Denise DeLoach Home Loans

Denise DeLoach Home Loans 📋I guide homebuyers at every step
💰Simple tips to stretch your savings
📩DM “STRETCH” to save when buying
NMLS #2279918
Check me out ⤵️ Equal Housing Opportunity

Denise DeLoach, Mortgage Broker NMLS #2279918
Former K-12 educator turned mortgage broker. I help homebuyers understand FHA, Down Payment Assistance, and self-employment home loan options with clear, no-pressure guidance.

Credit card at 24%. Personal loan at 14%. Bills piling up.💸That's hundreds of extra dollars a month going out and a lot ...
06/03/2026

Credit card at 24%. Personal loan at 14%. Bills piling up.💸

That's hundreds of extra dollars a month going out and a lot of due dates to keep up with. A HELOC can consolidate all of it into a single low-interest payment using the equity sitting in your home.

Homeowners who do this often save $400-$700 a month.

You own a home. Use it to your advantage.

DM me "DEBT FREE" and I'll show you exactly how much you could save.

Denise DeLoach
Mortgage Broker, Edge Home Finance
NMLS # 2279918 | 891464
832-535-7303



Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and property. eligibility.

Many homeowners have tens of thousands in built-up equity and no plan for it. A HELOC lets you tap into that equity at a...
06/02/2026

Many homeowners have tens of thousands in built-up equity and no plan for it.

A HELOC lets you tap into that equity at a rate lower than most personal loans and credit cards.

Use a HELOC to help you start your next big idea!

Denise DeLoach, Mortgage Broker
Edge Home Finance
NMLS #2279918 | 891464
(832) 535-7303

New kicks or new home?Some HUD-owned homes may qualify for a special FHA financing program that allows eligible buyers t...
06/01/2026

New kicks or new home?

Some HUD-owned homes may qualify for a special FHA financing program that allows eligible buyers to purchase a home with a down payment similar to a new pair of shoes.

DM me "STRETCH" to learn more.

Denise DeLoach

Mortgage Broker, Edge Home Finance
NMLS #2279918
📲832-535-7303

Borrowers must qualify for FHA financing. Available only on eligible HUD-owned properties. Not all borrowers or properties qualify.

For Sale: 12422 Seybold Cove Dr, Houston, TX 77044 ∙ $290,000 ∙ 0.11 Acres Lot ∙ 2,246 Sqft, 3 beds, 2 full and 1 half baths, Single-Family ∙ View more.

Using your income to pay rent and have a place for you and your family to live is an essential. You have a short-term ga...
06/01/2026

Using your income to pay rent and have a place for you and your family to live is an essential. You have a short-term gain while your landlord has a long-term gain.

Every payment you make as a homeowner is an investment in your own future.

Let's start building your future!

Denise DeLoach
Mortgage Broker, NMLS #2279918
📲832-535-7303

🏃‍♀️Did you file your homestead exemption yet?The deadline was April 30th, but there is still time to save thousands.🔥If...
05/03/2026

🏃‍♀️Did you file your homestead exemption yet?

The deadline was April 30th, but there is still time to save thousands.

🔥If you recently bought a home, you could save money by claiming your primary residence as your homestead.

If you have lived in your home a while but not sure if you have this exemption, it doesn't hurt to double check.

Share with new homeowners and DM any questions.

Most people think buying a home starts with looking at houses. It doesn't. 🤔The real first step is looking at your numbe...
03/16/2026

Most people think buying a home starts with looking at houses.

It doesn't. 🤔

The real first step is looking at your numbers and figuring out what you qualify for.

Without that first step you could end up:
-guessing your budget incorrectly
-falling in love with a house you can't afford
-counting yourself out without the right information

A quick conversation can answer the biggest questions you have as a buyer:
-How much can I afford?
-What monthly payment makes sense?
-What do I need to qualify?

When those answers are clear for you, the process gets a little more focused.

What questions can I answer for you?

Denise DeLoach, Mortgage Broker #2279918
Edge Home Finance
📲832-535-7303

02/26/2026

If you've ever thought...

"What if I get denied?" 🤔

Consider pre-approval as a strategy session to help you purchase a home. Hearing "no" can be discouraging, but it shouldn't stop you.

A conversation about your situation should leave you with understanding and a plan for improvement. Because there are really only two outcomes — you’re ready now, or you need clear steps to get ready.

Either way, you gain direction. And direction is always better than guessing.

If you’ve been holding back because you’re unsure what the answer might be, this video will help you see the process differently.

And if you still have questions after watching, I’m here to talk through it with you.

Denise DeLoach, Mortgage Broker #2279918
Edge Home Finance
📲832-535-7303

02/23/2026

If you’ve been putting off buying because you think you need 20% down…

Pause for a second.

Many families assume they’re years away from owning — simply because of that number.

But what if the number in your head isn’t the number that actually applies to you?

In this quick 2-minute video, I break down what really impacts your upfront costs — and how to look at the full picture instead of just one percentage.

If 20% has been the reason you haven’t even started the conversation…

This one’s worth watching.✅

Denise DeLoach, Mortgage Broker NMLS #2279918
Edge Home Finance
📲832-535-7303



This content is for informational purposes only and does not constitute a loan approval or commitment to lend. All loans are subject to credit approval and program guidelines.

What's been on your mind about buying a home?Do you have questions that you have been afraid to ask? Go ahead, don't be ...
02/05/2026

What's been on your mind about buying a home?

Do you have questions that you have been afraid to ask?

Go ahead, don't be shy...

Denise DeLoach
Mortgage Broker, #2279918
832-535-7303

Got questions?Get answers.I'm here to help when you’re ready. 🏡
02/04/2026

Got questions?
Get answers.
I'm here to help when you’re ready. 🏡

Address

Houston, TX

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