Ryan Warden Independent Insurance Agent

06/18/2024

Final expense policies typically start at $20 per month, depending on the benefit amount. They offer financial protection for your loved ones. For a no obligation inquiry contact me to see what you qualify for. It’s a 100% tax free benefit for your loved ones.

06/08/2024

The average household is paying double, triple, or even quadruple what the same coverage would cost by letting me educate them. Contact me anytime to discuss how you can save thousands annually without compromising the coverage you or your family needs.

05/30/2024

New Home Health options that are very affordable starting as low as $36.00 a month. To hear some no pressure options and benefits feel free to reach out. Let’s get you some protection.

03/25/2024

Do you need FREE help making sure you are on the right Medicare advantage plan?

Do you think you missed the annual enrollment and have to wait until October?

If you are currently enrolled on an advantage plan you can change plans until March 31st under the open enrollment period. Making sure you are getting the best benefits and your doctors are in network is something I can help you with. But time is running out so act now!

03/15/2024

Dental, vision, hearing plans for a single person often times are a great addition to a traditional Medicare supplement. Most coverage starts around $35 dollars a month total for all three coverages and family plans fall around $50 a month.

02/11/2024

The best odds in the house are the fact that everyone passes away. There’s 100% chance you are going to pass away. Having life insurance in place protects your loved ones from the burden of that expense.

01/28/2024

Last night was our annual banquet for work. I am tremendously blessed with such a strong team around me and was fortunate to be promoted to manager after being there just one year. My growth couldn’t have came without the support of my wife, children and team. Thank you!

Awarded:
Top Agent of the month in December
Top Agent of the fourth quarter
Top producer of Apps for 2023
Rookie Agent of the year for 2023.

01/18/2024

Long Term Care is the number one thing to take your home, retirement, and assets. With assets not being able to total more that $2500 and a five year look back from the state to come back and sieze assets….there’s no better time than now to plan. A life insurance policy with a long term care rider or accelerated death benefit rider will often times cover you if you ever need it. Don’t wait to look at options that are free to look at.

01/14/2024

Turn $200 a month into a $1 million dollars at age 25 is one of a thousand ways to create generational wealth.

Have you ever thought about creating generational wealth? It has to start with someone making informed decisions and educating themselves. If you have leave money and live money now’s the time to explore the options on how to do it. The only time it’s too late is when you don’t act. The generations to follow you will thank you.

01/11/2024

Understanding the difference between an advantage plan versus a traditional medical supplement can save you thousands of dollars no matter which one you pick. Both have pros and cons and I’m licensed to provide either solution. If you’re turning 65 or been on social security disability for 2 plus years contact me to learn more. Making an educated decision based on your needs will likely save you thousands.

01/01/2024

12/30/2023

Here are some facts about your future you maybe have not thought about yet. Long term care can be lumped into a life insurance policy and be a win win. If you have a $250,000 life insurance policy and never use the long term care before you pass away. Your beneficiary receives the $250,000. If you have to use it and it may pay up to $10,000 in this case per month for 24 months. If you pass away after using the long term care for only three months then your beneficiary receives the remaining of the $250,000. This type of coverage is determined by age and health to qualify. DON’T WAIT TO GET THIS STARTED. It maybe the last gift you give to your family instead of did the gift of debt.

12/30/2023

KANSANS RANK TOP 5 STATES for individuals ending up in long term care facilities. With almost 50% needing assistants. There are a few ways to buy it and most are dependent upon health but some on wealth. If you wait until you or a loved one needs it then it’s likely too late to buy it or too expensive. Perfect ages to be looking at this are ages 30-55. It’s the number one thing to take your farm, home, and retirement. It’s free to look at options. Schedule a time now!

12/25/2023

Merry Christmas!

The simple gift of Life Insurance can never be overlooked. Unfortunately it’s the only guaranteed thing that someday will be used but only if you have it. For free quotes in Kansas or Oklahoma contact me. Remember no age is too young or too old.

12/17/2023

Prior to 2023 the age to start RMDs was 72 for retirement accounts including traditional IRAs and 401(k)s. The RMD age increases to 73 beginning in 2023. Individuals who were born between 1951 and 1959 will need to start their RMDs after age 73. It can be withdrawn either by Dec. 31, 2023 or it can be delayed no later than April 1, 2024.

12/16/2023

Most Medicare supplements don’t include dental, vision, and hearing benefits. Stand alone policies can be held for around $40 a month for all three benefits They come with free screening exams and discounts on eyewear, hearing aids, teeth cleanings and more. I can offer advice and solutions to fit your budget and your needs.

12/15/2023

At midnight tonight on December 15th the initial open enrollment for underage health under the affordable care act will close. There will be a special enrollment period in January that opens briefly but otherwise a life changing event must take place for you to enroll. It’s the last minute which means for some of you it’s time!

12/14/2023

The open enrollment for underage health care ends tomorrow. If you or someone you know needs underage health care and has questions please reach out to me.

12/09/2023

Are you under age 65 and need affordable health care? You have until the 15th of this month for the open enrollment period. Learn how this can be a benefit for you sometimes free of charge.

12/09/2023

Open enrollment for Medicare Advantage plans has came and gone. But if you aren’t happy with your current Advantage plan you can change plans starting in January and running through March. Also remember within the first year you can return to a supplement if you were on one and left it with no health questions asked.

12/09/2023

Ok let’s try this again. A page so I don’t have to go friend everyone. You can simply like the page and see up to date and educational information for you.

https://www.facebook.com/profile.php?id=61554208179888&mibextid=LQQJ4d

Term & Whole Life Ins, Med Sups, Advantage plans, Annuities ,Underage Health, long term care, & more!

12/09/2023

A strong third quarter should have paved the way to finish strong this fourth quarter.