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Jeff Messett Insurance Local help for Health, Life, and Medicare in Hollywood, Broward, and Miami-Dade. Independent. I'll walk you through it, including turning 65. 305-423-9288

Before you switch Medicare plans, check two things: your doctors and your drugs.A plan only works for you if your doctor...
10/16/2026

Before you switch Medicare plans, check two things: your doctors and your drugs.

A plan only works for you if your doctors are in its network and your prescriptions are on its 2027 drug list, at a pharmacy you actually use.

Easy start: write down your doctors, your pharmacy, and every medication with the dose. Compare at Medicare.gov, or bring the list to me and we'll check it together. Hablo español.

(754) 704-3652 · jeffmessett.com/medicare



We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for all your options.
Educational only. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Licensed Florida insurance agent.

Planning an MRI, colonoscopy, or surgery? Check the hospital's prices first.Since 2021, U.S. hospitals have had to post ...
10/15/2026

Planning an MRI, colonoscopy, or surgery? Check the hospital's prices first.

Since 2021, U.S. hospitals have had to post their prices online. In 2026 the rules got tighter and enforcement picked up. Here's how to use those prices:

✅ Find the price page. Look on the hospital's website for "price transparency" or "shoppable services." Hospitals must list prices for at least 300 common services (or every one they offer, if fewer), or offer an online price estimator. It's free and you don't need to log in.
✅ Look up your plan. Prices are listed by insurance company and plan, along with the hospital's cash price.
✅ Ask for an estimate. The posted price may not be what you pay. Call the hospital and your insurance company and ask what your share will be after your deductible, copay, or coinsurance.
✅ Compare. Check more than one hospital, and make sure the one you pick is in your plan's network.

What's new in 2026: Each hospital's full price file now has to show real dollar amounts based on actual claims (a typical amount plus a low-to-high range). A senior hospital official also has to sign off that the data is accurate. CMS started enforcing these new rules April 1, 2026. By June, more than 500 hospitals nationwide had received warning notices.

Can't find a hospital's prices? You can file a complaint with CMS.

This is the hospital rule. It's separate from the health plan price rule CMS finalized on Oct. 5.

Choosing a Marketplace or small-group plan for 2027? Which hospitals are in your network matters. I can help you compare. Call or text 305-423-9288 or visit jeffmessett.com.

Jeff Messett Insurance
Licensed Florida insurance agent. Educational only; not affiliated with or endorsed by CMS or the U.S. government.

Got a letter saying your Medicare Advantage plan is ending in 2027? Don't panic. You have options, and you have time.Som...
10/14/2026

Got a letter saying your Medicare Advantage plan is ending in 2027? Don't panic. You have options, and you have time.

Some Medicare Advantage plans nationwide are being discontinued for 2027. If yours is one of them, you may get a nonrenewal notice dated around October 2. Watch your mail.

If you got one:
✅ Open Enrollment starts October 15 (through December 7). You can pick a new plan for January 1, 2027.
✅ If you don't pick a plan, you'll go back to Original Medicare.
✅ You also get a Special Enrollment Period from December 8 through the end of February.
✅ If you choose Original Medicare, you may have a guaranteed right to buy certain Medigap (Medicare Supplement) policies.

Don't wait for the last minute. I'll help you compare your 2027 options so your doctors and prescriptions are covered. Call me at 305-423-9288 or visit jeffmessett.com/medicare.

Jeff Messett Insurance
Licensed Florida insurance agent



We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for all your options.

My new website is live! 🎉jeffmessett.com is a simpler place to look at your options for health/Marketplace, Medicare, li...
10/08/2026

My new website is live! 🎉

jeffmessett.com is a simpler place to look at your options for health/Marketplace, Medicare, life insurance, and long-term care, all explained in plain English. There's a full Spanish version too (en español).

The timing works out: Medicare Annual Enrollment opens Oct 15, and Marketplace Open Enrollment opens Nov 1.

I'm based right here in Hollywood and licensed throughout Florida. Take a look, and call 305-423-9288 with any questions.



We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for all your options.
Educational only. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Licensed Florida insurance agent.

Clearer health plan prices are coming. Here's what it means for Marketplace and small-group coverage.On Oct 5, 2026, CMS...
10/07/2026

Clearer health plan prices are coming. Here's what it means for Marketplace and small-group coverage.

On Oct 5, 2026, CMS and HHS finalized updates to the Transparency in Coverage rules for group health plans and individual-market insurers (including ACA Marketplace and small-group plans). This is about your health plan's pricing disclosures — not a new hospital rule.

What changes for you and for employers:
✅ Clearer price files. Plans must clean up unrealistic "ghost" rates, report negotiated rates by network, and put a Price Transparency link on their homepage.
✅ Ask by phone. For plan years starting Jan. 1, 2027, you can request personalized cost-sharing estimates by phone (not just online) before care like an MRI or surgery.
✅ Stronger accountability. Files must carry an attestation from a CEO or senior official that the data is accurate.

Machine-readable file updates phase in through 2027. A clearer prescription-drug price file is expected starting December 2027.

Shopping for a 2027 Marketplace or small-group plan in South Florida (or anywhere in Florida)? I'll help you compare options. Call or text 305-423-9288 or visit jeffmessett.com.

Jeff Messett Insurance
Licensed Florida insurance agent

3 things to know about your 2027 Medicare drug costs before Open Enrollment (Oct 15 – Dec 7):1. There's a yearly cap. In...
10/06/2026

3 things to know about your 2027 Medicare drug costs before Open Enrollment (Oct 15 – Dec 7):

1. There's a yearly cap. In 2027, once your out-of-pocket costs for covered Part D drugs reach $2,400, you pay $0 for covered drugs the rest of the year. No plan's deductible can be over $700.

2. You can spread costs out. The Medicare Prescription Payment Plan turns your drug costs into monthly bills from your plan. It's free and voluntary, but it doesn't lower what you owe.

3. Your plan can change. Read your Annual Notice of Change (ANOC). Make sure your drugs are still covered and your pharmacy is still in network for 2027. Compare at Medicare.gov/plan-compare.

Limited income? See if you qualify for Extra Help at Medicare.gov.

Jeff Messett Insurance — Licensed Florida insurance agent. Educational only; not affiliated with or endorsed by Medicare or the U.S. government.

Expecting a $90 Medicare rebate this month? Here's who gets it.CMS says about 20.8 million people with Original Medicare...
10/05/2026

Expecting a $90 Medicare rebate this month? Here's who gets it.

CMS says about 20.8 million people with Original Medicare Part B will get a one-time $90 Part B premium rebate in October 2026. Most will get it by direct deposit on or around October 8. Some will get a paper check from the U.S. Treasury later in October.

Who does NOT get it:
❌ People in a Medicare Advantage plan
❌ People whose premiums Medicaid helps pay
❌ People who pay IRMAA (the higher, income-based Part B premium)

You must also live in the U.S.

In a Medicare Advantage plan and didn't get $90? That's expected. The rebate is only for Original Medicare Part B.

Questions about eligibility: 1-800-MEDICARE (1-800-633-4227). Payment status: Social Security at 1-800-772-1213, starting October 15.

Full CMS FAQ: cms.gov/newsroom/fact-sheets/medicare-improvement-fund-premium-rebate-frequently-asked-questions

Jeff Messett Insurance — Licensed Florida insurance agent. Educational only; not affiliated with or endorsed by Medicare or the U.S. government.

Have a Cigna or Molina Marketplace plan?Both are leaving Florida’s individual (ACA Marketplace) health plan market for 2...
09/29/2026

Have a Cigna or Molina Marketplace plan?

Both are leaving Florida’s individual (ACA Marketplace) health plan market for 2027. If your 2026 Marketplace plan is with either one, you’ll want to pick a new plan for 2027.

Open Enrollment runs Nov 1 – Dec 15.

Watch for a letter from your carrier. Then let’s compare your 2027 options together, whether you’re in Miami-Dade, Broward, or Palm Beach.

Call or text 305-423-9288, or visit jeffmessett.com.

Simple, local help in Hollywood / Broward.

Jeff Messett Insurance
Licensed Florida insurance agent.

Medicare Annual Enrollment is almost here.Oct 15 – Dec 7 is when you can review, enroll, or change Medicare Advantage an...
09/29/2026

Medicare Annual Enrollment is almost here.

Oct 15 – Dec 7 is when you can review, enroll, or change Medicare Advantage and Part D plans for 2027.

Already on my list? You don’t need to chase me down — I’ll be reaching out.
New here, or want to get started first? Start on my site (consent to contact + Scope of Appointment):
https://jeffmessett.com/medicare-options.html

Simple, local help in Hollywood / Broward.

Jeff Messett Insurance
Licensed Florida insurance agent. We don’t offer every plan in your area — for all options, contact Medicare.gov or 1-800-MEDICARE.

09/27/2026

Rode through MDC Kendall Campus this week — the old South Campus for a lot of us who took classes there.

Then a quiet loop through Kendall Indian Hammocks.

Same streets. Same trees. Different chapter.

Medicare • Marketplace • Life

Jeff Messett Insurance | Hollywood, FL

305-423-9288

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Hollywood, FL

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 6pm
Saturday 9am - 2pm

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(305) 423-9288

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