Ricky Ostrander, Hawaii MLO NMLS 2123434

Ricky Ostrander, Hawaii MLO NMLS 2123434 Aloha,

I am happy to help you with all of your mortgage needs! V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502.

HI: Mortgage Loan Originator Company License HI-145502. VIP is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the
government. VIP is approved to participate in FHA programs but the products and services performed by VIP are n

ot coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6182B1Yeqr

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6181B17eO7

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find ...
09/01/2026

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗http://spr.ly/6180BEe1Pk

Be steady where you stand.
08/31/2026

Be steady where you stand.

Feel like falling?
08/29/2026

Feel like falling?

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgag...
08/27/2026

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: http://spr.ly/6188BECYNj

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to land...
08/25/2026

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: http://spr.ly/6186BEyKp4

08/24/2026

Quitting isn’t in the playbook.

Address

1050 Queen Street Suite 100
Kailua-Kona, HI
96814

Telephone

+18083337264

Website

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