Denise DeLoach Home Loans

08/04/2026

Yep, that's right.

If you are buying a home, you could qualify for down payment assistance to help reduce your out-of-pocket expenses.

Down payment assistance helps first-time and repeat buyers.

Don't miss an opportunity!

Denise DeLoach
Mortgage Broker NMLS #2279918
Edge Home Finance | #891464
832-535-7303
denisedoeshomeloans.com

07/30/2026

Refi or HELOC? 🤔

If you have a great low interest rate mortgage and a lot of equity, a HELOC may be a good option for you.

A HELOC allows you to use the equity in your home without changing your low interest rate mortgage.

If you use a HELOC, you will have two loans on your home. If you refinance, you will replace the old loan with a new loan.

Refinancing is an option if you want to shorten your repayment term, lower your rate, or lower your monthly payment by extending the repayment period.

Your home's equity could-
🏠= Additional savings
🏠= Renovation Budget
🏠= Purchase more real estate

How will you use your home equity? 💸

Denise DeLoach
Mortgage Broker, NMLS #2279918
Edge Home Finance NMLS #891464
📲(832) 535-7303
https://www.denisedoeshomeloans.com

06/24/2026

Your home is the only investment you can live in. It appreciates while you sleep and shelters your family at the same time.

You may be closer to homeownership than you realize, let's get a plan to get you home.

Denise DeLoach
Mortgage Broker, NMLS #2279918
📲832-535-7303

06/18/2026

Waiting for the market to be "just right" often means missing a window of opportunity.

Buying a home can take 2-3 months between finding a home and getting to the closing table. If you are trying to time the market you may be missing the best opportunities.

Let's get the right buying strategy for you. DM "STRETCH" to get your plan.

Denise DeLoach
Mortgage Broker,
📲832-535-7303

06/16/2026

They're not selling.

They're not refinancing.

They're opening a Home Equity Line of Credit (HELOC) and using it to build an emergency savings, pay for college, or consolidate debts without touching their low interest mortgage.

How do you want to use your home equity?

Denise DeLoach
Mortgage Broker, Edge Home Finance
NMLS # 2279918 | 891464
832-535-7303



Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and property. eligibility.

06/13/2026

There are several loan options that allow qualified buyers get in with as little as 3.5% down.

If you have been saving for a 20% down payment, let me show you how to stretch your savings when buying a home.

DM "STRETCH" to learn more.

Denise DeLoach
Mortgage Broker, NMLS #2279918
📲832-535-7303

06/03/2026

Credit card at 24%. Personal loan at 14%. Bills piling up.💸

That's hundreds of extra dollars a month going out and a lot of due dates to keep up with. A HELOC can consolidate all of it into a single low-interest payment using the equity sitting in your home.

Homeowners who do this often save $400-$700 a month.

You own a home. Use it to your advantage.

DM me "DEBT FREE" and I'll show you exactly how much you could save.

Denise DeLoach
Mortgage Broker, Edge Home Finance
NMLS # 2279918 | 891464
832-535-7303



Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and property. eligibility.

06/02/2026

Many homeowners have tens of thousands in built-up equity and no plan for it.

A HELOC lets you tap into that equity at a rate lower than most personal loans and credit cards.

Use a HELOC to help you start your next big idea!

Denise DeLoach, Mortgage Broker
Edge Home Finance
NMLS #2279918 | 891464
(832) 535-7303

06/01/2026

New kicks or new home?

Some HUD-owned homes may qualify for a special FHA financing program that allows eligible buyers to purchase a home with a down payment similar to a new pair of shoes.

DM me "STRETCH" to learn more.

Denise DeLoach

Mortgage Broker, Edge Home Finance
NMLS #2279918
📲832-535-7303

Borrowers must qualify for FHA financing. Available only on eligible HUD-owned properties. Not all borrowers or properties qualify.

For Sale: 12422 Seybold Cove Dr, Houston, TX 77044 ∙ $290,000 ∙ 0.11 Acres Lot ∙ 2,246 Sqft, 3 beds, 2 full and 1 half baths, Single-Family ∙ View more.

06/01/2026

Using your income to pay rent and have a place for you and your family to live is an essential. You have a short-term gain while your landlord has a long-term gain.

Every payment you make as a homeowner is an investment in your own future.

Let's start building your future!

Denise DeLoach
Mortgage Broker, NMLS #2279918
📲832-535-7303