American Recreational Insurance Agency

08/04/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

07/30/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

07/21/2026

Ever handed your keys to a friend or borrowed someone else’s ride and wondered whose insurance would apply if something went wrong? It’s a common question — and the answer isn’t always as simple as people think.

In most cases, insurance follows the vehicle first. But there are situations where the driver’s policy steps in instead, especially with recreational and powersport vehicles like motorcycles, ATVs, boats, and RVs.

Understanding how your coverage works can help you avoid surprises on the road, trail, or water. If you’re unsure how your policy applies or want to review options for added protection, our team is always here to help.

Give us a shout anytime with questions — we’re here to keep you covered wherever adventure takes you.

07/08/2026

As boating season gets into full swing, our team has been hearing from more riders who are either getting back on the water or taking a closer look at their overall liability protection. With more activity on lakes and coastlines this time of year, it’s a smart moment to revisit your boat insurance.

We put together a quick overview of the most common boating accidents, liability exposures, and how dedicated boat insurance can help protect you when the unexpected happens.

If it’s been a while since you reviewed your policy—or if you’re ready to set up a new one—our team at American Recreational Insurance Agency is here to help. Reach out anytime and let’s make sure you’re protected for the season ahead.

07/03/2026

This July, we’re not just celebrating Independence Day — we’re also celebrating 250 years as a nation, a truly once-in-a-lifetime holiday. Our team wishes each of you a happy, safe, and memorable Fourth of July!

Please note that our office is closed on Friday, July 3rd. We’ll be back on Monday, July 6th, ready to assist with any early summer questions or needs.

07/02/2026

07/02/2026

🎆🔥 4TH OF JULY CHECKLIST: 🔥🎆
✔️ Burgers 🍔
✔️ Fireworks 🎇
✔️ Insurance ✅

Whether you're headed to the lake, the campground, the trails, or the open road, make sure your adventures are protected before the holiday weekend!

🚤 Boats
🌊 Jet Skis
🏍️ Motorcycles
🛻 ATVs & UTVs
🏕️ Campers & RVs

📅 Friendly Reminder: Our office will be CLOSED Friday & Saturday for the 4th of July holiday.

☎️ Don't wait until the last minute! Give us a call before we close, and we'll make sure your toys are insured so you can enjoy the holiday with confidence.

❤️ From everyone at American Recreational Insurance Agency, we wish you a safe, fun-filled, and unforgettable Happy 4th of July! 🇺🇸

🍔 Grill the burgers.
🌭 Eat the hot dogs.
🚤 Hit the water.
🏕️ Make memories.
🎆 Enjoy the fireworks.

We'll help protect the adventures that make summer special.
❤️🤍💙

📞 (518)725-7000

American Recreational Insurance Agency is a local independent insurance agency located in Gloversville, New York. Call us at 518-725-7000.

06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

06/23/2026

💭 The more insurance content you see online, the harder it can be to know who to trust.

The reality is that insurance isn't the same for everyone.

🏡 Different people have different goals.
💰 Different budgets.
👨‍👩‍👧‍👦 Different families.
🏢 Different businesses.
🛡️ Different things they're trying to protect.

That's why we've never believed in a one-size-fits-all approach.

At AMREC, our team works together to help clients find coverage that fits their needs—not just what's popular or easy to sell. 🤝

We're grateful for the trust our clients have placed in us over the years, and we're proud to serve individuals, families, and businesses in all 50 states while keeping the same personal approach that got us here. 🇺🇸

At the end of the day, insurance is about people. Always has been. ❤️

Thank you to everyone who continues to trust us with what matters most.

📞(518) 725-7000
🌐

American Recreational Insurance Agency is a local independent insurance agency located in Gloversville, New York. Call us at 518-725-7000.