Nicole Koehler - Preskano LLC

03/30/2023

We had the opportunity to attend an appreciation dinner at Bleu Restaurant and Lounge hosted by Humana this week. Was great talking about Medicare with one of the major players in the market. Beautiful view, great food, and great company. Love when work dinners double as date night!

09/30/2022

Hey Everyone, as Medicare's Open Enrollment Period is fast approaching I want to make sure everyone is as informed as possible, so here are a few important dates to know...

October 1st the 2023 plan information will be available for the public to view.
October 15th applications to change your Medicare plan can be submitted.
December 7th is the end of Medicare's Annual Enrollment Period.
Any changes you make during Annual Enrollment will be effective on January 1st 2023.

07/27/2022

https://chng.it/7gtQC8SBGZ

12/24/2021

Signing up for in the new year? Learn the basics and find answers to your Medicare questions at https://go.cms.gov/3men8fl.

07/12/2021

When does "catastrophic coverage" kick in with Medicare Part D coverage? There are several stages of Part D prescription drug plans. Below is a high-level outline of the various stages of Part D plans: Stage 1 – Deductible (not all Part D plans have deductibles) Stage 2 – Initial Coverage Stage ...

07/07/2021

What is the "Doughnut hole" in Part D Medicare coverage and how does it work? Most Part D drug plans have a coverage gap (also called the "donut hole"). There is a limit on what the drug plan will cover for your prescription drugs when you are in the donut hole. The donut hole begins after you, and....

07/06/2021

What if I need a drug that isn't on the Medicare Formulary or costs too much? If your physician determines that you need a drug that is not on a Part D plans formulary, they can ask the insurance company for an exception. However, there are rarely drugs that are not on the formulary that an insuranc...

06/22/2021

What's the late enrollment penalty for Medicare Part D and when does it take effect? Suppose you don't enroll in a Part D prescription drug plan or a Medicare Advantage plan that includes Part D coverage when you are first eligible for Medicare. In that case, you may be assessed something called the...

06/21/2021

Will a Medicare Advantage plan cost me more if I have a pre-existing condition or if I smoke? The short answer is no. Medicare Advantage plans are not allowed to medically underwrite, which means they cannot charge you more or decline your coverage for any pre-existing condition. They also cannot ch...

06/10/2021

05/27/2021

What's included under "durable medical equipment" from Medicare? Medicare Part B covers medically necessary durable medical equipment (DME) if your doctor prescribes it for use in your home. DME that Medicare covers includes, but isn't limited to: Blood sugar monitors Blood sugar test strips Canes C...