Fred Livai Financial is a financial services company focused on helping individuals, families, and business owners build stronger financial foundations through credit education and restoration, life insurance, and business credit solutions. Originally established as Approve My Score in 2012, the company expanded its vision and transitioned into Fred Livai Financial in 2021 to better represent the
broader range of services we provide. Our credit services focus on helping clients understand what is being reported on their credit reports and identifying information that may be inaccurate, incomplete, inconsistent, or otherwise questionable. We take an educational and detail-oriented approach to the credit process, with attention to applicable consumer protection laws, credit reporting requirements, and industry reporting standards. We also provide life insurance solutions designed to help individuals and families protect the people and responsibilities that matter most. Whether the need involves income protection, mortgage protection, final expenses, coverage for children, or other family protection goals, we help clients explore options that fit their individual circumstances. For entrepreneurs and business owners, our business credit services provide education, tools, and guidance for establishing and strengthening a business credit profile. Options range from self-directed resources to more personalized assistance. At Fred Livai Financial, our goal is not to make unrealistic promises or offer one-size-fits-all solutions. We believe in education, transparency, personalized service, and helping clients make better-informed financial decisions for themselves, their families, and their businesses.
