Home Loans by Steve

03/18/2026

Realtors and others in the financial sector. If you’ve ever considered a side hustle this could be for you. Walk your client through a brief loan application, send it to my team for structuring, underwriting and closing. It’s simple, ethical and compliant. Message me or book a call for details.

03/13/2026

I use DSCR loans in Colorado to qualify based on the property’s income, which speeds up growing my rental portfolio. Want to learn how? Let’s connect! 🏡💰

02/26/2026

I specialize in helping Colorado Realtors secure fast approvals and flexible terms for their investor clients. If you work with flippers or rental investors, follow me for tips that win deals! 🏘️🔥

09/24/2025

I get a lot of questions about the future of mortgage rates and is it a good time to consider a refinance. Well, that depends on many variables (other than the actual rate). I've prepared a detailed guide to help you make an educated decision. Here's the link: https://tinyurl.com/Why-Refi Contact me to discuss your specific scenario and goals. Call/Text Steve 720-243-5409 (MST)

That’s where Steve Kirk, a seasoned Loan Officer at Metrolink Mortgage, steps in. Known as The Colorado Mortgage Specialist, Steve has helped hundreds of families...

08/27/2024

Hi Everyone; I recently dusted off my crystal ball and here’s what I’ve learned.
First, the real estate market is poised for a correction (lower home prices). Historically, the market corrects about every 10 years and we’re 5 years overdue.
I’m seeing price reductions and seller concessions more and more lately.
At the same time, all eyes are on the Fed, anticipating a rate cut in September, between .25 and .50 (to the Federal Funds Rate), which influences mortgage rates.
Good news, right? Overall, yes; however, we will see increased demand from home buyers which leads to higher home prices.
So, what to do? Well, you can buy today at lower prices, higher rates and refi later. You can wait for rates to drop and buy then at higher prices; or you could “wait until next year” like the Chicago Cubs😊
If you want to review your choices and goals, I’ll be delighted to speak with you; just let me know.
And, don’t forget, I am also a licensed Realtor as well and can provide you with current market data and advice whether you’re buying, selling or investing.
Best,
Steve

Call now to connect with business.

06/25/2024

NO DOWN PAYMENT LOAN PROGRAM!
Increase homeownership opportunities for borrowers with the FHA 100% CLTV Combo loan program from Metrolink Mortgage!

Increase homeownership opportunities for borrowers with the FHA 100% CLTV Combo loan program from Metrolink Mortgage!

This program offers 100% financing by combining an FHA first lien at 96.5% and a concurrent second lien of up to 3.5% to assist with down payment and/or closing costs.

Take a look at some of the key program highlights:
FHA first lien PLUS concurrent second lien for 100% CLTV
Minimum 600 FICO
Standard 30-year fixed rate FHA first lien
No First-Time Home Buyer requirement
No Income Limits
Easy Underwrite! First lien and second lien have the same guidelines
Only eligible in select states
My goal is to help you achieve your dreams of homeownership. Contact me today to learn more about this program!
Steve 720-243-5409
[email protected]

Call now to connect with business.

07/28/2023

🏠 Don't skip this crucial step when buying a home! Get pre-approved before you start your search. 📝✅ Pre-approval helps you determine your budget, strengthens your offer, and saves time. 💰💪 Don't miss out on your dream home - get pre-approved today!

10/26/2019

Great family home, tastefully remodeled. You will love the interior finish and soothing colors!
For photos, neighborhood info and more, text: LIST2771911 to 800.701.6509

House photos, info graphics, and listing agent details for 779 S Memphis Way, Aurora, CO 80017. This home is priced at $369,900, with 3 beds, 1.5 baths, and 2,580 sqft.

10/20/2019

For more info TEXT 4114ED to 800.701.6509

House photos, info graphics, and listing agent details for 16905 W 11th Ave, Golden, CO 80401. This home is priced at $700,000, with 6 beds, 4 baths, and 2,608 sqft.

10/18/2019

Don't miss this cute condo; great for young family. HOA includes most utilities. Financing with as little as 3% down- call today!

House photos, info graphics, and listing agent details for 3343 S Monaco Pkwy Unit D, Denver CO 80222. This home is priced at $224,900, with 2 beds, 1.75 baths, and 1,061 sqft.

08/12/2019

“Greatness is sifted through the grind, therefore don’t despise the hard work now for surely it will be worth it in the end.”
– Sanjo Jendayi