David Baker - OriginPoint NMLS 221128

David Baker - OriginPoint NMLS 221128 Two decades of helping families achieve homeownership, we strive to provide the best service. I am a Branch Manager at OriginPoint. NMLS # 221128.

OriginPoint NMLS # 2185899.

08/27/2026

Every home improvement is really two decisions, one about how you live and one about long-term value. The best projects tend to serve both. What home project gave you the most for your money? Share it in the comments.

And whenever you are thinking about your next one, I am here to help you see how it fits your larger financial picture.
https://myoc.io/fPIM4V5jux/nh9Kc



NMLS # 221128

08/24/2026

Did the answer come to you before the reveal? Property taxes have a way of staying in motion. As your area reassesses, the figure can change, which is one reason your monthly costs may shift even when the loan itself stays the same. Understanding what shapes those numbers brings a real sense of clarity.

Share your guess in the comments and let me know how you did. Then reach out anytime you would like to walk through it together.
https://myoc.io/fPIM4V5jux/dsKKZ



NMLS # 221128

08/20/2026

Many believe qualifying for a mortgage means pulling from your portfolio, but it doesn’t have to. Asset utilization allows qualified, asset-rich borrowers to use the value of their investments, savings, stocks, crypto, retirement accounts and bonds to secure loan amounts up to $5M. No W-2 required.

If you’ve built significant wealth and want to leverage it for real estate, I want to hear from you.
https://myoc.io/fPIM4V5jux/M750c



NMLS # 221128

08/19/2026

Your mortgage is one of the most significant financial decisions you will make, and it is worth revisiting as your life evolves. Refinancing is simply one of the ways to make sure it still aligns with where you are headed. There is no rush and no single right answer, only what makes sense for you.

Save this for when the moment feels right, and reach out so we could look at it together.
https://myoc.io/fPIM4V5jux/vKJH3



NMLS # 221128

July pending home sales moved lower in every region compared with the previous month. Even with fewer contracts signed, ...
08/18/2026

July pending home sales moved lower in every region compared with the previous month. Even with fewer contracts signed, the report points to pent-up demand that could build as more supply reaches the market and affordability improves over time. For buyers, that makes it important to understand your budget, options and timing before conditions shift again.

Reach out and explore what the latest housing market insights could mean for your next move.
https://myoc.io/fPIM4V5jux/OrznN



NMLS # 221128

08/17/2026

A predictable housing payment can support a more thoughtful financial plan.

If you’re wondering whether homebuying makes sense, I can help you look at the details and compare your options clearly.
https://myoc.io/fPIM4V5jux/hkGns



NMLS # 221128

08/13/2026

Every lease renewal is a negotiation you're not part of. That's the rent reality. A fixed-rate mortgage gives you the number upfront and it stays there.

I can help you find out what that could look like for your situation.
https://myoc.io/fPIM4V5jux/WXI3L



NMLS # 221128

08/12/2026

Do you know everything your monthly payment includes? For many homeowners it's more than principal and interest alone. Taxes and insurance are part of the picture too.

Whenever you'd like to understand everything your monthly payment covers, I'm here to walk you through it.
https://myoc.io/fPIM4V5jux/gu1JE



NMLS # 221128

Believe it or not, lower existing-home sales and a stubborn mortgage rate could be your key to getting a deal. More opti...
08/11/2026

Believe it or not, lower existing-home sales and a stubborn mortgage rate could be your key to getting a deal. More options on the market might mean more sellers who are antsy to get an offer. If you play the long game, this might be the opportunity to really come out ahead.
https://myoc.io/fPIM4V5jux/Lf7yU



NMLS # 221128

08/10/2026

The equity you've built is one of the quieter advantages of owning a home. The question worth asking is how it fits into where you're headed next. A HELOC is one option that may let eligible homeowners access a portion of their equity, up to an approved limit, when a need or goal arises.

Whenever you're ready to explore how your equity fits your plans, I'm here.
https://myoc.io/fPIM4V5jux/WY0ez



NMLS # 221128

Address

10200 Grogans MIll Road #550
Houston, TX
77381

Telephone

+18324555134

Website

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