Colin Richards, Investment Advisor

01/08/2024

It’s important to remember that taxes don’t stop once you’re retired, but you can take these steps throughout your working life to help minimize your tax obligations later.

Retirees can follow these simple guidelines to help manage their tax situation. Here's what you need to know about taxes in retirement.

01/01/2024

Happy New Year!! If saving money is on your resolution list, you are not alone. In 2024 let's have a conversation about how to save money and more importantly where to save money! Best wishes and good health for the new year.

Americans report fiscal optimism and plans to save cash in 2024.

12/29/2023

Here are 10 financial strategy ideas to consider for year-end, that may help prepare you to achieve your financial goals in 2024.

Year end financial planning is imperative to preparing for the New Year. Here are ten strategies to consider.

10/20/2023

What does retirement look like for a couple with an age difference? This article discusses some considerations around retirement planning when there’s an age gap between you and your partner.

This article will discuss some considerations around retirement planning for dual-career couples with an age difference.

10/11/2023

This article explores three strategies parents can use to transfer wealth and give their children financial head starts beyond the typical direct gifting of cash.

From custodial accounts to trusts, Baby Boomers can take part in the great wealth transfer in ways that won’t burden their kids with extra taxes.

10/04/2023

College is only getting more expensive. The government allows special tax treatment for savings designated to college expenses if part of a 529 plan. These plans are increasingly flexible. There are even options if your child doesn't attend college.

Bolster your college savings accounts with a state-sponsored 529 plan. Your college fund can grow tax-deferred and be distributed income tax-free.

09/05/2023

While no one can perfectly predict the stock market’s future, here’s what experts think it might look like for the remainder of 2023.

The stock market performance during the first half of 2023 has been rosier than expected, with the S&P 500 surging more than 18% so far this year. While most investors are thrilled by this growth,...

09/04/2023

As a parent, you're the center of their world. As a worker, you carry the weight of it on your shoulders. Today, take a moment to relax and recharge—you deserve it! Happy to all the working parents out there.

09/01/2023

08/30/2023

There are a lot of ways to amplify your retirement savings, but you must start sooner than later, be consistent along the way, and try to find unaccounted for money. Here’s why.

With constantly changing regulations, a market that seems to be continuously in flux, and inflation driving costs up, how do you know when to start investing?