American Recreational Insurance Agency

06/01/2026

Hello June 1st! ☀️ Summer is right around the corner!

A new month means a fresh start and the unofficial countdown to summer fun is officially on.

Boats are getting uncovered 🚤, motorcycles are hitting the road 🏍️, and RVs, campers, ATVs, and side-by-sides are gearing up for another season of adventure.

Before everything gets rolling, now is the perfect time to make sure your toys are properly protected 🛡️

At American Recreational Insurance Agency, we proudly serve all 50 states, and we believe coverage should fit your life—not the other way around. That is why we help tailor insurance options around how you actually use your vehicles and how you live your life.

🏍️ Motorcycles
🚤 Boats & Watercraft
🚐 RVs & Campers
🏁 ATVs & UTVs
❄️ Snowmobiles
🚗 Specialty & Collector Vehicles

Whether it’s weekends on the lake 🌊, long rides 🛣️, or camping trips with family ⛺—make sure you’re covered before the fun begins.

Comment below what’s the first toy you will be taking out of storage this year! 👇

📞 (518) 725-7000

American Recreational Insurance Agency is a local independent insurance agency located in Gloversville, New York. Call us at 518-725-7000.

06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

05/22/2026

🚨 Your insurance renewal is coming… and doing nothing could cost you hundreds.

Most people get their renewal in the mail, glance at the payment, and just let it auto-renew.

But here’s what a lot of people don’t realize:

Insurance companies change rates CONSTANTLY.
So even if your driving record is clean and you haven’t filed a claim… your premium can still jump.

Why?
Because carriers also look at:

📈 Repair costs
🚗 Vehicle theft trends
🌩 Weather claims in your area
🏥 Medical costs
💰 Lawsuit payouts
📍 ZIP code claim activity

Which means loyalty doesn’t always equal savings anymore.

Quick question:
When was the last time someone actually reviewed your policy line-by-line instead of just telling you the price?

Because sometimes people are:
❌ Overpaying for coverage they don’t need
❌ Underinsured where it matters most
❌ Missing discounts they qualify for
❌ Carrying deductibles that no longer make sense

And one of the BIGGEST mistakes we see at American Recreational Insurance Agency:
People focus only on the monthly payment instead of what happens during a claim.

Fun fact:
Two policies can have nearly the SAME premium… but one could leave you thousands more exposed after an accident.

Another overlooked fact:
Bundling home + auto, adjusting liability limits correctly, or restructuring coverage can sometimes lower premiums MORE than simply reducing coverage.

If your renewal is coming up soon, now is the BEST time to shop before the policy renews automatically.

At American Recreational Insurance Agency, our team can:
✔ Compare multiple carriers
✔ Review your current coverage
✔ Explain everything in plain English
✔ Look for savings without sacrificing protection
✔ Help make sure your coverage actually fits your lifestyle

Whether it’s your home, auto, motorcycle, ATV, boat, RV, or all of the above — our agency is here to help you protect what matters most.

Call (518) 725-7000

American Recreational Insurance Agency is a local independent insurance agency located in Gloversville, New York. Call us at 518-725-7000.

05/19/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

05/12/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

05/06/2026

More riders are choosing e-bikes and scooters every day, but many don’t realize their current insurance coverage may not fully protect them.

Swipe to see the key coverage gaps you should know about, and call our office if you’d like to review your policy. We’re here to help make sure you and your ride are protected.

05/05/2026

In honor of Cinco de Mayo, our team wanted to share a delicious Chicken Enchilada Dip recipe from Delish that's ready in just 30 minutes and perfect for your celebrations.

If you give this recipe a try, be sure to let us know how it went!

Wishing you a festive and delicious Cinco de Mayo!

📖: https://www.delish.com/cooking/recipe-ideas/a49954/chicken-enchilada-dip-recipe/

05/01/2026

Happy Derby Day!

The "most exciting two minutes in sports" is here. Whether you're in it for the thrill of the race, the extravagant hats, or picking a horse based on its name, Derby Day always delivers.

Don your fanciest hat, pick a horse, and enjoy the festivities!