MGT Insurance

MGT Insurance is the first AI neo-insurer: a modern, full-stack carrier built for independent agents and small businesses.

With instant quoting, binding, and access to hundreds of classes, we make commercial insurance faster and easier.

09/09/2026

Submarine sonar systems. Super Bowl livestreams. Now agentic insurance.

Meet Eric Lloyd, Principal Agentic Engineer at MGT Insurance.

Eric's 20+ year engineering career has taken him from Lockheed Martin to Sony to Fetch Rewards — including leading the engineering behind Fetch's first-ever Super Bowl livestream, built from scratch in 103 days and scaled to 2M+ live viewers, and working at two previous insurtech startups.

Now he builds the agentic systems behind our platform: the tech that lets agents quote, bind, and get answers in minutes instead of days.

And when he's not shipping code? Eric is a trained saxophonist with dual undergraduate degrees in Computer Science and Music, plus an MS in Software Engineering. 🎶🎷

09/07/2026

Happy Labor Day from all of us at MGT Insurance!

Today is about the people who do the work. The small business owners who open early and close late, the independent agents who protect them, and the teams behind the scenes who keep it all moving.

Main street runs on that effort, and we're proud to play a small part in keeping it protected.

Wishing you a safe, restful, and well-earned break.

09/04/2026

What does AI actually change about an agent's day? Here's one morning.

8:15 AM — A retail boutique client wants to renew and add a second location. You paste your meeting notes into an AI assistant and get back a clean recap, plus a reminder to talk through coverage for the new address. Four minutes, and nothing slips through the cracks.

8:30 AM — Retail is a class we write, so you start the quote from a few basic business details. The platform pulls the file together while you focus on the part that actually needs you: what the second location's exposure looks like, and whether the contents limit still fits after the expansion.

Before noon — Bound, and classified correctly the first time. With room in the afternoon for more like it.

That's an account that used to sit in the "not worth the hours" pile. Now it's a Tuesday morning and you stay the expert on every risk.

Read the full breakdown: www.mgtinsurance.com/blog/how-do-independent-agents-grow-their-book-of-business-with-ai-tools

09/02/2026

The weather isn't the only thing that changes in fall.

Garden centers swap annuals for mums and pumpkins. Hardware shelves fill up before the first freeze. Bookstores lean into cozy season. Restaurants roll out new menus and pull the patio furniture in.

Every one of those shifts changes what a business needs covered, and agents shouldn't have to guess whether their carrier can keep up.

Here's what's in appetite at MGT Insurance this season:

🎃 Farm & garden supply

🔨 Building materials

📚 Books & magazines

🍽️ Restaurants, lite service through full service

Admitted, ISO-based forms. Clear eligibility. Quote to bind in under 10 minutes, so you can get back to the rest of your day.

See what fits your fall book: www.mgtinsurance.com/appetite

08/31/2026

Faster submissions don't fix slow quotes.

That's the case MGT Insurance Co-Founder and Co-CEO Michael Topol makes in his latest piece for Digital Insurance.

The broker experience isn't decided at the front door. It's decided by what happens after a submission lands. If a risk still runs through fragmented legacy systems, a faster submission tool just pushes the bottleneck downstream. Like speeding up a conveyor belt without adding capacity to the assembly line.

And that bottleneck usually isn't underwriting judgment. It's everything that comes before it. A single small commercial account can require several hundred data points, and Capgemini's World Property and Casualty Insurance Report 2026 found underwriters spend most of their time gathering data, reviewing documents, and running basic eligibility checks.

That's exactly the work AI should absorb. Automate the friction not the expertise, so underwriters can focus on risk selection and relationships, and brokers get straightforward answers in minutes instead of weeks.

Read Michael's full piece: www.dig-in.com/opinion/insurers-using-ai-for-underwriting-will-increase-broker-loyalty

08/27/2026

Retail has been one of the strongest classes on our platform lately, and the numbers show it.

Across retail classes, 1 in 4 bindable quotes turns into a bound policy. For electronics, computer, and wireless retailers, that number climbs past 50%.

Here's what's making retail easier to place with MGT Insurance:

🛍️ Appetite that spans the storefront — 50+ retail classes, from bike shops to home furnishings. Prior loss history is eligible, and there's no maximum year built.

🧾 Coverage that fits every footprint — Inflation Guard comes automatically, Damage to Premises Rented To You goes up to $1M for tenants, and cyber liability is included. Multi-location retailers can sit on a single BOP.

⚡ Attention on the risk, not the data entry — quoting starts from just a business name and address. The platform fills in the rest to get you moving fast.

If you've got a retail account on your desk this is a good week to run it. Explore what you can quote today: www.mgtinsurance.com/appetite

08/26/2026

Happy International Dog Day from MGT Insurance!

This week's Paws & Premiums is an all-dog lineup to celebrate some of our favorite four-legged coworkers:

🐶 Marty — enjoying a well-deserved treat

🐶 Luna — soaking up the fresh air with some seriously good views

🐶 Griffey and Bo — matching in stylish bandanas

🐶 Milo — reminding everyone that a mid-day walk beats a mid-day meeting

Whether they're supervising Zoom calls, demanding a walk break, or just curled up nearby while the work gets done, these pups make every day at MGT a little brighter. Today, we're giving them all the credit they deserve.

* MGT Insurance only writes commercial P&C insurance and does not offer pet insurance.

08/25/2026

Some of the best partnerships come from knowing exactly what you do best.

We're teaming up with Omaha National! Their sales team will be placing BOP business with MGT Insurance, so the small businesses they serve get complete protection. Their workers' comp expertise, our BOP platform, one seamless experience for agents.

Omaha National is a technology-driven workers' compensation insurance carrier protecting the companies that build America and keep it running. With an A- (Excellent) AM Best rating, experienced underwriting, in-house claims management, and an open brokerage model with no appointment required, agents can place business with confidence. As a wholesale partner, Omaha National also offers agents a portfolio of complementary insurance products through select carrier partnerships. Backed by responsive service, innovative technology, and a broad underwriting appetite, Omaha National delivers a simpler insurance experience from submission through claims.

We've taken the same approach to the Business Owners Policy: fast quoting, clear appetite, and coverage built for how agents actually work. That's what small business protection should look like.

Welcome aboard, Omaha National. We're glad to be building this together.

08/21/2026

Why does grocery convert so well at MGT Insurance? We pulled our 2026 numbers to find out.

Nearly 1 in 4 quoted grocery risks bound this year, making grocery our #3 converting business class.

The short answer? Our appetite fits how grocers actually exist in the real world:

✅ Old buildings — 4 in 10 grocers we bound in 2026 are in buildings older than 50 years and we have no maximum year built (one dates back to 1900 and has spent 76 years on the same block).

✅ New businesses — almost half our bound grocers are under 5 years old, like a Houston carnicería just three years in and already doing $1M in sales.

✅ Tenants — 4 in 5 bound grocers are contents-only, with Damage to Premises Rented To You up to $1M.

Plus coverage built for the class: Spoilage built in, Cyber included, Inflation Guard automatic.

Got a grocer in your pipeline you assumed wouldn't fit? Quote them this week and see: www.mgtinsurance.com

08/20/2026

MGT Insurance Co-Founder and Co-CEO, Graham Topol, joined Leo Gestetner on the latest episode of A Founder's Life to talk about his path from investment banking and private equity to building an applied AI company that's transforming commercial insurance for small businesses.

But this one isn't just about insurance. Graham gets real about:

→ Focusing on outcomes, not hours

→ Thinking about work-life balance over years, not weeks

→ Why walking away from the wrong opportunity can change everything

It's an honest conversation about entrepreneurship, AI, leadership, family, and having the courage to make hard calls.

The episode is live now, give it a listen: leogestetner.com/work-life-balance-isnt-50-50-graham-topol-s7-e6/

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http://mgtinsurance.com/

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