Kevin O'Brien Insurance Agency

Kevin O'Brien Insurance Agency Home, auto and business insurance.

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of somet...
08/26/2026

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of something much larger, or anything in between, today is their day. From everyone at Coastside Insurance Agency, happy National Dog Day. Give them something good today. They have earned it.

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as...
08/24/2026

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as smoke events affect regions hundreds of miles from active fires. Whether smoke infiltration that damages interior air quality, finishes and personal property triggers coverage under a standard homeowner's policy depends on specific policy language and the circumstances of the event. Reach out to review your coverage: (650) 726-6328.

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly a...
08/21/2026

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly and is sitting exactly where it needs to be when something happens. The goal is not exciting insurance, it's coverage that performs without drama when the moment arrives. We build "boring" insurance programs with great coverage! Let us help you find your policy today: (650) 726-6328 or https://www.coastsideinsuranceagency.com/.

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combina...
08/19/2026

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combination of liability, collision and comprehensive coverage, but the specific limits, deductibles and endorsements that make a policy genuinely protective vary enormously. If your policy description is full coverage and you have never examined what that specifically includes, let's review: (650) 726-6328.

Every year of waiting to purchase life insurance costs something. Whether it be a higher premium for the same coverage, ...
08/17/2026

Every year of waiting to purchase life insurance costs something. Whether it be a higher premium for the same coverage, a health development that changes eligibility or the simple risk of the unexpected. There is no better time than right now to find life coverage that fits your needs, and we are here to help you find the right choice. Call us today at (650) 726-6328, or visit our website: https://www.coastsideinsuranceagency.com/.

National Relaxation Day feels like the right moment to mention that worrying about whether your insurance coverage is ad...
08/15/2026

National Relaxation Day feels like the right moment to mention that worrying about whether your insurance coverage is adequate does not have to be on your list. That is exactly what we are here for. Call us to review your coverage: (650) 726-6328!

Every other thing you buy, you expect to use. Insurance is the only purchase where the ideal outcome is that you never n...
08/12/2026

Every other thing you buy, you expect to use. Insurance is the only purchase where the ideal outcome is that you never need it! Do you have the coverage you need to protect your family? Learn about our coverage options on our website, https://www.coastsideinsuranceagency.com/, or by calling our team today: (650) 726-6328.

Real estate values in many markets have increased dramatically in recent years. Replacement cost, what it would cost to ...
08/10/2026

Real estate values in many markets have increased dramatically in recent years. Replacement cost, what it would cost to rebuild your home, has increased even faster due to construction cost inflation. A home that was adequately insured three years ago may be carrying a meaningful gap between its coverage limits and what rebuilding would actually cost today. This is the most common form of underinsurance and the easiest to address with a simple coverage review. Call us at (650) 726-6328 to review, or visit our website for more information: https://www.coastsideinsuranceagency.com/.

When you run a small business, there is no risk management department, no in-house legal team and no corporate safety of...
08/07/2026

When you run a small business, there is no risk management department, no in-house legal team and no corporate safety officer. There is you, making decisions about coverage, contracts and liability in between everything else you are managing. That is exactly why working with an independent agent who understands small business is not a luxury. It is one of the most practical business decisions you can make! Ready to get started? Call our team: (650) 726-6328.

Back to school means back to school traffic! Late August brings a driving environment that has not existed since last sp...
08/05/2026

Back to school means back to school traffic! Late August brings a driving environment that has not existed since last spring, school zones, crossing guards, school buses making frequent stop and thousands of young pedestrians who are not yet back in their traffic awareness routine. Slow down, leave extra time and pay attention!

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720 Kelly Avenue
Half Moon Bay, CA
94019

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