend the right POS system but facilitate the setup from start to finish.

fintechsolutions

12/08/2025

🚨 Business Owners: Swipe fees are silently draining your profits.
What looks like “just a few cents” can turn into thousands lost every year.
Don’t let small fees kill big dreams. 💡💳

👉 DM “FEES” for a FREE statement breakdown.
EntrepreneurLife FintechFuture

10/08/2025

06/14/2024

Level Up Your Payment Game: Don't Get Left Behind!

The payments landscape is changing faster than ever. Stay ahead of the curve with Likeminds Consulting as your partner. We'll help you navigate the latest options and optimize your business for success.

Ready to unlock your payment potential? Click the link in BIO to schedule your FREE discovery call today!

03/28/2024

Card networks would cap credit-card interchange fees for five years as part of a settlement

New York
CNN
—
Two of the world’s largest credit card networks, Visa and Mastercard, as well as the banks that issue cards with them, have agreed to settle a decadeslong antitrust case brought upon by merchants.

The settlement is set to lower swipe fees merchants pay when customers make purchases using their Visa or Mastercard by $30 billion over five years, according to a press release announcing the settlement Tuesday morning.

03/10/2024

4 tips you can DIY TO IMPROVE YOUR CREDIT!
Which one can you select

01/31/2024

Bitcoin on the rise! First ETF inflows in a week send the price near $44K. Big things brewing in the crypto world... Who's ready for takeoff?

01/25/2024

Message

01/24/2024

Supercharge Your Business and Reward a Friend with Double the Amex Power

Hey fellow hustlers! Tired of credit cards that offer empty perks and leave you feeling like just another number? Get ready to level up your business game with an American Express Card designed for ambitious entrepreneurs like you.

Here's what you get:

Earn a generous welcome bonus on eligible spending - think points towards flights, hotels, or cash back for that new piece of equipment you've been eyeing!
Unlock exclusive benefits like airport lounge access, travel insurance, and global customer service that's always on your side.
Boost your cash flow with extended payment terms and flexible spending options.
Connect with a powerful network of over 100 million American Express Cardmembers - potential customers and collaborators right at your fingertips!
And here's the sweet part:

Use my referral code RYANB58Tu and we both win! You'll get your amazing welcome bonus, and I'll score a referral bonus too. It's a win-win for small business owners who support each other.

Ready to take your business to the next level?

Click this link and enter RYANB58Tu at checkout: https://americanexpress.com/en-us/referral/RYANB58Tu?XL=MNDNS

Terms Apply. Let's do this!