Time Financing Service offers personal loans from $1,500–$12,000 with flexible terms, local service, and a friendly team that cares. For over 60 years, Time Financing Service® has been helping North Carolinians access the money they need—offering personal cash loans ranging from $7,500 to $12,000. Whether you're looking to consolidate high-interest credit card debt or cover unexpected expenses, our team provides fast approvals, competitive interest rates, and personalized support. In addition to debt consolidation loans, we also partner with car dealers and furniture distributors to offer auto and furniture loans. Applying is simple and secure: call one of our locations, complete an online application, or stop by one of our offices and speak with a knowledgeable associate. With locations across the state, we’re always close by when you need us.