J.R. McFadden - NMLS# 1246357 - Major Mortgage

01/09/2026

December job growth missed expectations, with 50K jobs added versus the 73K forecast. October and November payrolls were revised down by a combined 76K, while the unemployment rate edged down from 4.5% to 4.4%.

01/09/2026

Delayed government data showed Housing Starts fell 4.6% MoM in October, reaching their lowest level since the start of the pandemic. Building Permits, a key indicator of future construction, also slipped 0.2%.

01/06/2026

House hunting can be overwhelming, but a little preparation can make all the difference. Start by getting preapproved so you know your budget before you begin searching. Make a list of your priorities versus nice-to-haves, and stay flexible where you can. Finding the right home can take time, but it's so worth it in the end.

12/29/2025

Pending Home Sales – signed contracts for existing homes – rose 3.3% from October to November. Compared to a year ago, they were up 2.6%.

12/16/2025

Delayed October data showed 105,000 job losses, but November rebounded with 64,000 jobs added, surpassing the 45,000 forecast. The unemployment rate rose from 4.4% to 4.6%, its highest since 2021.

12/11/2025

Another 25 bps cut to the Fed Funds Rate marks the Fed’s third move this year. But Chair Powell signals a possible pause at the next meeting in January: “We’re well positioned to wait and see.”

12/09/2025

Just announced 2026 Conventional Conforming Loan Limits increase to $832,750.

11/27/2025

This season reminds us how important “home” truly is. Thank you for letting me be part of your journey. 🍁

11/25/2025

Pending Home Sales – signed contracts for existing homes – rose 1.9% from September to October. Compared to a year ago, they were down 0.4%.

11/25/2025

Between August and September, U.S. home values slipped 0.3% before seasonal adjustments, but rose 0.2% after accounting for typical seasonal patterns. Home prices are still 1.3% higher than they were a year ago.

11/18/2025

Home builder confidence edged up to 38 in November, the highest level since April but still below the growth threshold of 50. Expectations for future sales dipped, yet stayed above 50 for the second month in a row.

11/12/2025

🏡 Ready to turn those Montana homeownership dreams into reality? Join us for an action-packed hour where J.R. McFadden breaks down everything you need to know about buying smarter, stressing less, and making your move with total confidence.

​Whether you've got your eye on a rustic mountain retreat or a modern downtown spot, this masterclass will arm you with the insider knowledge and practical tips to make it happen.

​🎉 Bring your questions, your dreams, and your curiosity. By the time we wrap up, you'll be ready to take that exciting plunge into homeownership with expert advice backing every step. See you there! 🔑✨

🏡 Ready to turn those Montana homeownership dreams into reality? Join us for an action-packed hour where J.R. McFadden breaks down everything you need to know…