MGT Insurance

MGT Insurance is the first AI neo-insurer: a modern, full-stack carrier built for independent agents and small businesses.

With instant quoting, binding, and access to hundreds of classes, we make commercial insurance faster and easier.

06/18/2026

Summer's busy season is here, and small business owners are counting on their agents to keep them covered.

While your clients are firing up the grills and serving the neighborhood, our platform has been hard at work behind the scenes — quoting and binding the exact kinds of risks landing on your desk. Here are three recent wins that show just how much fits in our appetite:

🏪 Neighborhood Retail Boutique — Front Royal, VA
A charming Main Street storefront with a curated mix of goods. Retail is squarely in our appetite with no minimum size requirement and coverage that comes together fast.

🍽️ Authentic Moroccan & Tunisian Restaurant — Chicago, IL
A beloved dining spot in Wicker Park. We write the full restaurant spectrum with spoilage and food contamination coverage baked right in.

🛒 Established Neighborhood Grocery — Philadelphia, PA
A well-stocked community market in North Philly, building and contents both covered. Grocers are right in our wheelhouse with no 24-hour restriction.

Whether your client is running the corner store, feeding the neighborhood, or hosting the post-cookout crowd, we're here to help you place the coverage they need quickly and confidently.

Have a retailer, restaurateur, or grocer on your desk this week? Explore our appetite: www.mgtinsurance.com/appetite

06/17/2026

There are two ways to build an insurance company today.

You can operate as an MGA, renting third-party paper and capacity. Or you can run as a legacy carrier, doing the work on technology built decades ago.

Our Co-Founder and Co-CEO Graham Topol breaks down what makes MGT something new: a vertically integrated, AI-native insurance company that's both modern and full-stack.

⚙️ Full-stack: We own every step — quoting, binding, servicing, and claims — on one proprietary platform. Nothing gets slowed down by systems that weren't built for how insurance works today.

🤖 AI-native: Our platform does more than move data around. It applies real machine intelligence to underwrite, price, and service policies in real time. Data, decisions, and delivery, all in one place.

That's why MGT is the first true vertical AI insurance company. And because every quote, policy, and claim feeds back into the system, it only gets smarter over time — the MGT you see today is the least capable one we'll ever be.

Want to see it in action? Explore the platform here: www.mgtinsurance.com

06/11/2026

Think we can't write it? You might be surprised.

MGT's appetite covers more than most agents expect, and these five businesses that bound this month are proof:

🛶 A kayak shop in Denver, CO — Sporting goods with rental equipment? All in our appetite.

💎 A rock & gem shop in Corsicana, TX — Older building on a quiet main street. No maximum age of construction on our end.

🧋 A bubble tea shop in Levittown, PA — We write the full spectrum of food service, and spoilage coverage comes included.

⚡ An e-bike shop in Park City, UT — Resort town with seasonal swings in foot traffic. Inflation guard is automatic so coverage keeps up.

⛽ A c-store with gas in Grandville, MI — One of the hardest classes to place. We recently added it, and it quotes just as efficiently as every other class on our platform.

All five quoted in under three minutes. Got a risk sitting in your pipeline? Run it through and see what comes back.

Check our appetite here: www.mgtinsurance.com/appetite

06/10/2026

There's no better proof of what we're building than hearing it straight from the agents who put us to work. 🙌

We sat down with Aaryan Patel at Advance Insurance to hear, in his own words, what partnering with MGT has really been like from quoting to binding to the support team standing behind every policy.

This is the reason we do what we do. When agents can move faster and place business with confidence, their clients feel the difference too.

Curious what that looks like for your book? Start here: www.mgtinsurance.com

06/09/2026

Last week, our Co-Founder and Co-CEO Graham Topol joined the "AI Impact on the Insurance Industry" panel at the UBS Private Company FinTech Conference, moderated by Brian Meredith, alongside Sean Harper (CEO and Founder of Kin Insurance) and R.K. Jobay Cooney (Senior Managing Director at Aon).

AI isn't here to replace the people who make insurance work. It's here to give them better tools. At MGT, that means letting data and automation handle the repetitive stuff, so underwriters and agents can focus on what really matters: judgment, nuance, and relationships. Technology brings the speed and scale. People bring the context and trust. The future belongs to the carriers that pair the two.

Thanks to UBS for bringing such a thoughtful group together. We're energized by where commercial insurance is headed, and excited to be part of it.

06/05/2026

The most interesting conversation about AI in insurance is what it's actually changing on the ground.

That was the question Chad Nitschke, General Manager of MGT Specialty, brought to two stages this week.

On Tuesday, Chad joined McDermott Will & Schulte's InsurTech Summit for a panel on how AI is being deployed across underwriting, claims, and distribution, and what it really takes to move from experimentation to scalable impact.

On Thursday, he was at Insurtech Insights USA for a conversation about insurance's paper problem: the submission forms, email chains, and fax-era workflows that still slow everything down. The panel discussed where AI is genuinely rewriting that reality versus where it isn't.

Here's why it matters to us: it's what we do every day. At MGT, AI-native underwriting is how we price and bind small commercial risks in minutes, turning processes built for a different era into something built for how brokers actually work.

Curious what that looks like for your business? Take a look: www.mgtinsurance.com

06/04/2026

Specialized risks deserve a specialized carrier. That's where MGT Insurance comes in.

Grocery stores. Salons. Restaurants. Liquor stores. These are the small businesses Advance Insurance built their book around. They needed a carrier who understood these markets as well as they did, and a tip from a fellow agent led them to MGT.

What started as curiosity turned into a partnership that's fueling real growth. Here's what made the difference:

📈 Expanded market access — our specialization in diverse markets helped Advance Insurance confidently write business they'd previously struggled to place

⚡ Faster quoting — MGT's AI-powered platform pre-fills the busywork and turns quotes around in minutes, not days

🤝 A team that shows up — accessible support, underwriting, and quoting teams that foster a true partnership

The result? More markets, faster service, and pricing that helps agents win. One MGT quote even came in well below a competitor's with better coverage.

This is what happens when agents have a carrier built for how they actually work. Read the full story of how Advance Insurance grew with MGT.

06/02/2026

Our Co-Founders Graham and Michael Topol joined Jeff Immelt and a room of 60+ executives and business leaders for a fireside chat hosted by Performance Acceleration Journey.

What does it actually take to build a full-stack, AI-native insurance carrier from scratch? In an industry that's been operating the same way for hundreds of years, MGT was designed differently by starting fresh with data, automation, and a carrier model built for how agents and businesses work today.

The timing wasn't accidental. MGT caught this wave early, and conversations like this one remind us why that decision matters.

We're grateful to have shared our journey with such a sharp group of leaders, and to everyone who believes in what's possible when you reimagine insurance from the ground up.

05/29/2026

This week, Ali Essien, Elizabeth Corral, and Naydia Chantarasompoth sat down with Rachelle Alba Cobarrubias and the MEA & Associates team to talk strategy, product, and customer service. Then they saw Eder Sanchez at PolicyCoach to dig into strategy, market intel, and what's coming on the product side.

These are the conversations that make the work better, focused, and built on real trust.

Thank you to Rachelle and the MEA team, and to Eder at PolicyCoach, for your time and your candor. We're grateful for partners who show up ready to go deep. 💙

05/26/2026

What if quoting a policy took minutes instead of weeks?

That's the reality we're building at MGT. By pulling in 3,500 data points per risk, our underwriters can make faster, smarter decisions and our agents can get back to what matters: serving their clients.

Our Co-Founder and Co-CEO Michael Topol sat down with Insurance Business America to share how MGT is rethinking the carrier experience from the inside out starting with speed, culture, and the people who make it all work.

Read the full feature: www.insurancebusinessmag.com/us/news/technology/upgrading-the-operating-system-of-insurance-through-culture-data-and-speed-575960.aspx

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Greenwood Village, CO

Website

http://mgtinsurance.com/

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