Tiger Adjusters

Call Website Contact the business

Tiger Adjusters Property Insurance Claim underpaid or denied? Get help from a team of Claim Solution Champions!

An endorsement is a change to your insurance policy. It can add coverage, remove it, or modify your terms. Most people t...
10/15/2026

An endorsement is a change to your insurance policy. It can add coverage, remove it, or modify your terms. Most people think of endorsements as something they choose to add, but your carrier can add them too, sometimes reducing coverage.

Endorsements come in three types: ones that expand your coverage (like scheduling high-value jewelry), ones that limit it (a wind/hail or cosmetic-damage exclusion that saves a little premium and costs a lot at claim time), and ones that modify it (changing a deductible or how an item is valued). That "your policy has been updated" email at renewal is often how a carrier tells you a peril like hail was just excluded. An endorsement doesn't give you a separate policy to fall back on; it rewrites the one you have, so knowing exactly what yours says is critical.

Read the full article from Mitchell Malasky, Owner/Operator at Tiger Adjusters Washington, DC: https://www.tigeradjusters.com/blog/what-is-an-endorsement-empowering-policyholders-with-insurance-expertise

When disaster shuts down your commercial property, the repair bill is only part of the loss. The other part is the incom...
10/13/2026

When disaster shuts down your commercial property, the repair bill is only part of the loss. The other part is the income you're not earning while you're closed, and about 25% of businesses never reopen after a disaster.

That lost income is what business interruption coverage is meant to replace, the rent or revenue you would have earned during normal operations, not just the cost of physical repairs. But these claims are easy to underpay, because quantifying lost income is far less straightforward than pricing a roof. The owners who recover the most are the ones who document their properties' condition before disaster strikes and know how to prove the full financial impact after, not just the visible damage.

Read the full article from Brian Davis, Owner/Operator at Tiger Adjusters The Woodlands, TX: https://www.tigeradjusters.com/blog/business-interruption-claims-maximizing-your-payout-after-a-catastrophic-event

You filed your claim, got your check, and assumed that was the settlement. With a replacement cost policy, it often isn'...
10/08/2026

You filed your claim, got your check, and assumed that was the settlement. With a replacement cost policy, it often isn't, and there may be a second check waiting, but only if you take the steps to claim it.

Most carriers pay the depreciated value of your damage first, then withhold the rest as "recoverable depreciation," releasing it only after you've repaired or replaced the property and submitted proof. Because insurance carriers don't usually explain this, homeowners leave that money on the table all the time.

There's a catch: it only applies to replacement cost policies, and even then, some depreciation can't be recovered at all. Knowing the difference, and following the exact steps to claim it, is how you get fully paid.

Read the full article from Anson Adams, Owner/Operator at Tiger Adjusters San Antonio, TX: https://www.tigeradjusters.com/blog/acv-vs-rcv-and-how-to-actually-recover-your-depreciation

Your claim is approved, the check is finally issued, and then it stalls, because your mortgage company's name is on it t...
10/06/2026

Your claim is approved, the check is finally issued, and then it stalls, because your mortgage company's name is on it too.

This is standard after major storm, fire, or flood damage. Because your lender has a financial interest in the property, they can hold the insurance money in escrow and release it in stages, often requiring inspections, contractor estimates, and proof of repair progress before any funds come through. There's no universal rule on how long they can hold it, and delays can stretch into weeks or months when paperwork is incomplete or missing. The most efficient way through this process is strong documentation, because detailed adjusting on the front end can help prevent lender friction on the back end.

Read the full article from Kory Tyler, Owner/Operator at Tiger Adjusters Denver, CO: https://www.tigeradjusters.com/blog/my-mortgage-company-is-withholding-my-insurance-settlement-now-what

Many homeowners assume their policy covers any water damage. It doesn't. Sewer backups and sump pump failures are exclud...
10/02/2026

Many homeowners assume their policy covers any water damage. It doesn't. Sewer backups and sump pump failures are excluded from most standard homeowner's policies, and from flood insurance, unless you've added a specific endorsement.

Without the endorsement, sewage backing up into your home can become your bill to pay. With it, you have an insurance claim, and sewer backup claims can get complicated fast because sewage is a Category 3 biohazard requiring professional remediation.

Read the full article from Brian Davis, Owner/Operator at Tiger Adjusters The Woodlands, TX: https://www.tigeradjusters.com/blog/sewer-backup-damage-why-you-need-an-endorsement-how-to-file-the-claim

🐅 Policyholders trust Public Adjusters during some of the hardest moments of their lives. That trust should be backed by...
09/29/2026

🐅 Policyholders trust Public Adjusters during some of the hardest moments of their lives. That trust should be backed by real expertise, and expertise starts with high-quality education.

That's why we're proud to announce a new strategic education partnership with United Claims Professionals (UCP). Tiger Adjusters will serve as a curriculum development partner, creating new public adjusting courses that will be made available through the UCP platform and submitted for continuing education approval in participating states.

UCP brings together professionals from across the claims industry to foster collaboration, share expertise, and promote ethical standards. We share that commitment, and we're bringing the training we've built for our own team to the broader public adjusting profession.

Better-trained adjusters mean better outcomes for policyholders. Here's to shaping the future of claims, together.

Learn more about UCP: https://unitedclaimsprofessionals.org

You and your insurance carrier agree there is covered damage to your property. You just can't agree on the number. There...
09/29/2026

You and your insurance carrier agree there is covered damage to your property. You just can't agree on the number. There's a provision in most property policies written for that.

The appraisal clause allows each side to appoint an impartial appraiser to value the loss. If the two agree, that's the settlement amount. If they don't, they select an umpire together, and an award becomes binding when any two of the three agree. It's usually faster and cheaper than litigation. It only works for disputes over amount, not whether or not there is coverage.

Appraisal shouldn't be your first move. It should be the move you make after negotiation has stalled.

Read the full article from Kaylee Wardlaw, Public Adjuster at Tiger Adjusters Keller, TX: https://www.tigeradjusters.com/blog/what-is-the-appraisal-clause-and-when-is-it-a-better-solution-than-a-lawsuit

🐅 The Tiger Adjusters Houston Office is Hiring! 🐅Position: Licensed Texas Public AdjusterLocation: Houston, TX and surro...
09/28/2026

🐅 The Tiger Adjusters Houston Office is Hiring! 🐅

Position: Licensed Texas Public Adjuster

Location: Houston, TX and surrounding area

If you are a dedicated professional committed to advocating for commercial and residential property owners, we want to hear from you.

Submit your resume to [email protected].

In May 2025, a U.S. Senate subcommittee heard testimony that carriers pressure their adjusters to write lower estimates ...
09/24/2026

In May 2025, a U.S. Senate subcommittee heard testimony that carriers pressure their adjusters to write lower estimates regardless of what the damage actually is. Four tactics show up again and again:
- Slowplaying. Weeks pass with no returned calls or emails.
- Downplaying the damage. Thin documentation in the file, or damage scoped as a repair when it needs replacement.
- Disputing the cause. Even when they know the damage is covered, an early denial buys months and wears you down.
- Misplacing documents. Or calling what you sent insufficient.

The counter to all four is the same: photos of your property's condition before the storm, a paper trail the carrier can't dispute, and someone willing to keep making the calls.

Read the full breakdown from Kory Tyler, Owner/Operator of Tiger Adjusters Denver, CO: https://www.tigeradjusters.com/blog/4-ways-your-insurance-company-will-try-to-delay-your-storm-claim-and-how-to-handle-it

🚨 Grand Opening Announcement: Tiger Adjusters Arrives in The Woodlands, TX!As the Owner/Operator and licensed Public Adj...
09/23/2026

🚨 Grand Opening Announcement: Tiger Adjusters Arrives in The Woodlands, TX!

As the Owner/Operator and licensed Public Adjuster of Tiger Adjusters The Woodlands, Brian Davis opens his doors ready to work directly with property owners to navigate, and maximize, their property insurance claims.

His approach is straightforward: honest, practical, and focused on fair outcomes for the policyholder. No inflated promises, just clear communication and a claim handled right.

If you're a policyholder in The Woodlands area, Brian is ready to work for you.

Address

Houston, TX

Telephone

+12816070042

Website

Alerts

Be the first to know and let us send you an email when Tiger Adjusters posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tiger Adjusters:

Shortcuts

Share

Category