Time Financing Service

Time Financing Service Helping North Carolinians get the money they need—fast. Let’s find the right loan for you!

Time Financing Service offers personal loans from $1,500–$12,000 with flexible terms, local service, and a friendly team that cares. For over 60 years, Time Financing Service® has been helping North Carolinians access the money they need—offering personal cash loans ranging from $7,500 to $12,000. Whether you're looking to consolidate high-interest credit card debt or cover unexpected expenses, ou

r team provides fast approvals, competitive interest rates, and personalized support. In addition to debt consolidation loans, we also partner with car dealers and furniture distributors to offer auto and furniture loans. Applying is simple and secure: call one of our locations, complete an online application, or stop by one of our offices and speak with a knowledgeable associate. With locations across the state, we’re always close by when you need us.

Out with the summer haze, in with the fall focus. 🍁September is a natural time for growth. As the leaves turn, we’re her...
09/01/2026

Out with the summer haze, in with the fall focus. 🍁

September is a natural time for growth. As the leaves turn, we’re here to help you turn your financial situation around. Whether it’s funding a project you’ve been dreaming of or simply getting your budget on track, we are your partner in progress.

Turning over a new leaf starts with one step. Let’s take it together.

Drop a 💪 if you’re ready to tackle your goals this month!

Let’s be honest for a second. Financial stability isn’t about being "rich." It isn't about driving a luxury car or havin...
08/31/2026

Let’s be honest for a second. Financial stability isn’t about being "rich." It isn't about driving a luxury car or having a million dollars in the bank by 30.

It’s about sleeping well at night.

It’s about knowing that if your car breaks down tomorrow, you aren’t panicking. It’s about the freedom to walk away from a job that drains your soul because you have a safety net.

We often overcomplicate money. But the truth is, wealth is built on boring, consistent habits.

Here are the 5 non-negotiable habits that separate "stressed" from "stable"—and how you can start them today.

Stability isn’t a destination—it’s a daily practice. Choose boring discipline today so you can have exciting options tomorrow.

Let’s Chat:
Which habit is your strongest? Which one hurts the most? Be honest—we're all figuring this out.

https://bit.ly/3wf31We

Drop a 💪 if you're ready to take control.

Life is made of moments that take your breath away—the proposal, the walk down the aisle, the joy on your family’s faces...
08/28/2026

Life is made of moments that take your breath away—the proposal, the walk down the aisle, the joy on your family’s faces. Memories you will cherish forever.

But we know wedding costs and deposits can add stress to your big day. That’s where we come in.

As a local North Carolina personal loan company, we believe finances should never stand in the way of your forever. Whether it's a wedding, honeymoon, or milestone celebration, we help you say "yes" with confidence.

What we offer:

Fast, local service – same-day cash, no waiting

Real people – neighbors helping neighbors

Fixed monthly payments – no balloon payments, no prepayment penalties

We handle the upfront cash so you can focus on what truly matters—celebrating love and cherishing every moment.

Your forever is calling. Let's make it happen.

https://www.timefinancing.com/

Today, we’re using our platform to bust some common loan myths — because misinformation is expensive.Myth  #1: You need ...
08/25/2026

Today, we’re using our platform to bust some common loan myths — because misinformation is expensive.

Myth #1: You need perfect credit to get a personal loan.
✅ Fact: Many lenders work with fair or even growing credit.

Myth #2: The lowest advertised rate is what everyone gets.
✅ Fact: Advertised rates are often for the most qualified borrowers — your actual rate depends on your credit, income, and debt.

Myth #3: (Let’s be real — there are more where these came from.)

Swipe right → to see all loan myths debunked.

Whether you're borrowing for the first time or just want to make smarter money moves, knowing the truth saves you time, stress, and cash.

💬 What’s a loan myth you’ve heard? Drop it in the comments.

The wait is over! We are officially opening our brand-new location in Hickory, NC, on August 19, 2026.We’re cutting the ...
08/17/2026

The wait is over! We are officially opening our brand-new location in Hickory, NC, on August 19, 2026.

We’re cutting the ribbon to celebrate bringing fast, flexible, and friendly personal loan services to your neighborhood. Stop by, meet the team, and enjoy the celebration with us!

We're here to help you achieve your financial goals, one step at a time.

See you at the ribbon cutting!

📍 New Address: 2537 US Highway 70 SE Hickory, NC 28602
📞 Call us: (828) 707-9990

Contact our Kinston, NC branch to know more about our same day cash loans. Or apply online to get approved for loans up to $10,000. We’re here to get you the money you need when you need it the most.

Let’s be real: "Adulting" is expensive. 🛑💸One minute you’re budgeting for a vacation, the next minute your car needs new...
08/12/2026

Let’s be real: "Adulting" is expensive. 🛑💸

One minute you’re budgeting for a vacation, the next minute your car needs new tires or your AC gives out in this NC heat. It happens to all of us.

The difference between a small speed bump and a financial disaster? Preparation.

Here is the golden rule we tell our customers: The 3-6 Month Rule. Aim to save 3 months of essential expenses (rent, food, utilities). If that feels impossible right now, start with $1,000. Just $1,000 covers 80% of life’s unexpected "uh-ohs."

But what if you don't have that safety net yet?

If you have a sudden expense, don't panic.

Don't max out high-interest credit cards if you don't have to.

We are here to help NC residents bridge that gap with transparent, fixed-rate loans.

Drop a 💰 in the comments if you’re starting your savings journey today!

True wealth = legacy, not just accumulation.This Indigenous Peoples Month, we honor North Carolina's Lumbee Tribe—the la...
08/09/2026

True wealth = legacy, not just accumulation.

This Indigenous Peoples Month, we honor North Carolina's Lumbee Tribe—the largest east of the Mississippi with 56,000+ members. For Indigenous communities, financial wellness means cultural strength, resilience, and opportunity.

Yet 16.3% of Indigenous families remain unbanked—nearly 4x the national average. That impacts housing, education, and generational growth.

But communities are rising. Knowledge changes everything.

Financial wellness =
✅ Savings that protect
✅ Credit that opens doors
✅ Budgets that build freedom
✅ Choices that last for generations

This month, let's grow together.
Start the conversation. Share a resource. Take one step forward.

📢 How will you build your legacy today?

IndigenousPeoplesMonth

Smart business owners don't just look at the interest rate—they look at the whole picture. 🌱If you are thinking about gr...
08/04/2026

Smart business owners don't just look at the interest rate—they look at the whole picture. 🌱

If you are thinking about growth, let's talk about how to fund it responsibly. Our team is local, accessible, and here to help.

We’ve helped a lot of people navigate the home-buying process, and if there’s one thing we know, it’s that preparation i...
07/27/2026

We’ve helped a lot of people navigate the home-buying process, and if there’s one thing we know, it’s that preparation is everything. Here is the reality check (and game plan) you need right now:

1️⃣ Check your budget. Be honest with yourself. It’s not just about the mortgage; it’s about the lifestyle that comes with it.
2️⃣ Secure your loan early. Imagine finding your dream home and losing it because your financing isn't lined up. Don't let that be you.
3️⃣ Inspect before you buy. That gorgeous vintage kitchen might need new wiring. Always get a professional opinion!
4️⃣ Think long term. Your needs today might not be your needs tomorrow. A little foresight now can save you a lot of stress later.

Feeling overwhelmed? Don't be. Whether you need to consolidate debt before applying for a mortgage or need extra funds for a down payment, Time Financing Service® is here to help you move forward.

https://bit.ly/3wf31We

👇 Drop a 🏠 in the comments if you're in the middle of house hunting right now!

Let's be real—life moves fast.Between work, family, and everything in between, the last thing you need is a loan that fe...
07/23/2026

Let's be real—life moves fast.

Between work, family, and everything in between, the last thing you need is a loan that feels complicated or out of reach.

That's why we built something simpler.

At Time Financing Services, we believe managing your loan should be as easy as checking your texts. No phone trees. No waiting on hold. No "we'll get back to you."

With our secure online portal and mobile-friendly account access, you can:

✅ Check your balance in seconds
✅ Make payments anytime—day or night
✅ View your payment history
✅ Update your information instantly
✅ Stay connected with real-time updates

Take control in under 60 seconds.

https://bit.ly/3wf31We

Address

Greenville, NC

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+12523325788

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