Ricky Ostrander, Hawaii MLO NMLS 2123434

Ricky Ostrander, Hawaii MLO NMLS 2123434 Aloha,

I am happy to help you with all of your mortgage needs! V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502.

HI: Mortgage Loan Originator Company License HI-145502. VIP is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the
government. VIP is approved to participate in FHA programs but the products and services performed by VIP are n

ot coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has ...
06/10/2026

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has the potential to deliver even more.

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down paym...
06/09/2026

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down payment and big opportunities await. Learn more at: http://spr.ly/6187B81USS

06/08/2026

Each step to your dream home matters, and we’ll help you get there.

You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://sp...
06/06/2026

You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://spr.ly/6182BBDbeg

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind ...
06/05/2026

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind every listing is critical.

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6181B62c...
06/04/2026

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6181B62cR3 💸

Buy. Sell. Repeat. Half of sellers aren’t switching agents in between— they’re staying loyal to a relationship that work...
06/03/2026

Buy. Sell. Repeat. Half of sellers aren’t switching agents in between— they’re staying loyal to a relationship that works. The other half? Keeping the process smooth by partnering with an expert loan officer could keep them coming back.

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your ...
06/02/2026

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your first home. That's a great head start on your home purchase. 👉 See if you’re eligible: http://spr.ly/6188B81USs

Strength is shaped over time.
06/01/2026

Strength is shaped over time.

Wake up and smell the spring!
05/30/2026

Wake up and smell the spring!

Address

1050 Queen Street Suite 100
Kailua-Kona, HI
96814

Telephone

+18083337264

Website

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